For the quarter ending 2026-03-31, BSBK has $877,245,065 in assets. $735,192,695 in debts. $27,924,684 in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from banks | 13,090,589 | 9,705,521 | 9,471,838 | |
| Interest-bearing deposits in other banks | 14,834,095 | 21,543,280 | 10,861,717 | |
| Cash and cash equivalents | 27,924,684 | 31,248,801 | 20,333,555 | |
| Securities available for sale, at fair value | 144,852,570 | 160,747,239 | 144,602,468 | |
| Total loans | 641,990,481 | 671,771,935 | - | |
| Allowance for credit losses | 2,579,949 | 2,540,950 | - | |
| Loans, net of allowance for credit losses of 2,579,949 and 2,529,949, respectively | 639,410,532 | 669,230,985 | 693,211,303 | |
| Premises and equipment, net | 4,336,207 | 4,478,581 | 4,561,786 | |
| Fhlb stock and other restricted securities | 6,419,500 | 6,459,400 | 7,204,900 | |
| Accrued interest receivable | 4,471,378 | 4,312,242 | 4,225,196 | |
| Core deposit intangibles | 97,521 | 118,182 | 129,255 | |
| Bank-owned life insurance | 31,997,147 | 31,551,134 | 31,329,401 | |
| Right of use asset | 10,684,772 | 10,386,607 | 10,506,417 | |
| Investment in limited partnership | 2,413,320 | 2,500,000 | - | |
| Other assets | 4,637,434 | 4,780,696 | 5,730,379 | |
| Total assets | 877,245,065 | 925,813,867 | 921,834,660 | |
| Non-interest bearing deposits | 28,940,853 | 29,232,251 | 30,696,810 | |
| Interest bearing deposits | 571,930,788 | 617,520,794 | 597,532,976 | |
| Total deposits | 600,871,641 | 646,753,045 | 628,229,786 | |
| Fhlb advances-short term | 58,500,000 | 35,000,000 | 40,000,000 | |
| Fhlb advances-long term | 57,425,424 | 84,412,883 | 95,944,439 | |
| Advance payments by borrowers for taxes and insurance | 2,879,987 | 3,165,149 | 3,223,479 | |
| Lease liabilities | 10,883,252 | 10,488,439 | 10,579,107 | |
| Other liabilities | 4,632,391 | 5,300,974 | 5,418,148 | |
| Total liabilities | 735,192,695 | 785,120,490 | 783,394,959 | |
| Common stock 0.01 par value, 30,000,000 shares authorized, 12,910,531 issued and outstanding at march 31, 2026 and 12,925,572 at december 31, 2025 | 129,105 | 129,974 | 130,083 | |
| Additional paid-in capital | 55,029,197 | 55,367,268 | 55,260,550 | |
| Retained earnings | 92,803,372 | 91,416,615 | 90,961,990 | |
| Unearned esop shares (349,593 shares at march 31, 2026 and 356,188 shares at december 31, 2025) | 4,144,090 | 4,294,691 | 4,369,992 | |
| Accumulated other comprehensive loss | -1,765,214 | -1,925,789 | -3,542,930 | |
| Total stockholders equity | 142,052,370 | 140,693,377 | 138,439,701 | |
| Total liabilities and stockholders equity | 877,245,065 | 925,813,867 | 921,834,660 | |
Bogota Financial Corp. (BSBK)
Bogota Financial Corp. (BSBK)