Financial insights of AVBH

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$9,021K
EPS
$0.84
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	35,429	32,555*	33,880	32,967
Taxable debt securities	2,437	2,563*	1,126	1,673
Tax-exempt debt securities	30	31*	31	30
Federal home loan bank dividends	426	188*	184	181
Other interest income	716	1,068*	2,033	793
Total interest income	39,038	36,403*	37,254	35,644
Interest on deposits	11,899	12,187*	13,776	13,669
Interest on short-term borrowings	240	886*	-	-
Interest on borrowings	-	-	828	1,685
Interest on subordinated debentures	399	436*	-	-
Total interest expense	12,538	13,508*	14,604	15,354
Net interest income	26,500	22,895*	22,650	20,290
Provision for credit losses	1,445	1,698*	1,355	925
Net interest income after provision for credit losses	25,055	21,197*	21,295	19,365
Service charges and fees	821	750*	779	840
Foreign exchange income	363	243*	267	196
Bank-owned life insurance income	106	89*	96	93
Warrant and success fee income	3	-171*	-	273
Other investment income	-22	121*	-	-
Loss on sale of securities	-	-	-62,391	-
Net loss on sale of debt securities	-	31,607*	-	-
Other income	196	-43*	315	-23
Other income	-	-	82	159
Total non-interest income	1,467	32,595*	-60,852	1,538
Salaries and employee benefits	9,555	9,370*	9,766	8,978
Legal and professional fees	1,188	677*	-	-
Data processing	799	610*	792	759
Occupancy and equipment	790	985*	723	759
Regulatory assessments	566	633*	445	420
Legal and professional fees	-	-	591	715
Other operating expenses	1,184	1,375*	1,162	978
Total non-interest expense	14,082	13,649*	13,479	12,609
Income before provision for income taxes	12,440	40,143*	-53,036	8,294
Provision for income taxes	3,419	11,789*	-15,301	2,497
Net income	9,021	28,354	-37,735	5,797

Basic EPS	0.85	3.015	-4.12	0.77
Diluted EPS	0.84	3.065	-4.12	0.75
Basic Average Shares	10,600,902	9,404,433	9,168,707	7,534,264
Diluted Average Shares	10,773,884	9,252,312	9,168,707	7,686,385

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$9,021K
EPS
$0.84
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$9,021K
EPS
$0.84
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$9,021KEPS$0.84Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$9,021KEPS$0.84Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$9,021K
EPS
$0.84
Unit: Thousand (K) dollars

Net Income
$9,021K
EPS
$0.84
Unit: Thousand (K) dollars