bcbp: the income statement

MyFinsight

BCB BANCORP INC (BCBP)

For the quarter ending 2025-06-30, BCBP made $45,365K in revenue. $3,082K in net income. Net profit margin of 6.79%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Preferred stock dividends	482
Income tax provision (benefit)	1,455
Fees and service charges	1,305
Other	93
Realized and unrealized losses on equity investments	-108
Boli income	786
Total non-interest income (loss)	2,076
Professional fees	767
Other	907
Occupancy and equipment	2,502
Director fees	313
Salaries and employee benefits	7,713
Data processing and communications	2,046
Advertising and promotional	216
Regulatory assessments	804
Total non-interest expense	15,268
Certificates of deposit	9,170
Savings and club	217
Demand	5,584
Total deposits	14,971
Borrowings	5,108
Total interest expense	20,079
Fhlb stock and other interest earning assets	2,709
Mortgage-backed securities	765
Other investment securities	1,057
Loans, including fees	38,650
Total interest income	43,181
Net interest income	23,102
Provision for credit losses	4,891
Net interest income after provision for credit losses	18,211
Income (loss) before income tax provision	5,019
Net income (loss)	3,564
Net income (loss) available to common stockholders	3,082

Basic earnings per share income available to common stockholders, per share amount	0.18
Net income per common share diluted	0.18
Weighted average number of shares outstanding, basic	17,175,000
Weighted average number of shares outstanding, diluted	17,175,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS)