CONSUMERS BANCORP INC OH (CBKM)
2025-06-30 | ||||
---|---|---|---|---|
Noninterest income (in scope of topic 606)-Debit Card | 2,475 | |||
Noninterest income (in scope of topic 606)-Deposit Account | 1,745 | |||
Other | 428 | |||
Loss on disposition of other real estate owned and repossessed assets owned | - | |||
Mortgage banking activity | 400 | |||
Net change in market value of equity securities | 11 | |||
Securities losses, net | - | |||
Bank owned life insurance income | 391 | |||
Total noninterest income | 5,450 | |||
Financial institutions tax | 507 | |||
Other | 2,534 | |||
Occupancy and equipment | 3,715 | |||
Marketing and advertising | 821 | |||
Salaries and employee benefits | 15,591 | |||
Data processing expenses | 858 | |||
Telephone and communications | 324 | |||
Amortization of intangible | 56 | |||
Professional and director fees | 1,290 | |||
Loan and collection expenses | 209 | |||
Federal deposit insurance corporation assessments | 772 | |||
Debit card processing expenses | 1,409 | |||
Total noninterest expenses | 28,086 | |||
Provision for credit losses on loans | 1,137 | |||
Short-term borrowings | 462 | |||
Federal home loan bank advances | 113 | |||
Deposits | 18,367 | |||
Total interest expense | 18,942 | |||
Securities, tax-exempt | 1,792 | |||
Securities, taxable | 6,719 | |||
Loans, including fees | 43,813 | |||
Equity securities | 33 | |||
Federal bank and other restricted stocks | 164 | |||
Federal funds sold and interest-bearing deposits | 528 | |||
Total interest and dividend income | 53,049 | |||
Net interest income | 34,107 | |||
Provision for credit losses on unfunded commitments | 10 | |||
Net interest income after provision for credit losses | 32,960 | |||
Income before income taxes | 10,324 | |||
Income tax expense | 1,657 | |||
Net income | 8,667 | |||
Basic and diluted earnings per share (in dollars per share) | 2.77 | |||
Us-gaap_earningspersharediluted | 2.77 | |||
Us-gaap_weightedaveragenumberofdilutedsharesoutstanding | 3,133,326 | |||
Us-gaap_weightedaveragenumberofsharesoutstandingbasic | 3,133,305 |