Financial insights of CBKM

MyFinsight

For the quarter ending 2025-12-31.

Income Overview

Net Income
$2,755K
EPS
$0.87
Unit: Thousand (K) dollars

Income Statement	2025-12-31	2025-09-30	2025-06-30	2025-03-31
Loans, including fees	12,556	12,086	11,581*	10,550
Securities, taxable	1,658	1,722	1,753*	1,740
Securities, tax-exempt	492	484	468*	442
Equity securities	8	9	9*	8
Other equity securities	49	35	44*	40
Federal funds sold and other interest-bearing deposits	45	56	104*	128
Total interest and dividend income	14,808	14,392	13,957*	12,908
Deposits	4,772	4,710	4,593*	4,305
Short-term borrowings	100	77	65*	65
Federal home loan bank advances	31	60	35*	19
Total interest expense	4,903	4,847	4,692*	4,389
Net interest income	9,905	9,545	9,265*	8,519
Provision for credit losses on loans	175	320	279*	495
Provision for credit losses on unfunded commitments	145	-35	55*	15
Net interest income after provision for credit losses	9,585	9,260	8,931*	8,009
Noninterest income (in scope of topic 606)-Deposit Account	448	441	436*	-
Noninterest income (in scope of topic 606)-Debit Card	662	670	689*	-
Mortgage banking activity	141	128	93*	72
Bank owned life insurance income	124	108	108*	97
Securities losses, net	-10	3	0*	-
Net change in market value of equity securities	-	-	3*	-
Noninterest income (in scope of topic 606)	-	-	-	1,002
Loss on disposition of other real estate owned and repossessed assets owned	-	-	0*	-
Other	218	119	116*	107
Total noninterest income	1,583	1,469	1,444*	1,278
Salaries and employee benefits	4,597	4,233	4,138*	3,976
Occupancy and equipment	1,087	1,006	937*	968
Data processing expenses	223	223	212*	220
Debit card processing expenses	388	393	328*	359
Professional and director fees	307	317	416*	277
Fdic assessments	209	196	189*	182
Franchise taxes	135	152	249*	132
Marketing and advertising	202	251	205*	234
Loan and collection expenses	-	-	52*	-
Telephone and network communications	85	82	75*	77
Amortization of intangible	14	14	14*	14
Other	671	751	499*	723
Total noninterest expenses	7,918	7,618	7,311*	7,162
Income before income taxes	3,250	3,111	3,063*	2,125
Income tax expense	495	477	526*	274
Net income	2,755	2,634	2,537	1,851

Basic EPS	0.87	0.84	0.807	0.59
Diluted EPS	0.87	0.84	0.807	0.59
Basic Average Shares	3,149,160	3,142,850	3,141,207	3,139,105
Diluted Average Shares	3,149,278	3,142,961	3,141,226	3,139,149

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$2,755K
EPS
$0.87
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$2,755K
EPS
$0.87
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$2,755KEPS$0.87Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$2,755KEPS$0.87Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$2,755K
EPS
$0.87
Unit: Thousand (K) dollars

Net Income
$2,755K
EPS
$0.87
Unit: Thousand (K) dollars