BMRC: the balance sheet

MyFinsight

For the year ending 2025-12-31, BMRC has $3,904,778K in assets. $3,510,124K in debts.

Balance Sheets	2025-12-31
Cash, cash equivalents and restricted cash	225,303
Held-to-maturity, at amortized cost (net of zero allowance for credit losses at december31, 2025 and 2024)	0
Available-for-sale, at fair value (net of zero allowance for credit losses at december31, 2025 and 2024)	1,327,812
Total investment securities	1,327,812
Loans, at amortized cost	2,120,853
Allowance for credit losses on loans	30,089
Loans, net of allowance for credit losses on loans	2,090,764
Goodwill	72,754
Bank-owned life insurance	71,306
Operating lease right-of-use assets	22,499
Bank premises and equipment, net	8,059
Core deposit intangible, net	1,916
Interest receivable and other assets	84,365
Total assets	3,904,778

Non-interest bearing	1,254,416
Transaction accounts	417,482
Savings accounts	232,109
Money market accounts	1,305,849
Time accounts	205,686
Total deposits	3,415,542
Borrowings and other obligations	709
Subordinated notes, net of issuance costs	43,857
Operating lease liabilities	24,747
Interest payable and other liabilities	25,269
Total liabilities	3,510,124
Preferred stock, no par value, authorized - 5,000,000 shares, none issued	0
Common stock, no par value, authorized - 30,000,000 shares issued and outstanding - 16,102,687 and 16,089,454 at december31, 2025 and 2024, respectively	214,910
Retained earnings	198,163
Accumulated other comprehensive loss, net of tax	-18,419
Total stockholders' equity	394,654
Total liabilities and stockholders' equity	3,904,778

Unit: Thousand (K) dollars (except for numbers of shares and EPS).