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Bogota Financial Corp. (BSBK)

Bogota Financial Corp. (BSBK)

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Cash Flow Overview

Change in Cash
$1,972,442
Free Cash flow
$2,146,130
Unit: Dollar
Positive Cash Flow Breakdown
    • Net increase in short-term fhlb ...
    • Maturities, calls, and repayment...
    • Redemption of fhlb stock
    • Others
Negative Cash Flow Breakdown
    • Net decrease in deposits
    • Repayments of long-term fhlb non...
    • Purchases of securities availabl...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Net income
747,522
-704,021
454,625
955,342
Amortization of intangible assets
24,988
-85,511
40,648
46,341
Provision (recovery) for credit losses
0
180,000
-50,000
-80,000
Depreciation of premises and equipment
88,349
-208,037
98,624
201,684
Amortization of deferred loan costs, net
-105,682
58,418
-109,926
-16,914
Amortization of premiums and accretion of discounts on securities, net
-18,956
-210,441
-7,110
-42,886
Deferred income benefit
612,588
-
-621,852
-69,637
Gain on sale of loans
0
-37,830
0
37,830
Proceeds from sale of loans
0
-1,932,899
0
1,932,899
Origination of loans held for sale
0
1,970,729
0
-1,970,729
Increase in cash surrender value of bank owned life insurance
228,330
-447,064
-321,267
990,623
Proceeds from boli death benefit
-
-
543,000
-
Employee stock ownership plan expense
55,866
-98,663
56,253
96,858
Stock-based compensation
225,435
-446,615
225,435
446,615
Accrued interest receivable
-582,198
130,289
87,046
-7,367
Net changes in other assets
-485,452
2,009,406
-395,021
-1,902,625
Net changes in other liabilities
329,441
175,012
-114,526
-672,292
Net cash provided by operating activities
2,356,658
-1,493,954
292,485
1,904,080
Purchases of securities held to maturity
-
-
0
0
Maturities, calls, and repayments of securities held to maturity
-
-
0
0
Purchases of securities available for sale
5,714,414
-49,741,180
22,041,242
27,699,938
Maturities, calls, and repayments of securities available for sale
10,062,636
-19,220,176
8,306,909
23,928,115
Purchase of loan pool
-
-
0
-
Net decrease in loans
-1,691,912
33,957,365
-23,837,753
-18,581,405
Purchase of equity investment
-1,000,000
-
2,500,000
-
Purchases of premises and equipment
210,528
-22,311
15,418
36,169
Purchase of fhlb stock
3,666,500
-2,014,400
1,169,300
2,420,100
Redemption of fhlb stock
2,572,400
-5,373,600
1,914,800
4,018,200
Net cash provided by investing activities
3,235,506
-4,273,250
8,333,502
16,371,513
Proceeds from long-term fhlb non-repo advances
-
-
0
0
Repayments of long-term fhlb non-repo advances
-
-
11,531,556
46,732,049
Net decrease in deposits
-26,652,063
-56,140,657
18,523,259
-13,958,256
Net increase in short-term fhlb advances
42,500,000
33,000,000
-5,000,000
10,500,000
Repayments of long-term fhlb non-repo advances
17,405,248
15,896,708
-
-
Repurchase of common stock
1,210,389
82,576
-355,886
398,215
Issuance of common stock
-
-
0
-
Net increase (decrease) in advance payments from borrowers for taxes and insurance
-852,022
-66,964
-58,330
414,274
Net cash used for financing activities
-3,619,722
19,076,700
2,289,259
-50,174,246
Net decrease in cash and cash equivalents
1,972,442
13,309,496
10,915,246
-31,898,653
Cash and cash equivalents at beginning of year
31,248,801
31,248,801
52,232,208
-
Cash and cash equivalents at end of period
29,897,126
27,924,684
31,248,801
-
Unit: Dollar. Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Maturities, calls, andrepayments of securities...$10,062,636 (-57.95%↓ Y/Y)Net income$747,522 (-21.75%↓ Y/Y)Deferred income benefit$612,588 (979.69%↑ Y/Y)Accrued interestreceivable-$582,198 (-7802.78%↓ Y/Y)Net changes in otherassets-$485,452 (74.49%↑ Y/Y)Redemption of fhlb stock$2,572,400 (-35.98%↓ Y/Y)Net decrease inloans-$1,691,912 (90.89%↑ Y/Y)Purchase of equityinvestment-$1,000,000 Net changes in otherliabilities$329,441 (149.00%↑ Y/Y)Stock-based compensation$225,435 (-49.52%↓ Y/Y)Amortization of deferred loancosts, net-$105,682 (-524.82%↓ Y/Y)Depreciation of premises andequipment$88,349 (-56.19%↓ Y/Y)Employee stock ownershipplan expense$55,866 (-42.32%↓ Y/Y)Amortization of intangibleassets$24,988 (-46.08%↓ Y/Y)Amortization of premiums andaccretion of discounts on...-$18,956 (55.80%↑ Y/Y)Net cash provided byinvesting activities$3,235,506 (-80.24%↓ Y/Y)Net cash provided byoperating activities$2,356,658 (23.77%↑ Y/Y)Canceled cashflow$12,091,442 Canceled cashflow$919,819 Net decrease in cashand cash...$1,972,442 (106.18%↑ Y/Y)Canceled cashflow$3,619,722 Purchases of securitiesavailable for sale$5,714,414 (-79.37%↓ Y/Y)Purchase of fhlb stock$3,666,500 (51.50%↑ Y/Y)something is missing-$2,500,000 Purchases of premises andequipment$210,528 (482.07%↑ Y/Y)Net increase inshort-term fhlb advances$42,500,000 (304.76%↑ Y/Y)something is missing-$691,489 Increase in cashsurrender value of bank...$228,330 (-76.95%↓ Y/Y)Net cash used forfinancing activities-$3,619,722 (92.79%↑ Y/Y)Canceled cashflow$42,500,000 Net decrease indeposits-$26,652,063 (-90.94%↓ Y/Y)Repayments of long-termfhlb non-repo...$17,405,248 (-62.76%↓ Y/Y)Repurchase of common stock$1,210,389 (203.95%↑ Y/Y)Net increase(decrease) in advance...-$852,022 (-305.67%↓ Y/Y)