For the quarter ending 2025-09-30.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans, including fees | 8,213,734 | 8,291,923 | ||
| Taxable | 2,099,657 | 1,943,360 | ||
| Tax-exempt | 2,892 | 2,894 | ||
| Other interest-earning assets | 311,250 | 266,987 | ||
| Total interest income | 10,627,533 | 10,505,164 | ||
| Deposits | 5,624,968 | 5,524,138 | ||
| Fhlb advances | 1,108,526 | 1,286,421 | ||
| Total interest expense | 6,733,494 | 6,810,559 | ||
| Net interest income | 3,894,039 | 3,694,605 | ||
| Provision (recovery) for credit losses | -50,000 | 0 | ||
| Net interest income after (recovery) provision for credit losses | 3,944,039 | 3,694,605 | ||
| Fees and service charges | 59,703 | 59,755 | ||
| Gain on sale of loans | 0 | 8,768 | ||
| Bank-owned life insurance | 221,733 | 228,392 | ||
| Other | 39,902 | 34,795 | ||
| Total non-interest income | 321,338 | 331,710 | ||
| Salaries and employee benefits | 2,023,727 | 2,059,942 | ||
| Occupancy and equipment | 639,570 | 640,444 | ||
| Fdic insurance assessment | 98,438 | 103,934 | ||
| Data processing | 293,200 | 305,034 | ||
| Advertising | 10,350 | 16,000 | ||
| Director fees | 154,122 | 170,812 | ||
| Professional fees | 361,620 | 372,364 | ||
| Other | 156,897 | 185,972 | ||
| Total non-interest expense | 3,737,924 | 3,854,502 | ||
| Income (loss) before income taxes | 527,453 | 171,813 | ||
| Income tax expense (benefit) | 72,828 | -52,582 | ||
| Net income (loss) | 454,625 | 224,395 | ||
| Basic EPS | 0.04 | 0.02 | ||
| Diluted EPS | 0.04 | 0.02 | ||
| Basic Average Shares | 12,637,950 | 12,635,990 | ||
| Diluted Average Shares | 12,650,192 | 12,641,179 | ||
Bogota Financial Corp. (BSBK)
Bogota Financial Corp. (BSBK)