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The latest financial statement is for the year ending 2025-12-31.

Cash Flow Overview

Free Cash flow
$38,940K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in deposits
    • Proceeds from sales of available...
    • Net loss on sale of debt securit...
    • Others
Negative Cash Flow Breakdown
    • Net increase in loans
    • Purchase of available-for-sale i...
    • Net proceeds / (repayment) from ...
    • Others

Cash Flow
2025-12-31
Net (loss) / income
-19,553
Provision for credit losses
5,118
Depreciation, amortization and accretion
1,133
Net loss on sale of debt securities
-62,391
(gain) / loss on disposal of premises and equipment
0
Amortization of debt issuance costs
0
(increase) / decrease in deferred loan origination fees, net
276
Earnings on bank-owned life insurance policies
372
Repayment of operating lease liabilities
-2,278
Stock-based compensation expense
3,171
Deferred income taxes
7,297
Net (increase) / decrease in accrued interest receivable and other assets
22,870
Net increase / (decrease) in accrued interest payable and other liabilities
716
Net cash provided by operating activities
39,033
Purchase of available-for-sale investment securities
223,002
Proceeds from sales of available-for-sale investment securities
274,708
Proceeds from paydowns/maturities of available-for-sale investment securities
36,335
Net increase in loans
284,653
Proceeds from surrendered bank-owned life insurance policies
0
Purchase of premises and equipment
93
Proceeds from sale of premises and equipment
0
Net cash used in investing activities
-196,705
Net increase in deposits
294,718
Restricted stock issued, net
-1,522
Proceeds from the issuance of common stock upon initial public offering, net of offering costs
61,344
Net proceeds / (repayment) from overnight borrowings
-55,000
Net proceeds / (repayment) from federal reserve bank borrowings
0
Net proceeds / (repayment) from federal home loan bank borrowings
-70,000
Net cash provided by financing activities
229,540
Net change in cash and cash equivalents
71,868
Cash and cash equivalents at beginning of period
82,701
Cash and cash equivalents at end of period
154,569
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase indeposits$294,718K Net loss on sale ofdebt securities-$62,391K Proceeds from theissuance of common stock...$61,344K Deferred income taxes$7,297K Provision for creditlosses$5,118K Stock-based compensationexpense$3,171K Repayment of operatinglease liabilities-$2,278K Depreciation, amortizationand accretion$1,133K Net increase /(decrease) in accrued...$716K Net cash provided byfinancing activities$229,540K Net cash provided byoperating activities$39,033K Canceled cashflow$126,522K Canceled cashflow$43,071K Net change in cashand cash...$71,868K Canceled cashflow$196,705K Net proceeds /(repayment) from federal...-$70,000K Net proceeds /(repayment) from overnight...-$55,000K Restricted stock issued,net-$1,522K Proceeds from sales ofavailable-for-sale investment...$274,708K Proceeds frompaydowns/maturities of...$36,335K Net (increase) /decrease in accrued...$22,870K Net (loss) / income-$19,553K Earnings on bank-ownedlife insurance...$372K (increase) / decrease indeferred loan...$276K Net cash used ininvesting activities-$196,705K Canceled cashflow$311,043K Net increase inloans$284,653K Purchase ofavailable-for-sale investment...$223,002K Purchase of premises andequipment$93K

Avidbank Holdings, Inc. (AVBH)

Avidbank Holdings, Inc. (AVBH)