For the quarter ending 2025-09-30, CBK had -$23,410,972 decrease in cash & cash equivalents over the period. $26,455,150 in free cash flow.
| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 27,057,347 |
| Depreciation | 1,519,018 |
| Amortization and (accretion), net | -46,198 |
| Provision for losses on foreclosed assets | 4,500 |
| Net gains on sales of foreclosed assets | 113,270 |
| Net gains on sales of premises and equipment | 24,959 |
| Interest receivable | -90,367 |
| Other assets | -8,417,887 |
| Other liabilities | -6,799,212 |
| Increase in bank owned life insurance | 949,557 |
| Deferred income taxes | 348,067 |
| Interest payable | -814,601 |
| Net cash provided by operating activities | 27,993,255 |
| Purchases of available-for-sale securities | 16,929,788 |
| Proceeds from, maturities and calls of available-for-sale securities | 36,586,565 |
| Proceeds from, maturities and calls of held-to-maturity securities | 85,464,673 |
| Purchases of held-to-maturity securities | 88,100,756 |
| Net change in loans | -39,254,790 |
| Purchase of premises and equipment, net | 1,538,105 |
| Proceeds from sales of premises and equipment | 64,400 |
| Proceeds from sales of foreclosed assets | 693,625 |
| Death benefits received | 350,509 |
| Redemption of restricted stock, at cost | 100,450 |
| Net cash provided by (used in) investing activities | 55,946,363 |
| Net (decrease) increase in deposits | -157,963,373 |
| Proceeds from (repayments of) short-term borrowings | 59,270,961 |
| Repayments of long-term borrowings | 5,675,299 |
| Repurchase of stock | 980,800 |
| Payment of dividends | 2,002,079 |
| Net cash (used in) provided by financing activities | -107,350,590 |
| (decrease) increase in cash and cash equivalents | -23,410,972 |
| Cash and cash equivalents at beginning of period | 178,197,916 |
| Cash and cash equivalents at end of period | 154,786,944 |
Commercial Bancgroup, Inc. (CBK)
Commercial Bancgroup, Inc. (CBK)