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For the quarter ending 2026-03-31, AVBC has $2,807,417K in assets. $2,423,896K in debts.

Balance Sheets Overview

Debt to Asset Ratio
86.34%
Unit: Thousand (K) dollars
Assets Breakdown
    • Total loans
    • Short-term investments
    • Bank-owned life insurance
    • Others
Liabilities Breakdown
    • Retained earnings
    • Federal home loan bank advances
    • Additional paid in capital
    • Others

Balance Sheets
2026-03-31
2025-09-30
2025-06-30
Total securities
-285,055 282,996
Cash and due from banks
19,231 15,484 24,667
Short-term investments
73,793 96,384 283,919
Total cash and cash equivalents
93,024 111,868 308,586
Securities available for sale, at fair value (amortized cost 313,386 in 2026 and 285,252 in 2025)
295,924 269,308 266,249
Securities held to maturity, at amortized cost (fair value 12,607 in 2026 and 12,601 in 2025)
13,000 15,747 16,747
Total securities
308,924 --
Federal home loan bank stock, at cost
9,817 11,731 12,083
Loans held for sale
188 1,745 -
Total loans
2,284,555 2,274,747 2,248,021
Allowance for credit losses
22,761 24,284 23,425
Net loans
2,261,794 2,250,463 2,224,596
Premises and equipment, net
29,029 29,270 29,098
Bank-owned life insurance
46,929 36,375 36,093
Accrued interest receivable
8,683 8,141 8,922
Net deferred tax asset
10,584 10,832 11,323
Goodwill
11,936 11,936 11,936
Mortgage servicing rights
3,086 3,149 3,253
Other assets
23,423 26,445 29,022
Total assets
2,807,417 2,787,010 2,957,908
Deposits
2,146,160 2,075,868 2,439,608
Federal home loan bank advances
205,000 260,000 260,000
Subordinated debt
27,852 27,778 27,738
Mortgagors' escrow accounts
-3,710 3,498
Accrued expenses and other liabilities
44,884 47,617 35,638
Total liabilities
2,423,896 2,414,973 2,766,482
Common stock, 0.01 par value, 120,000,000 shares authorized, 20,076,250 shares issued and outstanding in 2026 and 2025
201 201 -
Additional paid in capital
195,057 195,029 -
Unallocated esop common stock
15,057 15,459 -
Retained earnings
216,973 206,648 207,555
Accumulated other comprehensive loss
-13,653 -14,382 -16,129
Total shareholders' equity
383,521 372,037 191,426
Total liabilities and shareholders' equity
2,807,417 2,787,010 2,957,908
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Total loans$2,284,555K Securities available forsale, at fair value...$295,924K Securities held tomaturity, at amortized...$13,000K Short-term investments$73,793K Cash and due frombanks$19,231K Net loans$2,261,794K Total securities$308,924K Total cash and cashequivalents$93,024K Bank-owned life insurance$46,929K Premises and equipment,net$29,029K Other assets$23,423K Goodwill$11,936K Net deferred taxasset$10,584K Federal home loan bankstock, at cost$9,817K Accrued interestreceivable$8,683K Mortgage servicingrights$3,086K Loans held for sale$188K Allowance for creditlosses$22,761K Total assets$2,807,417K Total liabilities andshareholders' equity$2,807,417K Total liabilities$2,423,896K Total shareholders'equity$383,521K Unallocated esop commonstock$15,057K Accumulated othercomprehensive loss-$13,653K Deposits$2,146,160K Federal home loan bankadvances$205,000K Accrued expenses andother liabilities$44,884K Subordinated debt$27,852K Retained earnings$216,973K Additional paid in capital$195,057K Common stock, 0.01 parvalue, 120,000,000...$201K

Avidia Bancorp, Inc. (AVBC)

Avidia Bancorp, Inc. (AVBC)