Financial insights of BY

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$37,579K
EPS
$0.83
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans and leases	125,950	134,582*	132,401	128,199
Interest on securities	13,589	7,572*	13,289	13,907
Interest on tax-exempt securities	-	847*	-	-
Other interest and dividend income	2,117	1,235*	2,917	2,421
Total interest and dividend income	141,656	144,236	148,607	144,527
Deposits	36,284	44,561*	42,857	44,380
Other borrowings	2,658	2,025*	1,502	1,396
Subordinated notes and debentures	2,851	2,045*	4,377	2,781
Total interest expense	41,793	48,631	48,736	48,557
Net interest income	99,863	95,605*	99,871	95,970
Provision for credit losses	5,537	10,271*	5,298	11,923
Net interest income after provision for credit losses	94,326	85,334*	94,573	84,047
Net gaines on sales of securities available-for-sale	0	35*	0	-37
Fees and service charges on deposits	2,919	2,815*	2,741	2,633
Loan servicing revenue	3,041	3,062*	3,062	3,071
Loan servicing asset revaluation	-1,862	-436*	-1,294	-2,150
Atm and interchange fees	931	972*	1,015	1,059
Change in fair value of equity securities, net	-1,099	1,118*	-298	83
Net gains on sales of loans	5,468	16,178*	6,981	5,414
Wealth management and trust income	1,262	1,186*	1,366	1,074
Other non-interest income	1,878	-9,523	2,291	3,336
Total non-interest income	12,538	15,405*	15,864	14,483
Salaries and employee benefits	36,245	38,813	37,492	37,819
Occupancy expense, net	-	3,628*	-	-
Equipment expense	-	938*	-	-
Impairment loss on assets held for sale	-	49*	-	-
Occupancy and equipment expense, net	4,445	-	4,531	4,739
Loan and lease related expenses	929	305*	1,274	938
Legal, audit and other professional fees	3,244	2,980*	3,876	4,843
Data processing	4,925	4,385	4,903	4,986
Net (gain) loss recognized on other real estate owned and other related expenses	-810	-283*	-617	44
Regulatory assessments	-	1,063*	-	-
Other intangible assets amortization expense	1,235	1,116*	1,494	1,499
Advertising and promotions	-	1,411*	-	-
Telecommunications	-	221*	-	-
Other non-interest expense	5,356	1,547*	6,331	4,822
Total non-interest expense	57,189	56,738*	60,518	59,602
Income before provision for income taxes	49,675	44,000	49,919	38,928
Provision for income taxes	12,096	9,479	12,719	8,846
Net income	37,579	34,521	37,200	30,082

Basic EPS	0.84	-0.257	0.82	0.66
Diluted EPS	0.83	0.765	0.82	0.66
Basic Average Shares	17,669	-134,088,945	45,102,828	45,306,240
Diluted Average Shares	45,045,804	45,107,193	45,372,602	45,484,392

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$37,579K
EPS
$0.83
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$37,579K
EPS
$0.83
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$37,579KEPS$0.83Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$37,579KEPS$0.83Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$37,579K
EPS
$0.83
Unit: Thousand (K) dollars

Net Income
$37,579K
EPS
$0.83
Unit: Thousand (K) dollars