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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
$8,235K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in deposits
    • Net income
    • Proceeds from paydowns/maturitie...
    • Others
Negative Cash Flow Breakdown
    • Net (increase) / decrease in loa...
    • Net decrease in accrued interest...
    • Net proceeds / (repayment) from ...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
9,021 6,949 -37,735 11,233
Provision for credit losses
1,445 2,838 1,355 925
Depreciation, amortization and accretion
31 1,133 --
Net loss on sale of debt securities
--62,391 --
Depreciation, amortization and accretion
--293 760
(gain) / loss on disposal of premises and equipment
-0 --
Net loss / (gain) on sale of securities
---62,391 -
Amortization of debt issuance costs
-0 --
(increase) / decrease in deferred loan origination fees, net
--73 245
Increase in deferred loan origination fees, net
222 276 --
Earnings on bank-owned life insurance policies
106 93 96 183
Repayment of operating lease liabilities
-552 -4,004 551 1,175
Stock-based compensation expense
837 769 811 1,591
Deferred income taxes
-7,297 --
Net (increase) / decrease in accrued interest receivable and other assets
--15,349 2,710
Net decrease in accrued interest receivable and other assets
-2,492 22,870 --
Net increase / (decrease) in accrued interest payable and other liabilities
--263 -1,876
Net decrease in accrued interest payable and other liabilities
-5,806 716 --
Net cash provided by operating activities
8,244 15,952 12,411 10,670
Purchase of available-for-sale investment securities
-59,833 161,225 1,944
Proceeds from sales of available-for-sale investment securities
-0 274,708 -
Proceeds from paydowns/maturities of available-for-sale debt securities
6,286 15,756 5,994 14,585
Net (increase) / decrease in loans
26,941 284,653 --
Net increase in loans
--46,757 46,477
Proceeds from surrendered bank-owned life insurance policies
-0 --
Purchase of premises and equipment
9 0 35 58
Proceeds from sale of premises and equipment
-0 --
Net cash (used in) / provided by investing activities
-20,664 -235,496 72,685 -33,894
Net increase in deposits
13,246 136,915 46,377 111,426
Restricted stock issued, net
-660 -2,923 421 980
Proceeds from the issuance of common stock upon initial public offering, net of offering costs
-0 61,344 -
Repurchase of common stock
693 ---
Net proceeds / (repayment) from overnight borrowings
-5,000 60,000 -120,000 5,000
Net proceeds / (repayment) from federal reserve bank borrowings
0 0 --
Net proceeds / (repayment) from federal home loan bank borrowings
0 0 -25,000 -45,000
Net cash provided by financing activities
6,893 196,794 -37,700 70,446
Net change in cash and cash equivalents
-5,527 -22,750 47,396 47,222
Cash and cash equivalents at beginning of period
154,569 177,319 82,701 -
Cash and cash equivalents at end of period
149,042 154,569 177,319 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$9,021K Net increase indeposits$13,246K Net decrease inaccrued interest...-$2,492K Provision for creditlosses$1,445K Stock-based compensationexpense$837K Repayment of operatinglease liabilities-$552K Depreciation, amortizationand accretion$31K Net cash provided byoperating activities$8,244K Net cash provided byfinancing activities$6,893K Canceled cashflow$6,134K Canceled cashflow$6,353K Net change in cashand cash...-$5,527K Canceled cashflow$15,137K Proceeds frompaydowns/maturities of...$6,286K Net decrease inaccrued interest...-$5,806K Increase in deferred loanorigination fees, net$222K Earnings on bank-ownedlife insurance...$106K Net proceeds /(repayment) from overnight...-$5,000K Repurchase of common stock$693K Restricted stock issued,net-$660K Net cash (used in) /provided by investing...-$20,664K Canceled cashflow$6,286K Net (increase) /decrease in loans$26,941K Purchase of premises andequipment$9K