Service charges on deposit accounts, wealth management and trust services, debit card interchange fees, net and merchant interchange fees, net-Deposit Account
563
563
543
547
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees, net and merchant interchange fees, net-Fiduciary And Trust
543
596
573
564
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees, net and merchant interchange fees, net-Debit Card
397
362
401
405
Service charges on deposit accounts, wealth management and trust services, debit card interchange fees, net and merchant interchange fees, net-Merchant Interchange Fees Net
142
118
112*
87
Earnings on bank-owned life insurance, net
442
487
134
434
Dividends on federal home loan bank stock
199
855
372
366
Earnings on bank-owned life insurance death benefits
59
479
306*
0
Losses on sale of investment securities
0
0
-69,473*
0
Other income
824
374
385
342
Total non-interest income (loss)
3,169
3,834
-66,648
2,745
Interest and fees on loans
27,267
26,534
27,128
26,254
Interest on investment securities
13,427
13,869
11,937
9,846
Interest on federal funds sold and due from banks
-
-
2,767
-
Interest on due from banks
1,646
2,392
-
2,969
Total interest income
42,340
42,795
41,832
39,069
Interest on interest-bearing transaction accounts
1,462
2,039
4,386
328
Interest on savings accounts
635
577
609
600
Interest on money market accounts
7,674
7,821
7,961
8,376
Interest on time accounts
965
1,242
1,516
1,571
Interest on borrowings and other obligations
6
6
6
1
Interest on subordinated notes
817
808
368
-
Total interest expense
11,559
12,493
14,846
10,876
Net interest income
30,781
30,302
26,986
28,193
(reversal of) provision for credit losses on loans
-320
0
300
0
Provision for credit losses on unfunded loan commitments
0
0
185
0
Net interest income after provision for credit losses
31,101
30,302
26,501
28,193
Salaries and related benefits
12,609
13,394
11,359
12,004
Occupancy and equipment
2,090
2,099
2,098
2,079
Professional services
1,371
1,093
1,341
1,115
Data processing
1,138
1,228
1,033
1,116
Federal deposit insurance corporation insurance
555
730
539
459
Information technology
510
515
532
538
Depreciation and amortization
270
263
331
291
Directors' expense
261
285
283
249
Amortization of core deposit intangible
196
200
211
217
Charitable contributions
190
437
82
56
Deposit network fees
118
149
-2,668
1,158
Other real estate owned
-
-
0
-
Other expense
2,289
2,146
2,087
2,046
Total non-interest expense
21,597
22,539
17,228
21,328
Income (loss) before provision for (benefit from) income taxes
12,673
11,597
-57,375
9,610
Provision for (benefit from) income taxes
3,427
3,087
-17,834
2,084
Net income (loss)
9,246
8,510
-39,541
7,526
Change in net unrealized (losses) gains on available-for-sale securities
-4,838
-7,642
4,933
2,514
Reclassification adjustment for losses realized on the sale of available-for-sale securities in net loss
0
0
166*
0
Reclassification adjustment for gains or losses for fair value hedges
-
-
0*
0
Net unrealized losses on securities transferred from held-to-maturity to available-for-sale
-
0
23,211*
-
Amortization of net unrealized losses on securities transferred from available-for-sale to held-to-maturity
0
0
9,867
360
Other comprehensive (gain) income, before tax
-4,838
-7,642
-8,576
2,874
Deferred tax (benefit) expense
-1,430
-2,260
-2,533
850
Other comprehensive (gain) income, net of tax
-3,408
-5,382
-6,043
2,024
Total comprehensive income
5,838
3,128
-45,584
9,550
Basic EPS
0.58
0.53
-2.868
0.47
Diluted EPS
0.58
0.53
-2.877
0.47
Basic Average Shares
15,952,000
15,925,000
15,895,000
15,907,000
Diluted Average Shares
15,991,000
15,973,000
15,843,000
15,934,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Time Plot
Show the time plot by selecting a row from the table.