The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 55,088 | 100,945 |
| Depreciation | 3,871 | 7,301 |
| Amortization of intangible assets | 3,258 | 6,851 |
| Net amortization on securities, loans, finance leases and borrowings | -3,806 | -6,394 |
| Stock-based compensation | 2,325 | 5,563 |
| Provision for credit losses | 5,564 | 10,807 |
| Amortization of mortgage servicing rights | 191 | 386 |
| Loss on sales of investment securities | 0 | 0 |
| Unrealized gain on equity securities | 236 | 244 |
| Income from bank-owned life insurance policies | 897 | 1,376 |
| Net gain on sale of assets | 521 | 989 |
| Change in other assets and liabilities | -28,638 | 19,441 |
| Net cash provided by operating activities | 101,087 | 116,197 |
| Proceeds from maturities, calls, and paydowns of available-for-sale investment securities | 14,058 | 27,399 |
| Proceeds from maturities, calls, and paydowns of held-to-maturity investment securities | 6,955 | 11,750 |
| Proceeds from maturities and redemptions of equity and other investment securities, net | 8,490 | 1,332 |
| Proceeds from sales of available-for-sale investment securities | 0 | 0 |
| Purchases of held-to-maturity investment securities | 10,900 | 83,110 |
| Purchases of equity and other securities, net | 458 | 280 |
| Net increase in loans | 241,060 | 114,426 |
| Cash paid for acquisitions, net of cash received | 4,170 | 302 |
| Purchases of equity method investments | 37,350 | - |
| Proceeds from sales of premises, equipment and other assets | 277 | 1,522 |
| Purchases of premises and equipment | 17,662 | 27,858 |
| Net cash used in investing activities | -281,820 | -183,973 |
| Net increase in deposits | 355,082 | 260,061 |
| Net decrease in overnight borrowings | -62,500 | 12,400 |
| Net (decrease) increase in securities sold under agreement to repurchase, short-term | 43,548 | -80,932 |
| Proceeds from other federal home loan bank borrowings | 0 | 0 |
| Payments on and maturities of other federal home loan bank borrowings | 112,080 | 35,733 |
| Payments of contingent consideration for acquisitions | 554 | 378 |
| Proceeds from the issuance of common stock for employee stock plans | 947 | 3,667 |
| Purchases of treasury stock | 11,034 | 90 |
| Cash dividends paid | 24,314 | 48,512 |
| Withholding taxes paid on share-based compensation | 363 | 2,463 |
| Net cash provided by financing activities | 188,732 | 108,020 |
| Change in cash, cash equivalents and restricted cash | 7,999 | 40,244 |
| Cash and cash equivalents at beginning of period | 197,004 | - |
| Cash and cash equivalents at end of period | 245,247 | - |
COMMUNITY FINANCIAL SYSTEM, INC. (CBU)
COMMUNITY FINANCIAL SYSTEM, INC. (CBU)