For the quarter ending 2025-09-30, BSBK has $925,813,867 in assets. $785,120,490 in debts. $31,248,801 in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 9,705,521 | 9,471,838 | ||
| Interest-bearing deposits in other banks | 21,543,280 | 10,861,717 | ||
| Cash and cash equivalents | 31,248,801 | 20,333,555 | ||
| Securities available for sale, at fair value | 160,747,239 | 144,602,468 | ||
| Total loans | 671,771,935 | - | ||
| Allowance for credit losses | 2,540,950 | - | ||
| Loans, net of allowance for credit losses of 2,540,950 and 2,620,949, respectively | 669,230,985 | 693,211,303 | ||
| Premises and equipment, net | 4,478,581 | 4,561,786 | ||
| Federal home loan bank (fhlb) stock and other restricted securities | 6,459,400 | 7,204,900 | ||
| Accrued interest receivable | 4,312,242 | 4,225,196 | ||
| Core deposit intangibles | 118,182 | 129,255 | ||
| Bank-owned life insurance | 31,551,134 | 31,329,401 | ||
| Right of use asset | 10,386,607 | 10,506,417 | ||
| Investment in limited partnership | 2,500,000 | - | ||
| Other assets | 4,780,696 | 5,730,379 | ||
| Total assets | 925,813,867 | 921,834,660 | ||
| Non-interest bearing deposits | 29,232,251 | 30,696,810 | ||
| Interest bearing deposits | 617,520,794 | 597,532,976 | ||
| Total deposits | 646,753,045 | 628,229,786 | ||
| Fhlb advances-short term | 35,000,000 | 40,000,000 | ||
| Fhlb advances-long term | 84,412,883 | 95,944,439 | ||
| Advance payments by borrowers for taxes and insurance | 3,165,149 | 3,223,479 | ||
| Lease liabilities | 10,488,439 | 10,579,107 | ||
| Other liabilities | 5,300,974 | 5,418,148 | ||
| Total liabilities | 785,120,490 | 783,394,959 | ||
| Common stock 0.01 par value, 30,000,000 shares authorized, 12,997,424 issued and outstanding at september 30, 2025 and 13,059,175 at december 31, 2024 | 129,974 | 130,083 | ||
| Additional paid-in capital | 55,367,268 | 55,260,550 | ||
| Retained earnings | 91,416,615 | 90,961,990 | ||
| Unearned esop shares (362,929 shares at september 30, 2025 and 382,933 shares at december 31, 2024) | 4,294,691 | 4,369,992 | ||
| Accumulated other comprehensive loss | -1,925,789 | -3,542,930 | ||
| Total stockholders equity | 140,693,377 | 138,439,701 | ||
| Total liabilities and stockholders equity | 925,813,867 | 921,834,660 | ||
Bogota Financial Corp. (BSBK)
Bogota Financial Corp. (BSBK)