Financial insights of BLFY

MyFinsight

For the quarter ending 2025-09-30, BLFY made $50,373K in revenue. -$1,868K in net income. Net profit margin of -3.71%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Loans	20,608	19,763
Taxable investment income	3,488	3,639
Non-taxable investment income	35	36
Total interest income	24,131	23,438
Deposits	9,277	8,968
Borrowed funds	2,663	2,830
Total interest expense	11,940	11,798
Net interest income	12,191	11,640
Provision for (release of) credit losses	589	463
Net interest income after provision for (release of) credit losses	11,602	11,177
Fees and service charges	276	289
Gain on sale of loans	0	0
Other income	140	116
Total non-interest income	416	405
Compensation and benefits	8,026	7,820
Occupancy and equipment	2,162	2,209
Data processing	1,473	1,468
Advertising	137	140
Professional services	884	686
Federal deposit insurance premiums	239	231
Other expense	965	985
Total non-interest expenses	13,886	13,539
Loss before income tax expense	-1,868	-1,957
Income tax expense	0	0
Net loss	-1,868	-1,957

Basic loss per share (in dollars per share)	-0.1	-0.1
Diluted loss per share (in dollars per share)	-0.1	-0.1
Weighted average shares outstanding - basic (in shares)	19,431,456	19,843,710
Weighted average shares outstanding - diluted (in shares)	19,431,456	19,843,710