For the quarter ending 2025-09-30, CBU has $16,957,804K in assets. $15,018,854K in debts. $245,247K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and cash equivalents (includes restricted cash of 14,760 and 5,110, respectively) | 245,247 | 237,248 | ||
| Available-for-sale investment securities, includes pledged securities that can be sold or repledged of 319,173 and 362,129, respectively (cost of 3,157,610 and 3,192,392, respectively) | 2,859,312 | 2,832,370 | ||
| Held-to-maturity securities (fair value of 1,360,889 and 1,220,168, respectively) | 1,442,308 | 1,430,991 | ||
| Equity and other securities | 78,944 | 86,709 | ||
| Loans | 10,750,262 | 10,519,117 | ||
| Allowance for credit losses | 84,944 | 81,851 | ||
| Loans, net of allowance for credit losses | 10,665,318 | 10,437,266 | ||
| Goodwill | 855,790 | 854,817 | ||
| Core deposit intangibles, net | 3,571 | 3,963 | ||
| Other intangibles, net | 40,606 | 39,601 | ||
| Goodwill and intangible assets, net | 899,967 | 898,381 | ||
| Premises and equipment, net | 212,667 | 201,101 | ||
| Accrued interest and fees receivable | 54,526 | 57,583 | ||
| Equity method investments | 37,350 | - | ||
| Other assets | 462,165 | 483,369 | ||
| Total assets | 16,957,804 | 16,665,018 | ||
| Noninterest-bearing deposits | 3,686,772 | 3,588,602 | ||
| Interest-bearing deposits | 10,370,078 | 10,113,166 | ||
| Total deposits | 14,056,850 | 13,701,768 | ||
| Overnight borrowings | 67,900 | 130,400 | ||
| Securities sold under agreement to repurchase, short-term | 224,169 | 180,621 | ||
| Federal home loan bank and other borrowings | 471,280 | 583,439 | ||
| Accrued interest and other liabilities | 198,655 | 185,699 | ||
| Total liabilities | 15,018,854 | 14,781,927 | ||
| Preferred stock, 1.00 par value, 500,000 shares authorized, 0 shares issued | 0 | 0 | ||
| Common stock, 1.00 par value, 75,000,000 shares authorized 54,886,008 and 54,696,208 shares issued, respectively | 54,886 | 54,887 | ||
| Additional paid in capital | 1,084,821 | 1,081,954 | ||
| Retained earnings | 1,357,973 | 1,327,660 | ||
| Accumulated other comprehensive loss | -453,164 | -486,835 | ||
| Treasury stock, at cost (2,224,428 shares, including 93,698 shares held by deferred compensation arrangements at september 30, 2025, and 2,028,372 shares including 103,696 shares held by deferred compensation arrangements at december 31, 2024) | 110,901 | 99,867 | ||
| Deferred compensation arrangements (93,698 and 103,696 shares, respectively) | 5,335 | 5,292 | ||
| Total shareholders' equity | 1,938,950 | 1,883,091 | ||
| Total liabilities and shareholders' equity | 16,957,804 | 16,665,018 | ||
COMMUNITY FINANCIAL SYSTEM, INC. (CBU)
COMMUNITY FINANCIAL SYSTEM, INC. (CBU)