Financial insights of CBKM

MyFinsight

For the quarter ending 2025-09-30, CBKM made $28,291K in revenue. $2,634K in net income. Net profit margin of 9.31%.

Income Overview

Revenue
$28,291K
Net Income
$2,634K
Net Profit Margin
9.31%
EPS
$0.84
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-03-31	2024-09-30
Loans, including fees	12,086	10,550	10,939
Securities, taxable	1,722	1,740	1,571
Securities, tax-exempt	484	442	441
Equity securities	9	8	8
Federal bank and other restricted stocks	35	40	40
Federal funds sold and other interest-bearing deposits	56	128	155
Total interest and dividend income	14,392	12,908	13,154
Deposits	4,710	4,305	4,878
Short-term borrowings	77	65	200
Federal home loan bank advances	60	19	33
Total interest expense	4,847	4,389	5,111
Net interest income	9,545	8,519	8,043
Provision for credit losses on loans	320	495	77
Provision for credit losses on unfunded commitments	-35	15	-45
Net interest income after provision for credit losses	9,260	8,009	8,011
Noninterest income (in scope of topic 606)-Deposit Account	441	-	-
Noninterest income (in scope of topic 606)-Debit Card	670	-	-
Noninterest income (in scope of topic 606)	-	1,002	1,067
Mortgage banking activity	128	72	133
Bank owned life insurance income	108	97	92
Securities losses, net	3	-	-
Other	119	107	101
Total noninterest income	1,469	1,278	1,393
Salaries and employee benefits	4,233	3,976	3,764
Occupancy and equipment	1,006	968	884
Data processing expenses	223	220	211
Debit card processing expenses	393	359	362
Professional and director fees	317	277	306
Fdic assessments	196	182	207
Franchise taxes	152	132	40
Marketing and advertising	251	234	177
Telephone and network communications	82	77	89
Amortization of intangible	14	14	14
Other	751	723	634
Total noninterest expenses	7,618	7,162	6,688
Income before income taxes	3,111	2,125	2,716
Income tax expense	477	274	480
Net income	2,634	1,851	2,236

Basic and diluted earnings per share (in dollars per share)	0.84	0.59	0.72
Us-gaap_earningspersharediluted	0.84	0.59	0.72
Us-gaap_weightedaveragenumberofdilutedsharesoutstanding	3,142,961	3,139,149	3,119,603
Us-gaap_weightedaveragenumberofsharesoutstandingbasic	3,142,850	3,139,105	3,119,603

MyFinsight

Income Overview

Revenue
$28,291K
Net Income
$2,634K
Net Profit Margin
9.31%
EPS
$0.84
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$28,291K
Net Income
$2,634K
Net Profit Margin
9.31%
EPS
$0.84
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$28,291KNet Income$2,634KNet Profit Margin9.31%EPS$0.84Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$28,291KNet Income$2,634KNet Profit Margin9.31%EPS$0.84Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$28,291K
Net Income
$2,634K
Net Profit Margin
9.31%
EPS
$0.84
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others

Revenue
$28,291K
Net Income
$2,634K
Net Profit Margin
9.31%
EPS
$0.84
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Deposits
Salaries and employee benefits
Others