Financial insights of CBU

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$57,218K
EPS
$1.08
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	154,378	148,151*	152,509	146,534
Interest and dividends on taxable investments	22,887	23,122*	22,027	23,581
Interest and dividends on nontaxable investments	2,722	2,761*	2,747	2,763
Total interest income	179,987	174,034*	177,283	172,878
Interest on deposits	39,373	40,165*	40,720	40,637
Interest on borrowings	5,902	6,689*	8,398	7,493
Total interest expense	45,275	46,853*	49,118	48,130
Net interest income	134,712	127,181*	128,165	124,748
Provision for credit losses	5,636	6,829*	5,564	4,117
Net interest income after provision for credit losses	129,076	120,352*	122,601	120,631
Deposit service fees	15,917	14,808*	15,190	14,519
Mortgage banking	1,100	307*	1,180	972
Other banking services	4,794	6,977*	4,790	4,567
Employee benefit services	34,572	35,579*	34,408	32,380
Loss on sales of investment securities	-	0*	0	0
Insurance services	12,586	13,123*	14,137	13,388
Gain on debt extinguishment	-	0*	-	-
Wealth management services	10,332	10,622*	8,946	8,683
Unrealized (loss) gain on equity securities	-401	23*	236	-1
Loss from equity method investments	-326	-71*	-	-
Total noninterest revenues	78,574	81,365*	78,887	74,508
Salaries and employee benefits	80,322	80,585*	76,532	79,021
Data processing and communications	17,871	16,434*	19,119	16,699
Occupancy and equipment	14,882	13,892*	11,419	11,486
Business development and marketing	2,535	2,256*	4,585	4,001
Legal and professional fees	5,070	4,643*	4,469	4,368
Amortization of intangible assets	4,246	3,906*	3,258	3,369
Other expenses	8,110	13,417*	8,937	10,158
Total noninterest expenses	133,036	135,131*	128,319	129,102
Income before income taxes	74,614	66,586*	73,169	66,037
Income taxes	17,396	15,759*	18,081	14,706
Net income	57,218	50,827	55,088	51,331

Basic EPS	1.08	0.966	1.04	0.97
Diluted EPS	1.08	0.963	1.04	0.97
Basic Average Shares	52,655,000	52,626,000	52,689,000	52,785,000
Diluted Average Shares	52,785,000	52,790,000	52,804,000	52,869,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$57,218K
EPS
$1.08
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$57,218K
EPS
$1.08
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$57,218KEPS$1.08Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$57,218KEPS$1.08Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$57,218K
EPS
$1.08
Unit: Thousand (K) dollars

Net Income
$57,218K
EPS
$1.08
Unit: Thousand (K) dollars