| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 37,579 | 34,521 | 37,200 | 58,330 |
| Provision for credit losses | 5,537 | 9,702 | 5,298 | 21,102 |
| Impairment loss on premises and equipment | NaN | 0 | 0 | 0 |
| Impairment loss on right-of-use asset | NaN | 0 | 0 | 0 |
| Impairment loss on assets held for sale | NaN | 195 | NaN | NaN |
| Depreciation and amortization of premises and equipment | 1,129 | 1,141 | 1,140 | 2,270 |
| Net accretion of securities | 1,665 | 1,784 | 1,552 | 2,564 |
| Net change in fair value of equity securities | -1,099 | 199 | -298 | 894 |
| Net losses on sales of securities available-for-sale | NaN | 16 | 0 | -37 |
| Gain on death benefit of bank owned life insurance | NaN | 0 | 0 | 587 |
| Net gains on sales and disposal of right-of-use assets | 0 | -171 | 0 | 843 |
| Net gains on sales of loans | 5,468 | 5,386 | 6,981 | 10,352 |
| Net gains on sales of leases | NaN | 0 | 0 | 119 |
| Originations of u.s. government guaranteed loans | 68,979 | 73,079 | 88,760 | 168,234 |
| Proceeds from u.s. government guaranteed loans sold | 31,685 | 78,158 | 89,597 | 124,600 |
| Net losses on sales and valuation adjustments of other real estate owned | NaN | 569 | 519 | -28 |
| Accretion of premiums and discounts on acquired loans, net | 1,971 | 2,312 | 2,528 | 5,573 |
| Net change in servicing assets | -292 | 215 | 222 | -155 |
| Net losses on sales and valuation adjustments of other real estate owned | 587 | NaN | NaN | NaN |
| Net amortization of other acquisition accounting adjustments | 1,249 | 1,524 | 1,527 | 2,679 |
| Amortization of subordinated debt issuance cost | 28 | 27 | 46 | 87 |
| Loss on extinguishment of subordinated debt | NaN | 0 | -843 | NaN |
| Accretion of junior subordinated debentures discount | 203 | 137 | 136 | 246 |
| Share-based compensation expense | 2,197 | 2,591 | 2,312 | 4,377 |
| Deferred tax benefit | -740 | 5,794 | 3,458 | -1,489 |
| Increase in cash surrender value of bank owned life insurance | 1,019 | 886 | 862 | 1,768 |
| Accrued interest receivable and other assets | 6,811 | -4,014 | 9,350 | -8,273 |
| Accrued interest payable and other liabilities | 59,620 | 3,979 | 6,227 | 13,621 |
| Net cash provided by operating activities | 54,552 | 58,646 | 38,346 | 43,326 |
| Purchases of securities available-for-sale | 313,806 | 31,349 | 0 | 151,270 |
| Proceeds from maturities and calls of securities available-for-sale | 4,085 | 14,538 | 39,325 | 26,558 |
| Redemptions (purchases) of federal home loan bank stock, net | NaN | 5,380 | -2,715 | -8,803 |
| Proceeds from bank owned life insurance death benefit | NaN | 0 | 0 | 1,736 |
| Net cash received in acquisition of a business | NaN | 0 | 0 | 61,834 |
| Proceeds from sales of premises and equipment | NaN | 0 | 0 | 0 |
| Proceeds from sales of assets held for sale | NaN | 0 | 0 | 2,146 |
| Proceeds from paydowns of securities available-for-sale | 49,937 | 52,683 | 43,483 | 80,824 |
| Proceeds from sales of securities available-for-sale | NaN | 85,275 | 0 | 14,221 |
| Proceeds from maturities and calls of securities held-to-maturity | 0 | 0 | 0 | 605 |
| Proceeds from leases sold | NaN | NaN | 0 | 12,184 |
| Proceeds from other loans and leases sold | NaN | 12,184 | NaN | NaN |
| Redemptions of federal home loan bank stock, net | 699 | NaN | NaN | NaN |
| Net change in loans and leases | -29,975 | 73,109 | 117,360 | 289,717 |
| Purchases of premises and equipment | 458 | 516 | 381 | 3,100 |
| Proceeds from sales of other real estate owned | 60 | 357 | 288 | 1,016 |
| Net cash used in investing activities | -229,508 | 42,499 | -31,930 | -234,160 |
| Net increase in deposits | 154,359 | -180,784 | 17,685 | 72,597 |
| Proceeds from revolving line of credit | NaN | 0 | NaN | NaN |
| Repayments of revolving line of credit | NaN | 0 | 0 | 0 |
| Proceeds from term loan | NaN | 0 | NaN | NaN |
| Repayments of term loan | 0 | 0 | 0 | 11,667 |
| Proceeds from short-term borrowings | 5,690,200 | 1,520,000 | 1,590,000 | 4,300,000 |
| Repayments of short-term borrowings | 5,618,200 | 1,500,000 | 1,650,000 | 4,495,000 |
| Proceeds from btfp advances | NaN | 0 | 0 | 0 |
| Repayment of btfp advances | NaN | 0 | 0 | NaN |
| Proceeds from subordinated debt, net of issuance costs | NaN | -58 | 73,955 | NaN |
| Repayment of subordinated debt | NaN | 75,000 | NaN | NaN |
| Proceeds from long-term borrowings | 12,750 | NaN | NaN | NaN |
| Net increase (decrease) in securities sold under agreements to repurchase | 172 | 38,312 | 7,176 | 2,004 |
| Dividends paid on common stock | 5,360 | 4,506 | 4,510 | 9,148 |
| Proceeds from issuance of common stock | 120 | 723 | 137 | 1,043 |
| Repurchases of common stock | 9,812 | 9,753 | 193 | 13,783 |
| Net cash provided by financing activities | 224,229 | -211,066 | 34,250 | -153,954 |
| Net change in cash and cash equivalents | 49,273 | -109,921 | 40,666 | -344,788 |
| Cash and cash equivalents, beginning of period | 149,095 | 259,016 | 563,138 | NaN |
| Cash and cash equivalents, end of period | 198,368 | 149,095 | 259,016 | NaN |
BYLINE BANCORP, INC. (BY)
BYLINE BANCORP, INC. (BY)