For the quarter ending 2025-09-30, BY has $9,812,375K in assets. $8,574,693K in debts. $259,016K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 70,406 | 75,114 | ||
| Interest bearing deposits with other banks | 188,610 | 143,236 | ||
| Cash and cash equivalents | 259,016 | 218,350 | ||
| Equity and other securities, at fair value | 10,461 | 10,759 | ||
| Securities available-for-sale, at fair value (amortized cost at september 30, 2025 - 1,635,582 december 31, 2024 - 1,595,583) | 1,512,194 | 1,575,240 | ||
| Securities held-to-maturity, at amortized cost (fair value at december 31, 2024- 605) | 0 | 0 | ||
| Restricted stock, at cost | 15,934 | 18,649 | ||
| Loans held for sale | 20,566 | 25,814 | ||
| Originated Loans | 2,234,986 | - | ||
| Purchase Credit Deteriorated | 71,359 | - | ||
| Acquired Non Credit Deteriorated | 215,801 | - | ||
| Commercial Real Estate Portfolio Segment | 2,522,146 | - | ||
| Originated Loans | 552,984 | - | ||
| Purchase Credit Deteriorated | 24,061 | - | ||
| Acquired Non Credit Deteriorated | 178,896 | - | ||
| Residential Portfolio Segment | 755,941 | - | ||
| Originated Loans | 412,032 | - | ||
| Purchase Credit Deteriorated | 2,513 | - | ||
| Acquired Non Credit Deteriorated | 50,493 | - | ||
| Construction Land Development And Other Land Portfolio Segment | 465,038 | - | ||
| Originated Loans | 2,804,434 | - | ||
| Purchase Credit Deteriorated | 19,193 | - | ||
| Acquired Non Credit Deteriorated | 106,827 | - | ||
| Commercial And Industrial Portfolio Segment | 2,930,454 | - | ||
| Originated Loans | 2,431 | - | ||
| Purchase Credit Deteriorated | 81 | - | ||
| Acquired Non Credit Deteriorated | 14,133 | - | ||
| Installment And Other Portfolio Segment | 16,645 | - | ||
| Notes Receivable Gross | 750,531 | - | ||
| Finance Leases Portfolio Segment | 750,531 | - | ||
| Loans and leases | 7,440,755 | 7,328,055 | ||
| Allowance for credit losses - loans and leases | 105,717 | 107,727 | ||
| Net loans and leases | 7,335,038 | 7,220,328 | ||
| Servicing assets, at fair value | 19,019 | 18,797 | ||
| Premises and equipment, net | 58,785 | 59,544 | ||
| Other real estate owned | 4,220 | 4,946 | ||
| Goodwill and other intangible assets, net | 202,014 | 203,508 | ||
| Bank-owned life insurance | 106,575 | 105,714 | ||
| Deferred tax assets, net | 49,918 | 57,104 | ||
| Accrued interest receivable and other assets | 218,635 | 201,465 | ||
| Total assets | 9,812,375 | 9,720,218 | ||
| Non-interest-bearing demand deposits | 1,932,869 | 1,773,229 | ||
| Interest-bearing deposits | 5,895,328 | 6,037,250 | ||
| Total deposits | 7,828,197 | 7,810,479 | ||
| Other borrowings | 361,286 | 414,110 | ||
| Subordinated notes, net | 148,971 | 74,127 | ||
| Total liability, at par | 87,000 | - | ||
| Discount-Junior Subordinated Debt | 15,728 | - | ||
| Junior subordinated debentures | 71,272 | 71,136 | ||
| Accrued interest payable and other liabilities | 164,967 | 157,950 | ||
| Total liabilities | 8,574,693 | 8,527,802 | ||
| Preferred stock | 0 | 0 | ||
| Common stock | 471 | 471 | ||
| Additional paid-in capital | 758,089 | 756,029 | ||
| Retained earnings | 615,784 | 583,170 | ||
| Treasury stock, at cost | 56,959 | 57,015 | ||
| Accumulated other comprehensive loss, net of tax | -79,703 | -90,239 | ||
| Total stockholders equity | 1,237,682 | 1,192,416 | ||
| Total liabilities and stockholders equity | 9,812,375 | 9,720,218 | ||
BYLINE BANCORP, INC. (BY)
BYLINE BANCORP, INC. (BY)