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CONSUMERS BANCORP INC OH (CBKM)

CONSUMERS BANCORP INC OH (CBKM)

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Cash Flow Overview

Change in Cash
-$5,155K
Free Cash flow
$3,249K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in deposit accounts
    • Maturities, calls and principal ...
    • Net cash from operating activiti...
    • Others
Negative Cash Flow Breakdown
    • Net increase in loans
    • Purchases of securities, availab...
    • Dividends paid
    • Others
Cash Flow
2025-12-31
2025-09-30
2025-06-30
Mortgage banking activity
-
-
400
Loss on disposition of other real estate and repossessed assets owned
-
-
0
Amortization of intangibles
-
-
56
Net income
-
-
8,667
Depreciation
-
-
1,157
Securities amortization and accretion, net
-
-
15
Provision for credit losses
-
-
1,147
Gain on disposal of fixed assets
-
-
7
Deferred income tax (benefit) expense
-
-
-458
Loss on sale of securities
-
-
0
Net change in market value of equity securities
-
-
11
Origination of loans held for sale
-
-
24,685
Proceeds from loans held for sale
-
-
25,179
Increase in cash surrender value of life insurance
-
-
-391
Net change in other assets and other liabilities
-
-
2,305
Net cash from operating activities
3,476
2,535
7,934
Purchases of securities, available-for-sale
6,097
468
40,292
Maturities, calls and principal pay downs of securities, available-for-sale
14,659
9,699
38,548
Sale of securities, available-for-sale
919
-
0
Principal pay downs of securities, held-to-maturity
407
109
887
Net decrease in certificates of deposit with other financial institutions
-
-
0
Proceeds from redemption of fhlb stock
-
-
114
Redemption of equity security
400
-
-
Purchases of fhlb stock
-
-
597
Net change in federal home loan bank stock, at cost
397
-689
-
Net increase in loans
37,617
21,505
55,017
Purchase of bank owned life insurance
0
1,920
2,375
Premises and equipment purchases
227
319
3,071
Disposal of premises and equipment
-
-
30
Proceeds from sale of other real estate and repossessed assets owned
-
-
76
Net cash used in investing activities
-27,953
-13,715
-61,697
Net increase in deposit accounts
19,411
32,825
63,838
Net change in short-term borrowings
582
4,289
-14,496
Proceeds from federal home loan bank advances
-
-
19,500
Repayments of federal home loan bank advances
10
18,513
10,658
Proceeds from dividend reinvestment and stock purchase plan
0
0
147
Dividends paid
661
661
2,383
Net cash from financing activities
19,322
17,940
55,948
Increase in cash or cash equivalents
-5,155
6,760
2,185
Cash and cash equivalents at beginning of period
26,668
19,908
-
Cash and cash equivalents at end of period
21,513
26,668
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase indeposit accounts$19,411K Net change inshort-term borrowings$582K Net cash fromfinancing activities$19,322K Net cash fromoperating activities$3,476K Canceled cashflow$671K Increase in cash or cashequivalents-$5,155K Canceled cashflow$22,798K Maturities, calls andprincipal pay downs of...$14,659K Sale of securities,available-for-sale$919K Principal pay downs ofsecurities,...$407K Redemption of equitysecurity$400K Dividends paid$661K Repayments of federal homeloan bank advances$10K Net cash used ininvesting activities-$27,953K Canceled cashflow$16,385K Net increase inloans$37,617K Purchases of securities,available-for-sale$6,097K Net change infederal home loan bank...$397K Premises and equipmentpurchases$227K