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For the quarter ending 2026-03-31, BCBP has $3,269,097K in assets. $2,961,717K in debts.

Balance Sheets Overview

Debt to Asset Ratio
90.60%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable, net of allowan...
    • Total cash and cash equivalents
    • Debt securities available for sa...
    • Others
Liabilities Breakdown
    • Total deposits
    • Fhlb advances
    • Additional paid-in capital commo...
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and amounts due from depository institutions
12,619 13,794 13,090 11,939
Interest-earning deposits
281,118 262,790 236,524 194,913
Total cash and cash equivalents
293,737 276,584 249,614 206,852
Interest-earning time deposits
735 735 735 735
Debt securities more than one to five years, fair value-Residential Mortgage Backed Securities
-731 --
Debt securities more than five to ten years, fair value-Residential Mortgage Backed Securities
-1,723 --
Debt securities more than ten years, fair value-Residential Mortgage Backed Securities
-72,032 --
Debt securities more than one to five years, fair value-Corporate Debt Securities
-15,696 --
Debt securities more than five to ten years, fair value-Corporate Debt Securities
-31,200 --
Debt securities more than ten years, fair value-Corporate Debt Securities
-5,013 --
Debt securities available for sale, at fair value
134,013 126,395 115,693 130,776
Equity investments, at fair value
9,079 9,172 9,599 9,249
Total loans receivable
2,690,376 2,726,523 2,828,933 -
Deferred loan fees, net
1,817 1,741 2,198 -
Allowance for credit losses
32,578 33,691 37,803 -
Loans receivable, net of allowance for credit losses of 32,578 and 33,691, respectively
2,655,981 2,691,091 2,788,932 2,860,453
Federal home loan bank of new york stock, at cost
13,757 14,176 16,281 18,762
Loans held for sale
---488
Premises and equipment, net
11,915 12,056 12,139 12,253
Accrued interest receivable
15,259 13,834 15,800 15,847
Other real estate owned
5,000 5,000 20,077 -
Deferred income taxes, net
23,047 22,209 21,544 21,750
Goodwill and other intangibles
5,253 5,253 5,253 5,253
Operating lease right-of-use assets
10,889 10,660 11,257 12,006
Bank-owned life insurance ('boli')
80,312 79,366 78,365 77,434
Other assets
10,120 12,935 7,776 8,603
Total assets
3,269,097 3,279,466 3,353,065 3,380,461
Non-interest-bearing deposits
521,316 531,140 536,908 539,093
Interest bearing deposits
2,151,113 2,142,433 2,150,479 2,122,441
Total deposits
2,672,429 2,673,573 2,687,387 2,661,534
Fhlb advances
225,000 235,000 280,774 335,636
Subordinated debentures
43,272 43,210 43,148 43,086
Operating lease liability
11,365 11,140 11,737 12,479
Other liabilities
9,651 12,259 11,566 11,991
Common stock no par value 40,000,000 shares authorized issued 20,428,270 and 20,296,748 at june 30, 2025 and december 31, 2024, respectively, outstanding 17,194,299 and 17,062,777, at june 30, 2025 and december 31, 2024, respectively
---0
Total liabilities
2,961,717 2,975,182 3,034,612 3,064,726
Additional paid-in capital preferred stock
25,243 25,243 25,243 25,243
Additional paid-in capital common stock
203,876 203,429 202,843 202,311
Retained earnings
119,412 116,415 131,670 130,627
Accumulated other comprehensive loss
-2,804 -2,456 -2,956 -4,099
Treasury stock, at cost, 3,233,971 shares at march 31, 2026 and december 31, 2025
38,347 38,347 38,347 38,347
Total stockholders' equity
307,380 304,284 318,453 315,735
Total liabilities and stockholders' equity
3,269,097 3,279,466 3,353,065 3,380,461
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Total loansreceivable$2,690,376K Interest-earning deposits$281,118K Cash and amounts duefrom depository...$12,619K Loans receivable, netof allowance for...$2,655,981K Total cash and cashequivalents$293,737K Debt securitiesavailable for sale, at fair...$134,013K Bank-owned life insurance('boli')$80,312K Deferred income taxes,net$23,047K Accrued interestreceivable$15,259K Federal home loan bank ofnew york stock, at...$13,757K Premises and equipment,net$11,915K Operating leaseright-of-use assets$10,889K Other assets$10,120K Equity investments, atfair value$9,079K Goodwill and otherintangibles$5,253K Other real estateowned$5,000K Interest-earning time deposits$735K Allowance for creditlosses$32,578K Deferred loan fees, net$1,817K Total assets$3,269,097K Total liabilities andstockholders' equity$3,269,097K Total liabilities$2,961,717K Total stockholders'equity$307,380K Treasury stock, at cost,3,233,971 shares at march...$38,347K Accumulated othercomprehensive loss-$2,804K Total deposits$2,672,429K Fhlb advances$225,000K Subordinated debentures$43,272K Operating lease liability$11,365K Other liabilities$9,651K Additional paid-in capitalcommon stock$203,876K Retained earnings$119,412K Additional paid-in capitalpreferred stock$25,243K Interest bearingdeposits$2,151,113K Non-interest-bearing deposits$521,316K

BCB BANCORP INC (BCBP)

BCB BANCORP INC (BCBP)