For the quarter ending 2025-09-30, BLFY had $2,209K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net loss | -1,868 | -4,649 |
| Depreciation and amortization of premises and equipment | 736 | 1,484 |
| Right-of-use asset | -679 | -1,369 |
| Deferred loan fees, costs, and discounts, net | -42 | -168 |
| Premiums and discounts on securities | 150 | 249 |
| Provision for (release of) credit losses | 589 | 664 |
| Proceeds from sales of loans held for sale | 0 | 0 |
| Gains on sale of loans, net | 0 | 0 |
| Origination of loans held for sale | 0 | 0 |
| Loss on disposal of premises and equipment | 0 | - |
| Gain on sale of real estate owned | 0 | 0 |
| Increase in bank owned life insurance cash surrender value | 127 | 242 |
| Esop and stock-based compensation expense | 998 | 1,974 |
| Increase in interest and dividends receivable | 420 | 803 |
| (increase) decrease in other assets | 386 | 226 |
| Increase in other liabilities | 325 | 73 |
| Change in lease liability | -673 | -1,348 |
| Net cash (used in) provided by operating activities | -255 | -1,785 |
| Net repayments of loans receivable | -11,895 | -15,572 |
| Purchases of residential and consumer loans | 53,841 | 105,305 |
| Proceeds from sale of real estate owned | 0 | 0 |
| Purchases of securities available-for-sale | 1,834 | 41,951 |
| Proceeds from sales and calls of securities available-for-sale | 8,470 | 45,250 |
| Principal payments and maturities on securities available-for-sale | 6,762 | 15,628 |
| Principal payments and maturities on securities held-to-maturity | 1,942 | 3,883 |
| Purchases of other investments | 75 | 150 |
| Purchase of federal home loan bank stock | 15,344 | 53,832 |
| Redemption of federal home loan bank stock | 17,235 | 53,663 |
| Purchases of premises and equipment | 72 | 185 |
| Net cash (used in) provided by investing activities | -24,862 | -67,427 |
| Net increase in deposits | 77,059 | 73,001 |
| Proceeds from advances from federal home loan bank | 341,000 | 1,188,000 |
| Repayments of advances from federal home loan bank | 383,000 | 1,184,500 |
| Net increase in advances by borrowers for taxes and insurance | -99 | 723 |
| Purchase of treasury stock | 7,634 | 8,637 |
| Net cash provided by financing activities | 27,326 | 68,587 |
| Net increase in cash and cash equivalents | 2,209 | -625 |
| Cash and cash equivalents at beginning of period | 42,502 | - |
| Cash and cash equivalents at end of period | 44,086 | - |
Blue Foundry Bancorp (BLFY)
Blue Foundry Bancorp (BLFY)