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BCB BANCORP INC (BCBP)

BCB BANCORP INC (BCBP)

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Cash Flow Overview

Change in Cash
$17,153K
Free Cash flow
$4,906K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net decrease in loans receivable
    • Proceeds from repayments, calls,...
    • Net income (loss)
    • Others
Negative Cash Flow Breakdown
    • Purchases of securities
    • Repayment from federal home loan...
    • Net change in other liabilities
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Total income
NaN 11,422 NaN NaN
Interest expense, borrowed money
NaN 4,268 NaN NaN
Other
NaN 381 NaN NaN
Total expense
NaN 4,649 NaN NaN
Income before income tax benefit and equity in undistributed earnings of subsidiaries
NaN 6,773 NaN NaN
Income tax benefit
NaN -1,346 NaN NaN
Income before equity in undistributed earnings of subsidiaries
NaN 8,119 NaN NaN
Equity in undistributed earnings of subsidiaries
NaN -20,646 NaN NaN
Net income (loss)
4,904 -12,029 4,262 -4,760
Depreciation of premises and equipment
407 403 394 763
Amortization and accretion, net
-279 -207 -79 -306
Provision for credit losses
2,788 12,195 4,080 25,736
Deferred income tax expense (benefit)
-725 -833 -167 -4,942
Loans originated for sale
330 580 265 848
Proceeds from sales of loans
337 588 1,134 NaN
Gain on sales of loans
7 8 21 NaN
Oreo valuation allowance
NaN -15,077 NaN NaN
Realized and unrealized loss (gain) on equity investments
-93 -427 350 -223
Stock-based compensation expense
148 236 229 551
Increase in cash surrender value of boli
946 1,001 931 1,394
Net change in accrued interest receivable
1,425 -1,966 -47 671
Net change in other assets
-2,815 5,159 -827 -1,873
Net change in accrued interest payable
-876 1,000 -1,192 -947
Net change in other liabilities
-1,732 -233 767 64
Net cash provided by operating activities
5,172 11,842 8,735 15,342
Proceeds from repayments, calls, and maturities on securities
7,541 14,787 16,602 9,853
Purchases of securities
15,610 24,931 0 37,402
Net decrease in loans receivable
-32,649 -85,977 -47,287 -111,159
Additions to premises and equipment
266 320 280 447
Redemption of federal home loan bank of new york stock
-419 -2,105 -2,481 -5,510
Net cash provided by investing activities
24,733 77,618 66,090 88,673
Net increase (decrease) in deposits
-1,144 -13,814 25,853 -89,324
Repayment from federal home loan bank of new york long term advances
10,000 45,800 25,000 150,000
Net change in federal home loan bank of new york short term advances
NaN NaN NaN 30,000
Cash dividends paid on common stock
1,376 2,643 2,635 5,347
Net proceeds from issuance of preferred stock
NaN 0 0 520
Cash dividends paid on preferred stock
482 482 482 964
Net proceeds from issuance of common stock
250 249 201 670
Net cash provided by (used in) financing activities
-12,752 -62,490 -32,063 -214,445
Net increase (decrease) in cash and cash equivalents
17,153 26,970 42,762 -110,430
Cash and cash equivalents-beginning
276,584 67,668 317,282 NaN
Cash and cash equivalents-ending
293,737 26,970 249,614 NaN
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net decrease inloans receivable-$32,649K Net income (loss)$4,904K Net change in otherassets-$2,815K Proceeds fromrepayments, calls, and...$7,541K Redemption of federal homeloan bank of new york...-$419K Provision for creditlosses$2,788K Depreciation of premises andequipment$407K Proceeds from sales ofloans$337K Stock-based compensationexpense$148K Realized and unrealizedloss (gain) on equity...-$93K Net cash provided byinvesting activities$24,733K Net cash provided byoperating activities$5,172K Canceled cashflow$15,876K Canceled cashflow$6,320K Net increase(decrease) in cash and cash...$17,153K Canceled cashflow$12,752K Purchases of securities$15,610K Additions to premises andequipment$266K Net proceeds fromissuance of common stock$250K Net change in otherliabilities-$1,732K Net change inaccrued interest...$1,425K Increase in cashsurrender value of boli$946K Net change inaccrued interest...-$876K Deferred income taxexpense (benefit)-$725K Loans originated forsale$330K Amortization and accretion,net-$279K Gain on sales of loans$7K Net cash provided by(used in) financing...-$12,752K Canceled cashflow$250K Repayment from federalhome loan bank of new...$10,000K Cash dividends paidon common stock$1,376K Net increase(decrease) in deposits-$1,144K Cash dividends paidon preferred stock$482K