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Cash Flow Overview

Change in Cash
$42,995K
Free Cash flow
$11,848K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from paydowns/maturitie...
    • Decrease in loans receivable, ne...
    • Net income (loss)
    • Others
Negative Cash Flow Breakdown
    • Proceeds from sale of available-...
    • Net (decrease) increase in depos...
    • Cash dividends paid on common st...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income (loss)
9,246
8,510
-39,541
7,526
(reversal of) provision for credit losses on loans
-320
0
300
0
Provision for (reversal of) credit losses on unfunded loan commitments
-
-
185
0
Noncash contribution expense to employee stock ownership plan
0
373
208
422
Noncash director compensation expense
0
215
0
214
Stock-based compensation expense
387
274
226
226
Amortization of core deposit intangible
196
200
211
217
Amortization of investment security premiums, net of accretion of discounts
147
38
-68
-107
Accretion of discounts on acquired loans, net
-16
-5
11
41
Amortization of discount on subordinated notes
50
48
22
-
Issuance costs offset to subordinated notes
-
-
1,165
-
Net change in deferred loan origination costs/fees
-143
-77
-329
-37
Write-down of other real estate owned
0
-
0
-
Change in fmv of hedged loans and related interest rate swaps
1
-
-
-
Loss on sale of investment securities
0
-
-69,466
0
Depreciation and amortization
270
263
332
290
Loss on disposal of premises and equipment
0
-
2
-10
Earnings on bank-owned life insurance policies
442
487
440
128
Earnings on bank-owned life insurance death benefits
59
479
0
306
Net changes in interest receivable and other assets
-3,177
5,117
18,528
-2,743
Net changes in interest payable and other liabilities
-342
-2,759
1,960
1,163
Total adjustments
2,928
-7,425
53,161
4,954
Net cash provided by operating activities
12,174
1,085
13,620
12,480
Proceeds from sale of premises and equipment
-
-
0
0
Purchase of available-for-sale securities
0
65,196
646,952
169,082
Proceeds from sale of available-for-sale securities
-
-
167,017
-
Proceeds from sale of available-for-sale securities transferred from held-to-maturity
-
-
523,688
-
Proceeds from sale of available-for-sale securities
-167,017
-
-
0
Proceeds from paydowns/maturities of held-to-maturity securities
0
0
14,226
11,715
Purchased loans
-
-
0
226
Proceeds from paydowns/maturities of available-for-sale securities
78,670
59,213
58,474
20,078
Proceeds from sales of non-accrual loans
-
9,067
0
-
Proceeds from sale of visa inc. class b restricted common stock
-
-
0
-
Proceeds from sale of loan
9,067
-
-
-
Purchase of bank-owned life insurance policies
-
-
0
0
(increase) decrease in loans receivable, net
-
-2,233
-30,872
-16,460
Decrease in loans receivable, net
12,274
-
-
-
Proceeds from bank-owned life insurance policies
272
1,177
0
0
Purchase of premises and equipment
326
164
127
411
Proceeds from sale of other real estate owned
-
-
0
-
Cash paid for low income housing tax credit investment
-
-
10
0
Net cash provided by investing activities
93,123
1,864
-81,573
-154,386
Net (decrease) increase in deposits
-58,226
12,584
32,966
137,528
Repayment of short-term borrowings, net
-
-
-
0
Repayment of proceeds from short-term borrowings, net
-
-
0
-
Repayment of finance lease obligations
43
41
29
20
Proceeds from issuance of subordinated notes
-
-
45,000
-
Proceeds from stock options exercised
0
30
0
-
Restricted stock surrendered for tax withholdings upon vesting
0
156
0
-1
Cash dividends paid on common stock
4,048
4,028
4,023
4,024
Stock repurchased
-6
6
0
1,118
Proceeds from stock issued under employee and director stock purchase plans
9
9
9
9
Net cash (used for) provided by financing activities
-62,302
8,392
73,923
132,376
Net increase in cash, cash equivalents and restricted cash
42,995
11,341
5,970
-9,530
Cash, cash equivalents and restricted cash at beginning of period
236,644
225,303
219,333
137,304
Cash, cash equivalents and restricted cash at end of period
279,639
236,644
225,303
219,333
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net changes ininterest receivable and...-$3,177K (-327.58%↓ Y/Y)Stock-based compensationexpense$387K (6.61%↑ Y/Y)Depreciation andamortization$270K (-57.94%↓ Y/Y)Amortization of core depositintangible$196K (-56.15%↓ Y/Y)Net change indeferred loan...-$143K (-323.44%↓ Y/Y)Amortization of discount onsubordinated notes$50K Accretion of discounts onacquired loans, net-$16K (-119.51%↓ Y/Y)something is missing$160,183K Net income (loss)$9,246K (352.62%↑ Y/Y)Total adjustments$2,928K (-82.40%↓ Y/Y)Proceeds frompaydowns/maturities of...$78,670K (-6.28%↓ Y/Y)Decrease in loansreceivable, net$12,274K Proceeds from sale of loan$9,067K Proceeds from bank-ownedlife insurance...$272K (-84.93%↓ Y/Y)Canceled cashflow$1,311K Net cash provided byinvesting activities$93,123K (45.58%↑ Y/Y)Net cash provided byoperating activities$12,174K (-6.18%↓ Y/Y)Canceled cashflow$167,343K Earnings on bank-ownedlife insurance...$442K (-63.50%↓ Y/Y)Net changes ininterest payable and...-$342K (86.51%↑ Y/Y)(reversal of) provisionfor credit losses on...-$320K (-526.67%↓ Y/Y)Amortization of investmentsecurity premiums, net of...$147K (126.30%↑ Y/Y)Earnings on bank-ownedlife insurance death...$59K Change in fmv of hedgedloans and related...$1K Net increase incash, cash...$42,995K (-53.04%↓ Y/Y)Canceled cashflow$62,302K Proceeds from sale ofavailable-for-sale securities-$167,017K (-200.00%↓ Y/Y)Purchase of premises andequipment$326K (-74.55%↓ Y/Y)Proceeds from stockissued under employee...$9K (-47.06%↓ Y/Y)Stock repurchased-$6K (-100.28%↓ Y/Y)Net cash (used for)provided by financing...-$62,302K (-526.29%↓ Y/Y)Canceled cashflow$15K Net (decrease)increase in deposits-$58,226K (-332.60%↓ Y/Y)Cash dividends paidon common stock$4,048K (-49.89%↓ Y/Y)Repayment of finance leaseobligations$43K (-44.16%↓ Y/Y)

Bank of Marin Bancorp (BMRC)

Bank of Marin Bancorp (BMRC)