For the quarter ending 2026-03-31.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Loans, including fees | 35,878 | 38,808* | 38,278 | 38,650 |
| Mortgage-backed securities | 839 | 529* | 843 | 765 |
| Other investment securities | 990 | 797* | 1,114 | 1,057 |
| Fhlb stock and other interest-earning assets | 2,695 | 3,492* | 2,807 | 2,709 |
| Total interest and dividend income | 40,402 | 43,625* | 43,042 | 43,181 |
| Demand | 5,170 | 5,018* | 5,608 | 5,584 |
| Savings and club | 136 | 139* | 233 | 217 |
| Certificates of deposit | 8,592 | 10,580* | 9,445 | 9,170 |
| Total deposits | 13,898 | 15,737* | 15,286 | 14,971 |
| Borrowings | 3,667 | 5,067* | 4,045 | 5,108 |
| Total interest expense | 17,565 | 20,803* | 19,331 | 20,079 |
| Net interest income | 22,837 | 22,822* | 23,711 | 23,102 |
| Provision for credit losses on loans | 2,788 | 28,555* | 4,080 | 4,891 |
| Net interest income after provision for credit gaines on loans | 20,049 | -5,733* | 19,631 | 18,211 |
| Fees and service charges | 1,191 | 1,070* | 1,311 | 1,305 |
| Boli income | 946 | 751* | 931 | 786 |
| Loss on sales of loans | 7 | -34* | 21 | - |
| Realized and unrealized gains (losses) on equity investments | -93 | -663* | 350 | -108 |
| Other | 50 | 201* | 132 | 93 |
| Total non-interest income | 2,101 | 1,324* | 2,745 | 2,076 |
| Salaries and employee benefits | 8,327 | 18,652* | 8,324 | 7,713 |
| Occupancy and equipment | 2,724 | 2,808* | 2,562 | 2,502 |
| Data processing and communications | 2,023 | 1,780* | 2,047 | 2,046 |
| Professional fees | 627 | 743* | 800 | 767 |
| Director fees | 246 | 424* | 305 | 313 |
| Regulatory assessments | 765 | 605* | 984 | 804 |
| Advertising and promotional | 200 | 375* | 284 | 216 |
| Other real estate owned, net | 150 | 3,769* | - | - |
| Other | 489 | 971* | 1,264 | 907 |
| Total non-interest expense | 15,551 | 30,126* | 16,570 | 15,268 |
| Income (loss) before income tax provision | 6,599 | -34,535* | 5,806 | 5,019 |
| Income tax provision (benefit) | 1,695 | -10,269* | 1,544 | 1,455 |
| Net income (loss) | 4,904 | -24,266* | 4,262 | 3,564 |
| Preferred stock dividends | 482 | 483* | 482 | 482 |
| Net income (loss) available to common stockholders | 4,422 | -24,749 | 3,780 | 3,082 |
| Basic EPS | 0.26 | -1.441 | 0.22 | 0.18 |
| Diluted EPS | 0.26 | -1.441 | 0.22 | 0.18 |
| Basic Average Shares | 17,314,000 | 17,176,000 | 17,207,000 | 17,175,000 |
| Diluted Average Shares | 17,314,000 | 17,176,000 | 17,207,000 | 17,175,000 |
BCB BANCORP INC (BCBP)
BCB BANCORP INC (BCBP)