Financial insights of CBK

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Loans, including fees	112,301,119
Debt securities-taxable	3,714,003
Debt securities-tax-exempt	442,351
Dividends on restricted stock	620,866
Interest-bearing deposits in banks and federal funds sold	4,525,749
Total interest and dividend income	121,604,088
Deposits	37,106,745
Short-term borrowings	148,287
Long-term debt	3,918,512
Total interest expense	41,173,544
Net interest income	80,430,544
Provision for credit losses	463,326
Net interest income after provision for credit losses	79,967,218
Customer service fees	2,844,047
Net gains on sales of premises and equipment	37,605
Net gains on sales of foreclosed assets	160,996
Atm fees	3,413,367
Increase in boli	1,291,936
Other	2,182,208
Total noninterest income	9,930,159
Salaries and employee benefits	22,764,385
Occupancy	3,263,688
Data processing	4,530,481
Deposit insurance premiums	972,084
Professional fees	846,243
Depreciation and amortization	3,706,284
Other	6,396,835
Total noninterest expense	42,480,000
Income before income taxes	47,417,377
Provision for income taxes	10,221,179
Net income	37,196,198
Net income attributable to commercial bancgroup, inc	37,196,198

Basic EPS	2.95
Diluted EPS	2.95
Basic Average Shares	12,605,127
Diluted Average Shares	12,605,127