| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | |
|---|---|---|---|---|
| Cash and due from banks | 21,877,990 | 26,393,695 | 44,242,184 | |
| Federal funds sold | 16,784,265 | 25,328,744 | 31,841,525 | |
| Interest-bearing deposits in banks | 129,732,339 | 92,596,490 | 78,703,235 | |
| Cash and cash equivalents | 168,394,594 | 144,318,929 | 154,786,944 | |
| Available-for-sale securities, at fair value | 42,175,462 | 43,136,672 | 29,555,603 | |
| Held-to-maturity securities, at amortized cost | 96,386,942 | 97,728,121 | 131,915,382 | |
| Total loans | NaN | NaN | 1,773,574,037 | |
| Net deferred loan fees, premiums and discounts | NaN | NaN | -6,381,097 | |
| Allowance for credit losses | NaN | NaN | 17,942,293 | |
| Loans, net of allowance for credit losses of 18,328,757 and 18,096,173 on march 31, 2026 and december 31, 2025, respectively | 1,873,845,370 | 1,855,437,066 | 1,749,250,647 | |
| Premises and equipment, gross | 79,392,079 | 79,213,099 | 79,359,599 | |
| Less accumulated depreciation | 29,947,340 | 29,447,897 | 29,091,575 | |
| Premises and equipment, net | 49,444,739 | 49,765,202 | 50,268,024 | |
| Restricted stock, at cost | 10,239,300 | 11,375,500 | 8,163,700 | |
| Foreclosed assets held for sale, net | 575,497 | 253,000 | 532,953 | |
| Interest receivable | 7,637,827 | 7,451,045 | 7,096,937 | |
| Bank owned life insurance | 46,469,498 | 46,647,762 | 46,482,172 | |
| Core deposits and other intangibles | 3,881,041 | 4,256,382 | 4,638,230 | |
| Goodwill | 8,510,852 | 8,510,852 | 8,510,852 | |
| Deferred tax asset | 1,055,908 | 1,002,784 | 1,426,948 | |
| Other | 20,171,847 | 21,571,666 | 21,779,863 | |
| Total assets | 2,328,788,877 | 2,291,454,981 | 2,214,408,255 | |
| Demand | 973,677,694 | 913,985,722 | 928,957,598 | |
| Savings, now and money market | 415,131,859 | 414,715,894 | 382,002,346 | |
| Time | 503,407,575 | 487,032,489 | 469,673,638 | |
| Total deposits | 1,892,217,128 | 1,815,734,105 | 1,780,633,582 | |
| Short-term borrowings | 45,067,842 | 88,251,290 | 62,662,527 | |
| Long-term debt | 73,180,526 | 78,587,361 | 100,097,343 | |
| Interest payable | 2,644,295 | 2,961,874 | 3,410,094 | |
| Other liabilities | 22,161,343 | 20,576,519 | 22,451,383 | |
| Total liabilities | 2,035,271,134 | 2,006,111,149 | 1,969,254,929 | |
| Common stock 0.01 par value per share 50,000,000 shares authorized 13,697,987 shares issued and outstanding at both march 31, 2026 and december 31, 2025 | 136,980 | 136,980 | 122,396 | |
| Additional paid-in capital | 38,536,072 | 38,376,658 | 8,406,116 | |
| Retained earnings | 255,669,735 | 247,505,096 | 237,366,245 | |
| Accumulated other comprehensive loss | -825,044 | -674,902 | -741,431 | |
| Total shareholders equity | 293,517,743 | 285,343,832 | 245,153,326 | |
| Total liabilities and shareholders equity | 2,328,788,877 | 2,291,454,981 | 2,214,408,255 | |
Commercial Bancgroup, Inc. (CBK)
Commercial Bancgroup, Inc. (CBK)