For the year ending 2025-12-31, BY has $9,652,676K in assets. $8,384,770K in debts. $149,095K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 60,184 | |||
| Interest bearing deposits with other banks | 88,911 | |||
| Cash and cash equivalents | 149,095 | |||
| Equity and other securities, at fair value | 10,660 | |||
| Securities available-for-sale, at fair value (amortized cost at december 31, 2025-1,516,376 december 31, 2024-1,595,583) | 1,405,106 | |||
| Securities held-to-maturity, at amortized cost (fair value at december 31, 2024-605) | 0 | |||
| Restricted stock, at cost | 21,314 | |||
| Loans held for sale | 13,621 | |||
| Originated Loans | 2,338,109 | |||
| Purchase Credit Deteriorated | 68,987 | |||
| Acquired Non Credit Deteriorated | 200,089 | |||
| Commercial Real Estate Portfolio Segment | 2,607,185 | |||
| Originated Loans | 567,158 | |||
| Purchase Credit Deteriorated | 20,788 | |||
| Acquired Non Credit Deteriorated | 169,478 | |||
| Residential Portfolio Segment | 757,424 | |||
| Originated Loans | 360,003 | |||
| Purchase Credit Deteriorated | 2,533 | |||
| Acquired Non Credit Deteriorated | 45,542 | |||
| Construction Land Development And Other Land Portfolio Segment | 408,078 | |||
| Originated Loans | 2,856,214 | |||
| Purchase Credit Deteriorated | 12,570 | |||
| Acquired Non Credit Deteriorated | 97,786 | |||
| Commercial And Industrial Portfolio Segment | 2,966,570 | |||
| Originated Loans | 3,470 | |||
| Purchase Credit Deteriorated | 73 | |||
| Acquired Non Credit Deteriorated | 14,263 | |||
| Installment And Other Portfolio Segment | 17,806 | |||
| Notes Receivable Gross | 752,306 | |||
| Finance Leases Portfolio Segment | 752,306 | |||
| Loans and leases | 7,509,369 | |||
| Allowance for credit losses - loans and leases | 108,834 | |||
| Net loans and leases | 7,400,535 | |||
| Servicing assets, at fair value | 19,234 | |||
| Accrued interest receivable | 39,818 | |||
| Premises and equipment, net | 57,988 | |||
| Operating lease right-of-use asset | 9,034 | |||
| Assets held for sale | 1,829 | |||
| Other real estate owned, net | 3,394 | |||
| Goodwill | 181,852 | |||
| Other intangible assets, net | 18,668 | |||
| Bank-owned life insurance | 107,462 | |||
| Deferred tax assets, net | 41,779 | |||
| Due from counterparty | 32,301 | |||
| Other assets | 138,986 | |||
| Total assets | 9,652,676 | |||
| Non-interest-bearing demand deposits | 1,818,888 | |||
| Interest bearing checking, savings accounts, and money market accounts | 4,311,069 | |||
| Time deposits | 1,517,486 | |||
| Total deposits | 7,647,443 | |||
| Federal home loan bank advances | 340,000 | |||
| Term loan | 0 | |||
| Subordinated notes, net | 73,940 | |||
| Securities sold under agreements to repurchase | 79,598 | |||
| Total liability, at par | 87,000 | |||
| Discount-Junior Subordinated Debt | 15,591 | |||
| Junior subordinated debentures issued to capital trusts, net | 71,409 | |||
| Accrued interest payable | 11,777 | |||
| Operating lease liability | 9,851 | |||
| Accrued expenses and other liabilities | 150,752 | |||
| Total liabilities | 8,384,770 | |||
| Common stock, voting 0.01 par value at december 31, 2025 and 2024 150,000,000 shares authorized 47,871,512 shares issued at december 31, 2025 and 46,252,693 shares issued at december 31, 2024 | 471 | |||
| Additional paid-in capital | 760,700 | |||
| Retained earnings | 645,724 | |||
| Treasury stock at cost, 2,325,584 shares at december 31, 2025 and 1,793,109 shares at december 31, 2024 | 65,914 | |||
| Accumulated other comprehensive loss, net of tax | -73,075 | |||
| Total stockholders equity | 1,267,906 | |||
| Total liabilities and stockholders equity | 9,652,676 | |||
BYLINE BANCORP, INC. (BY)
BYLINE BANCORP, INC. (BY)