Financial insights of CBKM

MyFinsight

For the quarter ending 2025-12-31, CBKM made $29,222K in revenue. $2,755K in net income. Net profit margin of 9.43%.

Income Overview

Revenue
$29,222K
Net Income
$2,755K
Net Profit Margin
9.43%
EPS
$0.87
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31	2025-09-30	2025-06-30	2025-03-31
Loans, including fees	12,556	12,086	11,162	10,550
Securities, taxable	1,658	1,722	1,704	1,740
Securities, tax-exempt	492	484	455	442
Equity securities	8	9	9	8
Other equity securities	49	35	42	40
Federal funds sold and other interest-bearing deposits	45	56	123	128
Total interest and dividend income	14,808	14,392	13,494	12,908
Deposits	4,772	4,710	4,592	4,305
Short-term borrowings	100	77	99	65
Federal home loan bank advances	31	60	31	19
Total interest expense	4,903	4,847	4,721	4,389
Net interest income	9,905	9,545	8,773	8,519
Provision for credit losses on loans	175	320	283	495
Provision for credit losses on unfunded commitments	145	-35	20	15
Net interest income after provision for credit losses	9,585	9,260	8,470	8,009
Noninterest income (in scope of topic 606)-Deposit Account	448	441	436	-
Noninterest income (in scope of topic 606)-Debit Card	662	670	619	-
Mortgage banking activity	141	128	98	72
Bank owned life insurance income	124	108	101	97
Securities losses, net	-10	3	0	-
Net change in market value of equity securities	-	-	3	-
Noninterest income (in scope of topic 606)	-	-	-	1,002
Loss on disposition of other real estate owned and repossessed assets owned	-	-	0	-
Other	218	119	110	107
Total noninterest income	1,583	1,469	1,390	1,278
Salaries and employee benefits	4,597	4,233	3,926	3,976
Occupancy and equipment	1,087	1,006	932	968
Data processing expenses	223	223	214	220
Debit card processing expenses	388	393	344	359
Professional and director fees	307	317	354	277
Fdic assessments	209	196	192	182
Franchise taxes	135	152	168	132
Marketing and advertising	202	251	205	234
Loan and collection expenses	-	-	52	-
Telephone and network communications	85	82	79	77
Amortization of intangible	14	14	14	14
Other	671	751	589	723
Total noninterest expenses	7,918	7,618	7,118	7,162
Income before income taxes	3,250	3,111	2,742	2,125
Income tax expense	495	477	452	274
Net income	2,755	2,634	2,290	1,851

Basic and diluted earnings per share (in dollars per share)	0.87	0.84	0.73	0.59
Us-gaap_earningspersharediluted	0.87	0.84	0.73	0.59
Us-gaap_weightedaveragenumberofdilutedsharesoutstanding	3,149,278	3,142,961	-1,562,713	3,139,149
Us-gaap_weightedaveragenumberofsharesoutstandingbasic	3,149,160	3,142,850	-1,562,701.5	3,139,105

MyFinsight

Income Overview

Revenue
$29,222K
Net Income
$2,755K
Net Profit Margin
9.43%
EPS
$0.87
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$29,222K
Net Income
$2,755K
Net Profit Margin
9.43%
EPS
$0.87
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$29,222KNet Income$2,755KNet Profit Margin9.43%EPS$0.87Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$29,222KNet Income$2,755KNet Profit Margin9.43%EPS$0.87Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$29,222K
Net Income
$2,755K
Net Profit Margin
9.43%
EPS
$0.87
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Revenue
$29,222K
Net Income
$2,755K
Net Profit Margin
9.43%
EPS
$0.87
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others