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CONSUMERS BANCORP INC OH (CBKM)

For the year ending 2025-06-30, CBKM made $58,499K in revenue. $8,667K in net income. Net profit margin of 14.82%.

Overview

Revenue
$58,499K
Net Income
$8,667K
Net Profit Margin
14.82%
EPS
$2.77
Unit: Thousand (K) dollars
Revenue Breakdown
    • Loans, including fees
    • Securities, taxable
    • Noninterest income (in scope of ...
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
Noninterest income (in scope of topic 606)-Debit Card2,475
Noninterest income (in scope of topic 606)-Deposit Account1,745
Other428
Loss on disposition of other real estate owned and repossessed assets owned-
Mortgage banking activity400
Net change in market value of equity securities11
Securities losses, net-
Bank owned life insurance income391
Total noninterest income5,450
Financial institutions tax507
Other2,534
Occupancy and equipment3,715
Marketing and advertising821
Salaries and employee benefits15,591
Data processing expenses858
Telephone and communications324
Amortization of intangible56
Professional and director fees1,290
Loan and collection expenses209
Federal deposit insurance corporation assessments772
Debit card processing expenses1,409
Total noninterest expenses28,086
Provision for credit losses on loans1,137
Short-term borrowings462
Federal home loan bank advances113
Deposits18,367
Total interest expense18,942
Securities, tax-exempt1,792
Securities, taxable6,719
Loans, including fees43,813
Equity securities33
Federal bank and other restricted stocks164
Federal funds sold and interest-bearing deposits528
Total interest and dividend income53,049
Net interest income34,107
Provision for credit losses on unfunded commitments10
Net interest income after provision for credit losses32,960
Income before income taxes10,324
Income tax expense1,657
Net income8,667
Basic and diluted earnings per share (in dollars per share)2.77
Us-gaap_earningspersharediluted2.77
Us-gaap_weightedaveragenumberofdilutedsharesoutstanding3,133,326
Us-gaap_weightedaveragenumberofsharesoutstandingbasic3,133,305
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Federal funds sold andinterest-bearing deposits$528K Federal bank and otherrestricted stocks$164K Equity securities$33K Loans, including fees$43,813K Securities, taxable$6,719K Securities, tax-exempt$1,792K Total interest anddividend income$53,049K Net interest income$34,107K Bank owned lifeinsurance income$391K Net change in marketvalue of equity...$11K Mortgage bankingactivity$400K Other$428K Noninterest income (in scopeof topic...$1,745K Noninterest income (in scopeof topic...$2,475K Total interestexpense$18,942K Net interest incomeafter provision for...$32,960K Total noninterestincome$5,450K Provision for creditlosses on unfunded...$10K Provision for creditlosses on loans$1,137K Deposits$18,367K Federal home loan bankadvances$113K Short-term borrowings$462K Income before incometaxes$10,324K Total noninterestexpenses$28,086K Net income$8,667K Income tax expense$1,657K Debit card processingexpenses$1,409K Federal depositinsurance corporation...$772K Loan and collectionexpenses$209K Professional and directorfees$1,290K Amortization of intangible$56K Telephone andcommunications$324K Data processingexpenses$858K Salaries and employeebenefits$15,591K Marketing and advertising$821K Occupancy and equipment$3,715K Other$2,534K Financial institutionstax$507K