For the year ending 2025-12-31, BLFY has $2,168,004K in assets. $1,855,263K in debts. $53,141K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and cash equivalents | 53,141 | |||
| Securities available-for-sale, at fair value | 301,227 | |||
| Securities held-to-maturity (fair value of 25,628 at december31, 2025 and 29,995 at december31, 2024, and allowance for credit losses of 91 at december31, 2025 and 98 at december31, 2024) | 27,016 | |||
| Fhlb stock and other investments | 16,363 | |||
| Total loans | 1,690,532 | |||
| Less allowance for credit losses on loans | 14,392 | |||
| Loans receivable, net of allowance for credit losses of 14,392 at december31, 2025 and 12,965 at december31, 2024 | 1,676,140 | |||
| Interest and dividends receivable | 9,289 | |||
| Premises and equipment, net | 26,830 | |||
| Right-of-use assets | 21,705 | |||
| Bank owned life insurance | 23,013 | |||
| Other assets | 13,280 | |||
| Total assets | 2,168,004 | |||
| Non-interest bearing deposits | 26,878 | |||
| Now and demand accounts | 489,163 | |||
| Savings | 213,444 | |||
| Time deposits | 780,390 | |||
| Deposits | 1,509,875 | |||
| Advances from the federal home loan bank | 301,000 | |||
| Advances by borrowers for taxes and insurance | 9,244 | |||
| Lease liabilities | 23,432 | |||
| Other liabilities | 11,712 | |||
| Total liabilities | 1,855,263 | |||
| Common stock 0.01 par value 70,000,000 shares authorized 28,522,500 shares issued at december31, 2025 and december31, 2024 20,758,296 and 22,522,626 shares outstanding at december31, 2025 and december31, 2024, respectively | 285 | |||
| Additional paid-in capital | 280,752 | |||
| Retained earnings | 142,404 | |||
| Treasury stock, at cost 7,764,204 shares at december31, 2025 and 5,999,874 shares at december31, 2024 | 76,375 | |||
| Unallocated common shares held by employee stock ownership plan | 18,254 | |||
| Accumulated other comprehensive loss | -16,071 | |||
| Total shareholders equity | 312,741 | |||
| Total liabilities and shareholders equity | 2,168,004 | |||
Blue Foundry Bancorp (BLFY)
Blue Foundry Bancorp (BLFY)