For the year ending 2025-12-31, BLFY had $10,639K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net loss | -10,025 |
| Depreciation and amortization of premises and equipment | 2,952 |
| Change in right-of-use asset | -2,928 |
| Deferred loan fees, costs, premiums and discounts, net | -149 |
| Premiums and discounts on securities, net | 622 |
| Provision for (release of) credit losses | 2,123 |
| Proceeds from sales of loans held for sale | 0 |
| Gains on sale of loans, net | 0 |
| Origination of loans held for sale | 0 |
| Loss on premises and equipment | 0 |
| Net gain on sale of real estate owned | 0 |
| Increase in boli cash surrender value | 494 |
| Esop and stock-based compensation expense | 3,992 |
| Increase in interest and dividends receivable | 1,275 |
| (increase) decrease in other assets | 2,313 |
| (decrease) increase in other liabilities | -2,532 |
| Change in lease liability | -2,899 |
| Net cash (used in) provided by operating activities | -8,016 |
| Net payments of loans | -76,997 |
| Purchases of mortgage and consumer loans | 184,246 |
| Proceeds from sale of real estate owned | 0 |
| Purchases of securities available-for-sale | 133,260 |
| Proceeds from sales and calls of securities available-for-sale | 110,720 |
| Principal payments and maturities on securities available-for-sale | 29,724 |
| Principal payments and maturities on securities held to maturity | 5,825 |
| Purchases of other investments | 225 |
| Purchases of federal home loan bank stock | 80,786 |
| Redemption of federal home loan bank stock | 82,508 |
| Purchases of premises and equipment | 296 |
| Net cash used in investing activities | -93,039 |
| Net change in deposits | 166,555 |
| Proceeds from advances from federal home loan bank | 1,787,000 |
| Repayments of advances from federal home loan bank | 1,825,500 |
| Net (increase) decrease in advances by borrowers for taxes and insurance | -112 |
| Purchase of treasury stock | 16,270 |
| Proceeds from options exercised | 21 |
| Net cash provided by financing activities | 111,694 |
| Net increase (decrease) in cash and cash equivalents | 10,639 |
| Cash and cash equivalents at beginning of period | 42,502 |
| Cash and cash equivalents at end of period | 53,141 |
Blue Foundry Bancorp (BLFY)
Blue Foundry Bancorp (BLFY)