For the quarter ending 2026-03-31, BY has $9,909,680K in assets. $8,629,388K in debts. $198,368K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 62,341 | 60,184 | 70,406 | 75,114 |
| Interest bearing deposits with other banks | 136,027 | 88,911 | 188,610 | 143,236 |
| Cash and cash equivalents | 198,368 | 149,095 | 259,016 | 218,350 |
| Equity and other securities, at fair value | 9,561 | 10,660 | 10,461 | 10,759 |
| Available-for-sale securities, due in one year or less, fair value | 25,054 | - | - | - |
| Available-for-sale securities, due from one to five years, fair value | 178,696 | - | - | - |
| Available-for-sale securities, due from five to ten years, fair value | 55,982 | - | - | - |
| Available-for-sale securities, due after ten years, fair value | 32,230 | - | - | - |
| Available-for-sale securities, not due at single maturity, fair value | 1,364,218 | - | - | - |
| Securities available-for-sale, at fair value (amortized cost at march 31,2026- 1,777,262, december 31,2025 - 1,516,376) | 1,656,180 | 1,405,106 | 1,512,194 | 1,575,240 |
| Securities held-to-maturity, at amortized cost (fair value at december 31, 2024-605) | - | 0 | 0 | 0 |
| Restricted stock, at cost | 20,615 | 21,314 | 15,934 | 18,649 |
| Loans held for sale | 9,686 | 13,621 | 20,566 | 25,814 |
| Originated Loans | - | 2,338,109 | 2,234,986 | - |
| Purchase Credit Deteriorated | - | 68,987 | 71,359 | - |
| Acquired Non Credit Deteriorated | - | 200,089 | 215,801 | - |
| Commercial Real Estate Portfolio Segment | - | 2,607,185 | 2,522,146 | - |
| Originated Loans | - | 567,158 | 552,984 | - |
| Purchase Credit Deteriorated | - | 20,788 | 24,061 | - |
| Acquired Non Credit Deteriorated | - | 169,478 | 178,896 | - |
| Residential Portfolio Segment | - | 757,424 | 755,941 | - |
| Originated Loans | - | 360,003 | 412,032 | - |
| Purchase Credit Deteriorated | - | 2,533 | 2,513 | - |
| Acquired Non Credit Deteriorated | - | 45,542 | 50,493 | - |
| Construction Land Development And Other Land Portfolio Segment | - | 408,078 | 465,038 | - |
| Originated Loans | - | 2,856,214 | 2,804,434 | - |
| Purchase Credit Deteriorated | - | 12,570 | 19,193 | - |
| Individually evaluated for impairment | 106,131 | - | - | - |
| Acquired Non Credit Deteriorated | - | 97,786 | 106,827 | - |
| Commercial And Industrial Portfolio Segment | - | 2,966,570 | 2,930,454 | - |
| Originated Loans | - | 3,470 | 2,431 | - |
| Purchase Credit Deteriorated | - | 73 | 81 | - |
| Acquired Non Credit Deteriorated | - | 14,263 | 14,133 | - |
| Installment And Other Portfolio Segment | - | 17,806 | 16,645 | - |
| Notes Receivable Gross | - | 752,306 | 750,531 | - |
| Finance Leases Portfolio Segment | - | 752,306 | 750,531 | - |
| Collectively evaluated for impairment | 7,369,141 | - | - | - |
| Loans and leases | 7,475,272 | 7,509,369 | 7,440,755 | 7,328,055 |
| Allowance for credit losses - loans and leases | 108,879 | 108,834 | 105,717 | 107,727 |
| Net loans and leases | 7,366,393 | 7,400,535 | 7,335,038 | 7,220,328 |
| Servicing assets, at fair value | 18,942 | 19,234 | 19,019 | 18,797 |
| Accrued interest receivable | - | 39,818 | - | - |
| Premises and equipment, net | 57,317 | 57,988 | 58,785 | 59,544 |
| Operating lease right-of-use asset | - | 9,034 | - | - |
| Assets held for sale | - | 1,829 | - | - |
| Other real estate owned | 2,890 | 3,394 | 4,220 | 4,946 |
| Goodwill | - | 181,852 | - | - |
| Other intangible assets, net | - | 18,668 | - | - |
| Goodwill and other intangible assets, net | 199,285 | - | 202,014 | 203,508 |
| Bank-owned life insurance | 108,481 | 107,462 | 106,575 | 105,714 |
| Deferred tax assets, net | 45,525 | 41,779 | 49,918 | 57,104 |
| Due from counterparty | - | 32,301 | - | - |
| Other assets | - | 138,986 | - | - |
| Accrued interest receivable and other assets | 216,437 | - | 218,635 | 201,465 |
| Total assets | 9,909,680 | 9,652,676 | 9,812,375 | 9,720,218 |
| Non-interest-bearing demand deposits | 1,818,981 | 1,818,888 | 1,932,869 | 1,773,229 |
| Interest bearing checking, savings accounts, and money market accounts | - | 4,311,069 | - | - |
| Time deposits | - | 1,517,486 | - | - |
| Interest-bearing deposits | 5,982,835 | - | 5,895,328 | 6,037,250 |
| Total deposits | 7,801,816 | 7,647,443 | 7,828,197 | 7,810,479 |
| Federal home loan bank advances | - | 340,000 | - | - |
| Term loan | - | 0 | - | - |
| Other borrowings | 504,520 | - | 361,286 | 414,110 |
| Subordinated notes, net | 73,938 | 73,940 | 148,971 | 74,127 |
| Securities sold under agreements to repurchase | - | 79,598 | - | - |
| Total liability, at par | 87,000 | 87,000 | 87,000 | - |
| Discount | 15,388 | 15,591 | 15,728 | - |
| Junior subordinated debentures issued to capital trusts, net | 71,612 | 71,409 | 71,272 | 71,136 |
| Accrued interest payable | - | 11,777 | - | - |
| Operating lease liability | - | 9,851 | - | - |
| Accrued expenses and other liabilities | - | 150,752 | - | - |
| Accrued interest payable and other liabilities | 177,502 | - | 164,967 | 157,950 |
| Total liabilities | 8,629,388 | 8,384,770 | 8,574,693 | 8,527,802 |
| Preferred stock | 0 | - | 0 | 0 |
| Common stock | 471 | 471 | 471 | 471 |
| Additional paid-in capital | 754,582 | 760,700 | 758,089 | 756,029 |
| Retained earnings | 677,854 | 645,724 | 615,784 | 583,170 |
| Treasury stock, at cost | 71,048 | 65,914 | 56,959 | 57,015 |
| Accumulated other comprehensive income (loss), net of tax | -81,567 | -73,075 | -79,703 | -90,239 |
| Total stockholders equity | 1,280,292 | 1,267,906 | 1,237,682 | 1,192,416 |
| Total liabilities and stockholders equity | 9,909,680 | 9,652,676 | 9,812,375 | 9,720,218 |
BYLINE BANCORP, INC. (BY)
BYLINE BANCORP, INC. (BY)