The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net (loss) / income | -19,553 |
| Provision for credit losses | 5,118 |
| Depreciation, amortization and accretion | 1,133 |
| Net loss on sale of debt securities | -62,391 |
| (gain) / loss on disposal of premises and equipment | 0 |
| Amortization of debt issuance costs | 0 |
| (increase) / decrease in deferred loan origination fees, net | 276 |
| Earnings on bank-owned life insurance policies | 372 |
| Repayment of operating lease liabilities | -2,278 |
| Stock-based compensation expense | 3,171 |
| Deferred income taxes | 7,297 |
| Net (increase) / decrease in accrued interest receivable and other assets | 22,870 |
| Net increase / (decrease) in accrued interest payable and other liabilities | 716 |
| Net cash provided by operating activities | 39,033 |
| Purchase of available-for-sale investment securities | 223,002 |
| Proceeds from sales of available-for-sale investment securities | 274,708 |
| Proceeds from paydowns/maturities of available-for-sale investment securities | 36,335 |
| Net increase in loans | 284,653 |
| Proceeds from surrendered bank-owned life insurance policies | 0 |
| Purchase of premises and equipment | 93 |
| Proceeds from sale of premises and equipment | 0 |
| Net cash used in investing activities | -196,705 |
| Net increase in deposits | 294,718 |
| Restricted stock issued, net | -1,522 |
| Proceeds from the issuance of common stock upon initial public offering, net of offering costs | 61,344 |
| Net proceeds / (repayment) from overnight borrowings | -55,000 |
| Net proceeds / (repayment) from federal reserve bank borrowings | 0 |
| Net proceeds / (repayment) from federal home loan bank borrowings | -70,000 |
| Net cash provided by financing activities | 229,540 |
| Net change in cash and cash equivalents | 71,868 |
| Cash and cash equivalents at beginning of period | 82,701 |
| Cash and cash equivalents at end of period | 154,569 |
Avidbank Holdings, Inc. (AVBH)
Avidbank Holdings, Inc. (AVBH)