Financial insights of BSBK

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31	2025-09-30	2025-06-30
Loans, including fees	7,987,603	8,213,734	8,291,923
Taxable	2,261,418	2,099,657	1,943,360
Tax-exempt	2,889	2,892	2,894
Other interest-earning assets	236,587	311,250	266,987
Total interest income	10,488,497	10,627,533	10,505,164
Deposits	4,990,259	5,624,968	5,524,138
Fhlb advances	1,071,747	1,108,526	1,286,421
Total interest expense	6,062,006	6,733,494	6,810,559
Net interest income	4,426,491	3,894,039	3,694,605
Provision (recovery) for credit losses	50,000	-50,000	0
Net interest income after provision (recovery) for credit losses	4,376,491	3,944,039	3,694,605
Fees and service charges	65,151	59,703	59,755
Gain on sale of loans	0	0	8,768
Bank-owned life insurance	222,292	221,733	228,392
Other	33,804	39,902	34,795
Total non-interest income	321,247	321,338	331,710
Salaries and employee benefits	2,052,846	2,023,727	2,059,942
Occupancy and equipment	702,357	639,570	640,444
Fdic insurance assessment	99,000	98,438	103,934
Data processing	270,715	293,200	305,034
Advertising	52,000	10,350	16,000
Director fees	138,631	154,122	170,812
Professional fees	242,281	361,620	372,364
Other	221,828	156,897	185,972
Total non-interest expense	3,779,658	3,737,924	3,854,502
Income before income taxes	918,080	527,453	171,813
Income tax expense (benefit)	212,134	72,828	-52,582
Net income	705,946	454,625	224,395

Basic EPS	0.06	0.04	0.02
Diluted EPS	0.06	0.04	0.02
Basic Average Shares	12,605,383	12,637,950	12,635,990
Diluted Average Shares	12,607,136	12,650,192	12,641,179