avbh: the income statement

MyFinsight

Avidbank Holdings, Inc. (AVBH)

For the quarter ending 2025-06-30, AVBH made $37,205K in revenue. $5,797K in net income. Net profit margin of 15.58%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	2,497
Other investment income	-23
Other income	159
Foreign exchange income	196
Bank-owned life insurance income	93
Warrant and success fee income	273
Service charges, fees and other income	840
Total noninterest income	1,538
Other expense	978
Occupancy and equipment	759
Legal and professional fees	715
Salaries and employee benefits	8,978
Data processing	759
Regulatory assessments	420
Total noninterest expense	12,609
Provision for credit losses	925
Interest on deposits	13,669
Interest on borrowings	1,685
Total interest expense	15,354
Interest on investment securities - tax exempt	30
Interest on investment securities - taxable	1,673
Other interest income	793
Interest and fees on loans	32,967
Federal home loan bank dividends	181
Total interest income	35,644
Net interest income	20,290
Net interest income after provision for credit losses	19,365
Income before provision for income taxes	8,294
Net income	5,797

Earnings per share, basic	0.77
Earnings per share, diluted	0.75
Weighted average number of shares outstanding, basic	7,534,264
Weighted average number of shares outstanding, diluted	7,686,385

Unit: Thousand (K) dollars (except for numbers of shares and EPS)