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Balance Sheets Overview

Debt to Asset Ratio
92.90%
Unit: Thousand (K) dollars
Assets Breakdown
    • Cash on hand and noninterest-bea...
    • Accrued interest receivable and ...
    • Premises and equipment, net
    • Others
Liabilities Breakdown
    • Savings
    • Time
    • Noninterest-bearing demand
    • Others
Balance Sheets
2025-12-31
2025-09-30
2025-06-30
Cash on hand and noninterest-bearing deposits in financial institutions
21,350
17,677
19,377
Federal funds sold and interest-bearing deposits in financial institutions
163
8,991
531
Total cash and cash equivalents
21,513
26,668
19,908
Securities, available-for-sale
262,347
268,900
273,875
Securities, held-to-maturity (fair value of 4,605 at december 31, 2025 and 5,026 at june 30, 2025)
4,651
5,058
5,167
Equity securities, at fair value
0
392
392
Federal bank and other restricted stocks, at cost
2,377
1,980
2,669
Loans held for sale
293
476
814
Total loans
872,392
834,882
813,458
Less allowance for credit losses
8,777
8,709
8,470
Net loans
863,615
826,173
804,988
Cash surrender value of life insurance
15,418
15,294
13,266
Premises and equipment, gross
-
-
29,930
Accumulated depreciation and amortization
-
-
11,242
Premises and equipment, net
18,745
18,900
18,688
Goodwill
2,452
2,452
2,452
Core deposit intangible, net
273
287
301
Accrued interest receivable and other assets
20,846
21,402
22,488
Total assets
1,212,530
1,187,982
1,165,008
Noninterest-bearing demand
241,843
247,063
239,692
Interest bearing demand
156,750
161,003
153,571
Savings
409,617
396,889
379,091
Time
280,844
264,688
264,464
Total deposits
1,089,054
1,069,643
1,036,818
Short-term borrowings
20,382
19,800
15,511
Federal home loan bank advances
4,028
4,038
22,551
Accrued interest and other liabilities
12,940
12,879
13,857
Total liabilities
1,126,404
1,106,360
1,088,737
Preferred stock (no par value, 350,000 shares authorized, none outstanding)
0
0
0
Common stock (no par value, 8,500,000 shares authorized 3,193,414 shares issued as of december 31, 2025 and june 30, 2025, respectively)
21,774
21,669
21,590
Retained earnings
81,885
79,791
77,818
Treasury stock, at cost (48,639 common shares as of december 31, 2025 and june 30, 2025)
528
583
583
Accumulated other comprehensive loss
-17,005
-19,255
-22,554
Total shareholders equity
86,126
81,622
76,271
Total liabilities and shareholders equity
1,212,530
1,187,982
1,165,008
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Total loans$872,392K Cash on hand andnoninterest-bearing deposits in...$21,350K Federal funds sold andinterest-bearing deposits in...$163K Net loans$863,615K Securities,available-for-sale$262,347K Total cash and cashequivalents$21,513K Accrued interestreceivable and other assets$20,846K Premises and equipment,net$18,745K Cash surrender valueof life insurance$15,418K Securities,held-to-maturity (fair value of...$4,651K Goodwill$2,452K Federal bank and otherrestricted stocks, at cost$2,377K Loans held for sale$293K Core depositintangible, net$273K Less allowance forcredit losses$8,777K Total assets$1,212,530K Total liabilities andshareholders equity$1,212,530K Total liabilities$1,126,404K Total shareholdersequity$86,126K Accumulated othercomprehensive loss-$17,005K Treasury stock, at cost(48,639 common shares as...$528K Total deposits$1,089,054K Short-term borrowings$20,382K Accrued interest andother liabilities$12,940K Federal home loan bankadvances$4,028K Retained earnings$81,885K Common stock (no parvalue, 8,500,000...$21,774K Savings$409,617K Time$280,844K Noninterest-bearing demand$241,843K Interest bearing demand$156,750K

CONSUMERS BANCORP INC OH (CBKM)

CONSUMERS BANCORP INC OH (CBKM)