AVBH: the balance sheet

MyFinsight

For the year ending 2025-12-31, AVBH has $2,569,643K in assets. $2,288,664K in debts. $154,569K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash and due from financial institutions	7,942
Due from federal reserve bank and interest-bearing deposits in other financial institutions	146,627
Total cash and cash equivalents	154,569
Debt securities available-for-sale, at fair value (amortized cost 218,488 and 369,155, net of allowance for credit losses of 0 and 0)	218,160
Total outstanding loans	2,148,439
Allowance for credit losses on loans	22,261
Loans, net of allowance for credit losses on loans of 22,261 in 2025 and 18,679 in 2024	2,126,178
Federal home loan bank stock, at cost	8,409
Gross property and equipment	7,963
Less accumulated depreciation and amortization	6,437
Premises and equipment, net	1,526
Cash surrender value of bank-owned life insurance policies	13,045
Interest receivable	47,756
Total assets	2,569,643

Non-interest-bearing	556,972
Interest-bearing	1,629,101
Total deposits	2,186,073
Short-term borrowings	60,000
Subordinated debentures, net	22,000
Accrued liabilities and other liabilities	20,591
Total liabilities	2,288,664
Preferred stock - no par value 5,000,000 shares authorized, no shares issued and outstanding at december 31, 2025 and 2024	0
Common stock - no par value 25,000,000 and 15,000,000 shares authorized 10,947,967 and 7,906,761 shares issued and outstanding at december 31, 2025 and 2024, respectively	169,990
Retained earnings	111,150
Accumulated other comprehensive loss, net of taxes	-161
Total shareholders' equity	280,979
Total liabilities and shareholders' equity	2,569,643

Unit: Thousand (K) dollars (except for numbers of shares and EPS).