| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | |
|---|---|---|---|---|
| Interest and fees on loans and leases | 132,401 | 128,199 | - | |
| Interest on securities | 13,289 | 13,907 | - | |
| Other interest and dividend income | 2,917 | 2,421 | - | |
| Total interest and dividend income | 148,607 | 144,527 | - | |
| Deposits | 42,857 | 44,380 | - | |
| Other borrowings | 1,502 | 1,396 | - | |
| Subordinated notes and debentures | 4,377 | 2,781 | - | |
| Total interest expense | 48,736 | 48,557 | - | |
| Net interest income | 99,871 | 95,970 | - | |
| Provision for credit losses | 5,298 | 11,923 | - | |
| Net interest income after provision for credit losses | 94,573 | 84,047 | - | |
| Fees and service charges on deposits | 2,741 | 2,633 | - | |
| Loan servicing revenue | 3,062 | 3,071 | - | |
| Loan servicing asset revaluation | -1,294 | -2,150 | - | |
| Atm and interchange fees | 1,015 | 1,059 | - | |
| Net losses on sales of securities available-for-sale | 0 | -37 | - | |
| Change in fair value of equity securities, net | -298 | 83 | - | |
| Total consolidated revenue | - | - | 149,714 | |
| Net gains on sales of loans | 6,981 | 5,414 | - | |
| Interest expense | - | - | 46,634 | |
| Wealth management and trust income | 1,366 | 1,074 | - | |
| Segment net interest income and noninterest income | - | - | 103,080 | |
| Other non-interest income | 2,291 | 3,336 | - | |
| Other segment items | - | - | 9,224 | |
| Total non-interest income | 15,864 | 14,483 | - | |
| Salaries and employee benefits | 37,492 | 37,819 | 36,252 | |
| Occupancy and equipment expense, net | 4,531 | 4,739 | - | |
| Loan and lease related expenses | 1,274 | 938 | - | |
| Legal, audit and other professional fees | 3,876 | 4,843 | - | |
| Data processing | 4,903 | 4,986 | 5,171 | |
| Net (gain) loss recognized on other real estate owned and other related expenses | -617 | 44 | - | |
| Other intangible assets amortization expense | 1,494 | 1,499 | - | |
| Other non-interest expense | 6,331 | 4,822 | - | |
| Total non-interest expense | 60,518 | 59,602 | - | |
| Income before provision for income taxes | 49,919 | 38,928 | - | |
| Provision for income taxes | 12,719 | 8,846 | 12,158 | |
| Depreciation and amortization | - | - | 2,848 | |
| Provision for credit losses | - | - | 9,179 | |
| Net income | 37,200 | 30,082 | 28,248 | |
| Basic | 0.82 | 0.66 | 0.65 | |
| Diluted earnings per common share | 0.82 | 0.66 | 0.64 | |
| Weighted-average common stock outstanding (basic) | 45,102,828 | 45,306,240 | 43,788,353 | |
| Weighted-average common stock outstanding (dilutive) | 45,372,602 | 45,484,392 | 44,290,257 | |
BYLINE BANCORP, INC. (BY)
BYLINE BANCORP, INC. (BY)