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BCB BANCORP INC (BCBP)

BCB BANCORP INC (BCBP)

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Cash Flow Overview

Change in Cash
-$96,850K
Free Cash flow
$9,340K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net decrease in loans receivable
    • Impairment of goodwill
    • Proceeds from sales of equity in...
    • Others
Negative Cash Flow Breakdown
    • Repayment from federal home loan...
    • Net (decrease) increase in depos...
    • Purchases of securities
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Total income
-
-
11,422
-
Interest expense, borrowed money
-
-
4,268
-
Other
-
-
381
-
Total expense
-
-
4,649
-
Income before income tax benefit and equity in undistributed earnings of subsidiaries
-
-
6,773
-
Income tax benefit
-
-
-1,346
-
Income before equity in undistributed earnings of subsidiaries
-
-
8,119
-
Equity in undistributed earnings of subsidiaries
-
-
-20,646
-
Net (loss) income
-14,776
4,904
-12,029
4,262
Depreciation of premises and equipment
415
407
403
394
Amortization and accretion, net
-218
-279
-207
-79
Provision for credit losses
18,987
2,788
12,195
4,080
Deferred income tax (benefit) expense
-1,796
-725
-833
-167
Loans originated for sale
140
330
580
265
Proceeds from sales of loans
141
337
588
1,134
Loss (gain) on sales of loans
-2,607
7
8
21
Oreo valuation allowance
-
-
-15,077
-
Realized and unrealized losses on equity investments
-248
-93
-427
350
Stock-based compensation expense
326
148
236
229
Increase in cash surrender value of boli
917
946
1,001
931
Impairment of goodwill
5,253
-
-
-
Net change in accrued interest receivable
-598
1,425
-1,966
-47
Net change in other assets
2,396
-2,815
5,159
-827
Net change in accrued interest payable
237
-876
1,000
-1,192
Net change in other liabilities
1,008
-1,732
-233
767
Net cash provided by operating activities
9,577
5,172
11,842
8,735
Proceeds from repayments, calls, and maturities on securities available for sale
4,773
7,541
14,787
16,602
Purchases of securities
18,976
15,610
24,931
0
Proceeds from sales of equity investments
4,980
-
-
-
Net decrease in loans receivable
-35,892
-32,649
-85,977
-47,287
Additions to premises and equipment
237
266
320
280
Redemption (purchase) of federal home loan bank of new york stock
-4,709
-419
-2,105
-2,481
Net cash provided by investing activities
31,141
24,733
77,618
66,090
Net (decrease) increase in deposits
-36,406
-1,144
-13,814
25,853
Repayment from federal home loan bank of new york long term advances
100,000
10,000
45,800
25,000
Cash dividends paid on common stock
1,362
1,376
2,643
2,635
Cash dividends paid on preferred stock
0
482
482
482
Net proceeds from issuance of common stock
200
250
249
201
Net proceeds from issuance of preferred stock
-
-
0
0
Net cash used in financing activities
-137,568
-12,752
-62,490
-32,063
Net (decrease) increase in cash and cash equivalents
-96,850
17,153
26,970
42,762
Cash and cash equivalents-beginning
293,737
276,584
249,614
317,282
Cash and cash equivalents-ending
196,887
293,737
276,584
249,614
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net decrease inloans receivable-$35,892K (67.71%↑ Y/Y)Provision for creditlosses$18,987K (-26.22%↓ Y/Y)Proceeds from sales ofequity investments$4,980K Proceeds fromrepayments, calls, and...$4,773K (-51.56%↓ Y/Y)Redemption (purchase) offederal home loan bank of...-$4,709K (14.54%↑ Y/Y)Impairment of goodwill$5,253K Loss (gain) on salesof loans-$2,607K Net change in otherliabilities$1,008K (1475.00%↑ Y/Y)Net change inaccrued interest...-$598K (-189.12%↓ Y/Y)Depreciation of premises andequipment$415K (-45.61%↓ Y/Y)Stock-based compensationexpense$326K (-40.83%↓ Y/Y)Realized and unrealizedlosses on equity...-$248K (-11.21%↓ Y/Y)Net change inaccrued interest...$237K (125.03%↑ Y/Y)Proceeds from sales ofloans$141K Net cash provided byinvesting activities$31,141K (-64.88%↓ Y/Y)Net cash provided byoperating activities$9,577K (-37.58%↓ Y/Y)Canceled cashflow$19,213K Canceled cashflow$20,243K Net (decrease)increase in cash and cash...-$96,850K (12.30%↑ Y/Y)Canceled cashflow$40,718K Net proceeds fromissuance of common stock$200K (-70.15%↓ Y/Y)Purchases of securities$18,976K (-49.26%↓ Y/Y)Additions to premises andequipment$237K (-46.98%↓ Y/Y)Net (loss) income-$14,776K (-210.42%↓ Y/Y)Net change in otherassets$2,396K (227.92%↑ Y/Y)Deferred income tax(benefit) expense-$1,796K (63.66%↑ Y/Y)Increase in cashsurrender value of boli$917K (-34.22%↓ Y/Y)Amortization and accretion,net-$218K (28.76%↑ Y/Y)Loans originated forsale$140K (-83.49%↓ Y/Y)Net cash used infinancing activities-$137,568K (35.85%↑ Y/Y)Canceled cashflow$200K Repayment from federalhome loan bank of new...$100,000K (-33.33%↓ Y/Y)Net (decrease)increase in deposits-$36,406K (59.24%↑ Y/Y)Cash dividends paidon common stock$1,362K (-74.53%↓ Y/Y)