For the quarter ending 2025-12-31, CBKM has $1,212,530K in assets. $1,126,404K in debts.
| Balance Sheets | 2025-12-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash on hand and noninterest-bearing deposits in financial institutions | 21,350 | 17,677 | 19,377 | |
| Federal funds sold and interest-bearing deposits in financial institutions | 163 | 8,991 | 531 | |
| Total cash and cash equivalents | 21,513 | 26,668 | 19,908 | |
| Securities, available-for-sale | 262,347 | 268,900 | 273,875 | |
| Securities, held-to-maturity (fair value of 4,605 at december 31, 2025 and 5,026 at june 30, 2025) | 4,651 | 5,058 | 5,167 | |
| Equity securities, at fair value | 0 | 392 | 392 | |
| Federal bank and other restricted stocks, at cost | 2,377 | 1,980 | 2,669 | |
| Loans held for sale | 293 | 476 | 814 | |
| Total loans | 872,392 | 834,882 | 813,458 | |
| Less allowance for credit losses | 8,777 | 8,709 | 8,470 | |
| Net loans | 863,615 | 826,173 | 804,988 | |
| Cash surrender value of life insurance | 15,418 | 15,294 | 13,266 | |
| Premises and equipment, gross | - | - | 29,930 | |
| Accumulated depreciation and amortization | - | - | 11,242 | |
| Premises and equipment, net | 18,745 | 18,900 | 18,688 | |
| Goodwill | 2,452 | 2,452 | 2,452 | |
| Core deposit intangible, net | 273 | 287 | 301 | |
| Accrued interest receivable and other assets | 20,846 | 21,402 | 22,488 | |
| Total assets | 1,212,530 | 1,187,982 | 1,165,008 | |
| Noninterest-bearing demand | 241,843 | 247,063 | 239,692 | |
| Interest bearing demand | 156,750 | 161,003 | 153,571 | |
| Savings | 409,617 | 396,889 | 379,091 | |
| Time | 280,844 | 264,688 | 264,464 | |
| Total deposits | 1,089,054 | 1,069,643 | 1,036,818 | |
| Short-term borrowings | 20,382 | 19,800 | 15,511 | |
| Federal home loan bank advances | 4,028 | 4,038 | 22,551 | |
| Accrued interest and other liabilities | 12,940 | 12,879 | 13,857 | |
| Total liabilities | 1,126,404 | 1,106,360 | 1,088,737 | |
| Preferred stock (no par value, 350,000 shares authorized, none outstanding) | 0 | 0 | 0 | |
| Common stock (no par value, 8,500,000 shares authorized 3,193,414 shares issued as of december 31, 2025 and june 30, 2025, respectively) | 21,774 | 21,669 | 21,590 | |
| Retained earnings | 81,885 | 79,791 | 77,818 | |
| Treasury stock, at cost (48,639 common shares as of december 31, 2025 and june 30, 2025) | 528 | 583 | 583 | |
| Accumulated other comprehensive loss | -17,005 | -19,255 | -22,554 | |
| Total shareholders equity | 86,126 | 81,622 | 76,271 | |
| Total liabilities and shareholders equity | 1,212,530 | 1,187,982 | 1,165,008 | |
CONSUMERS BANCORP INC OH (CBKM)
CONSUMERS BANCORP INC OH (CBKM)