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For the year ending 2025-12-31, BCBP has $3,279,466K in assets. $2,975,182K in debts.

Balance Sheets Overview

Debt to Asset Ratio
90.72%
Unit: Thousand (K) dollars
Assets Breakdown
    • Total loans receivable
    • Interest-earning deposits
    • Bank-owned life insurance ('boli...
    • Others
Liabilities Breakdown
    • Total deposits
    • Fhlb advances
    • Additional paid-in capital commo...
    • Others

Balance Sheets
2025-12-31
Cash and amounts due from depository institutions
13,794
Interest-earning deposits
262,790
Total cash and cash equivalents
276,584
Interest-earning time deposits
735
Debt securities more than one to five years, fair value-Residential Mortgage Backed Securities
731
Debt securities more than five to ten years, fair value-Residential Mortgage Backed Securities
1,723
Debt securities more than ten years, fair value-Residential Mortgage Backed Securities
72,032
Debt securities more than one to five years, fair value-Corporate Debt Securities
15,696
Debt securities more than five to ten years, fair value-Corporate Debt Securities
31,200
Debt securities more than ten years, fair value-Corporate Debt Securities
5,013
Debt securities available for sale, at fair value (amortized cost of 129,646)
126,395
Equity investments, at fair value (amortized cost of 108,590)
9,172
Total loans receivable
2,726,523
Deferred loan fees, net
1,741
Allowance for credit losses
33,691
Loans receivable, net of allowance for credit losses of 33,691 and 34,789, respectively
2,691,091
Federal home loan bank of new york stock, at cost
14,176
Premises and equipment, net
12,056
Accrued interest receivable
13,834
Other real estate owned
5,000
Deferred income taxes
22,209
Goodwill and other intangibles
5,253
Operating lease right-of-use assets
10,660
Bank-owned life insurance ('boli')
79,366
Other assets
12,935
Total assets
3,279,466
Non-interest-bearing deposits
531,140
Interest bearing deposits
2,142,433
Total deposits
2,673,573
Fhlb advances
235,000
Subordinated debentures
43,210
Operating lease liability
11,140
Other liabilities
12,259
Total liabilities
2,975,182
Additional paid-in capital preferred stock
25,243
Additional paid-in capital common stock
203,429
Retained earnings
116,415
Accumulated other comprehensive loss
-2,456
Treasury stock, at cost, 3,233,971 and 3,233,971 shares at december 31, 2025 and december 31, 2024, respectively
38,347
Total stockholders' equity
304,284
Total liabilities and stockholders' equity
3,279,466
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

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Balance Sheets

Total loansreceivable$2,726,523K Interest-earning deposits$262,790K Cash and amounts duefrom depository...$13,794K Debt securities morethan ten years, fair...$72,032K Debt securities morethan five to ten...$31,200K Debt securities morethan one to five...$15,696K Debt securities morethan ten years, fair...$5,013K Debt securities morethan five to ten...$1,723K Debt securities morethan one to five...$731K Loans receivable, netof allowance for...$2,691,091K Total cash and cashequivalents$276,584K Debt securitiesavailable for sale, at fair...$126,395K Bank-owned life insurance('boli')$79,366K Deferred income taxes$22,209K Federal home loan bank ofnew york stock, at...$14,176K Accrued interestreceivable$13,834K Other assets$12,935K Premises and equipment,net$12,056K Operating leaseright-of-use assets$10,660K Equity investments, atfair value...$9,172K Goodwill and otherintangibles$5,253K Other real estateowned$5,000K Interest-earning time deposits$735K Allowance for creditlosses$33,691K Deferred loan fees, net$1,741K Total assets$3,279,466K Total liabilities andstockholders' equity$3,279,466K Total liabilities$2,975,182K Total stockholders'equity$304,284K Treasury stock, at cost,3,233,971 and 3,233,971...$38,347K Accumulated othercomprehensive loss-$2,456K Total deposits$2,673,573K Fhlb advances$235,000K Subordinated debentures$43,210K Other liabilities$12,259K Operating lease liability$11,140K Additional paid-in capitalcommon stock$203,429K Retained earnings$116,415K Additional paid-in capitalpreferred stock$25,243K Interest bearingdeposits$2,142,433K Non-interest-bearing deposits$531,140K

BCB BANCORP INC (BCBP)

BCB BANCORP INC (BCBP)