Avidbank Holdings, Inc. (AVBH)
Avidbank Holdings, Inc. (AVBH)
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from financial institutions | 10,569 | 7,942 | 12,006 | 2,800 |
| Due from federal reserve bank and interest-bearing deposits in banks | NaN | NaN | 165,313 | 127,123 |
| Total cash and cash equivalents | NaN | NaN | 177,319 | 129,923 |
| Due from federal reserve bank and interest-bearing deposits in other financial institutions | 138,473 | 146,627 | NaN | NaN |
| Total cash and cash equivalents | 149,042 | 154,569 | NaN | NaN |
| Debt securities available-for-sale, at fair value (amortized cost 212,366 and 218,488, net of allowance for credit losses of 0 and 0) | 210,583 | 218,160 | NaN | NaN |
| Securities available-for-sale, at fair value (amortized cost 174,278 and 369,155, net of allowance for credit losses of 0 and 0) | NaN | NaN | 173,588 | 292,808 |
| Commercial Portfolio Segment | NaN | NaN | 871,873 | 854,970 |
| Construction Loans | NaN | NaN | 210,207 | 205,490 |
| Residential Portfolio Segment | NaN | NaN | 36,286 | 31,470 |
| Commercial Real Estate Portfolio Segment | NaN | NaN | 838,759 | 818,330 |
| Consumer Portfolio Segment | NaN | NaN | 2,314 | 2,386 |
| Total loans | NaN | NaN | 1,959,439 | 1,912,646 |
| Deferred loan origination fees, net | NaN | NaN | -854 | -928 |
| Total outstanding loans | 2,172,846 | 2,148,439 | NaN | NaN |
| Allowance for credit losses on loans | 20,938 | 22,261 | 21,025 | 19,624 |
| Loans, net of allowance for credit losses on loans of 20,938 and 22,261 | 2,151,908 | 2,126,178 | 1,937,560 | 1,892,094 |
| Federal home loan bank stock, at cost | 8,409 | 8,409 | 8,409 | 8,409 |
| Gross property and equipment | NaN | 7,963 | NaN | NaN |
| Less accumulated depreciation and amortization | NaN | 6,437 | NaN | NaN |
| Premises and equipment, net | 1,340 | 1,526 | 1,739 | 1,927 |
| Cash surrender value of bank-owned life insurance policies | 13,151 | 13,045 | 12,953 | 12,857 |
| Accrued interest receivable and other assets | 45,121 | 47,756 | 50,886 | 54,111 |
| Total assets | 2,579,554 | 2,569,643 | 2,362,454 | 2,392,129 |
| Non-interest-bearing deposits | 577,101 | 556,972 | 471,770 | 443,540 |
| Interest-bearing | 1,622,218 | 1,629,101 | 1,577,388 | 1,559,241 |
| Total deposits | 2,199,319 | 2,186,073 | 2,049,158 | 2,002,781 |
| Short-term borrowings | 55,000 | 60,000 | NaN | 145,000 |
| Subordinated debentures, net | 22,000 | 22,000 | 22,000 | 22,000 |
| Accrued interest payable and other liabilities | 14,797 | 20,591 | 18,183 | 17,929 |
| Total liabilities | 2,291,116 | 2,288,664 | 2,089,341 | 2,187,710 |
| Preferred stock - no par value 5,000,000 shares authorized no shares issued and outstanding at march 31, 2026 and december 31, 2025 | 0 | 0 | NaN | 0 |
| Common stock - no par value 25,000,000 shares authorized 10,955,167 and 10,947,967 shares issued and outstanding at march 31, 2026 and december 31, 2025, respectively | 169,474 | 169,990 | 169,342 | 107,608 |
| Retained earnings | 120,171 | 111,150 | 104,201 | 141,936 |
| Accumulated other comprehensive loss, net of taxes | -1,207 | -161 | -430 | -45,125 |
| Total shareholders' equity | 288,438 | 280,979 | 273,113 | 204,419 |
| Total liabilities and shareholders' equity | 2,579,554 | 2,569,643 | 2,362,454 | 2,392,129 |