Financial insights of CBK

MyFinsight

Income Overview

Net Income
$9,534,438
EPS
$0.7
Unit: Dollar

Income Statement	2026-03-31	2025-12-31	2025-09-30
Loans, including fees	27,675,321	27,732,359.5*	28,073,755
Debt securities-taxable	838,045	925,446*	929,519
Debt securities-tax-exempt	114,057	135,889*	102,154
Dividends on restricted stock	146,690	154,093*	155,591
Interest-bearing deposits in banks	689,086	2,245,998*	759,917
Total interest and dividend income	29,463,199	31,193,785.5*	30,020,936
Deposits	8,315,470	11,145,288*	8,653,819
Short-term borrowings	47,157	-18,006*	55,431
Long-term debt	622,874	648,251*	1,090,087
Total interest expense	8,985,501	11,775,533*	9,799,337
Net interest income	20,477,698	19,418,252.5*	20,221,599
Provision for credit losses	121,970	115,831.5*	-
Net interest income after provision for credit losses	20,355,728	19,302,421*	20,221,599
Customer service fees	781,484	637,988*	735,353
Net losss on sales of premises and equipment	-	-23,895*	20,500
Net losss on sales of foreclosed assets	106,553	-168,164*	109,720
Atm fees	854,461	876,021*	845,782
Increase in bank owned life insurance	311,643	373,858*	306,026
Other	537,163	356,516*	608,564
Total noninterest income	2,591,304	2,052,324*	2,625,945
Salaries and employee benefits	5,716,129	5,578,405*	5,728,660
Occupancy	842,896	1,048,245*	738,481
Data processing	1,101,058	1,219,855*	1,103,542
Deposit insurance premiums	242,019	170,421*	267,221
Professional fees	208,947	438,885*	135,786
Depreciation and amortization	933,159	842,040*	954,748
Loss on retirement of debt	603,303	-	-
Other	1,439,074	1,524,826*	1,624,003
Total noninterest expense	11,086,585	10,822,677*	10,552,441
Income before income taxes	11,860,447	10,532,068*	12,295,103
Provision for income taxes	2,326,009	1,734,317*	2,828,954
Net income	9,534,438	8,797,751	9,466,149
Net income attributable to commercial bancgroup, inc	-	8,797,751	9,466,149

Basic EPS	0.7	0.678	0.77
Diluted EPS	0.7	0.678	0.77
Basic Average Shares	13,697,987	12,970,610	12,239,644
Diluted Average Shares	13,697,987	12,970,610	12,239,644

Unit: Dollar. Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$9,534,438
EPS
$0.7
Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$9,534,438
EPS
$0.7
Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$9,534,438EPS$0.7Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$9,534,438EPS$0.7Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$9,534,438
EPS
$0.7
Unit: Dollar

Net Income
$9,534,438
EPS
$0.7
Unit: Dollar