CF BANKSHARES INC. (CFBK)
CF BANKSHARES INC. (CFBK)
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 5,024 | 5,736 | 2,340 | 9,465 |
| Provision for credit losses | 604 | 1,169 | 5,069 | 2,009 |
| Depreciation | 123 | 124 | 116 | 236 |
| Accretion, net | 588 | 660 | 429 | 974 |
| Deferred income tax benefit | -246 | -311 | 469 | -344 |
| Net loss on sale of equity security | 0 | 0 | 0 | -103 |
| Originations of loans held for sale | 13,481 | 14,066 | 12,486 | 23,197 |
| Proceeds from sale of loans held for sale | 15,430 | 11,126 | 11,824 | 24,527 |
| Net gains on sales of residential mortgage loans | 145 | 187 | 209 | 320 |
| Net losses (gains) on sales of commercial loans | 0 | 0 | 0 | -18 |
| Loss on disposal of premises and equipment | NaN | 0 | NaN | NaN |
| Loss on sale of other assets held for sale | NaN | 0 | NaN | NaN |
| Earnings on bank owned life insurance | 245 | 239 | 237 | 457 |
| Stock-based compensation expense | -708 | NaN | 370 | 704 |
| Restricted stock expense, net of forfeitures | NaN | 1,394 | NaN | NaN |
| Operating lease right-of-use asset | 176 | 168 | 166 | 327 |
| Accrued interest receivable and other assets | -1,304 | -2,950 | 1,588 | -112 |
| Operating lease liability | 162 | 155 | 153 | 297 |
| Accrued interest payable and other liabilities | -3,431 | -2,929 | 228 | -1,750 |
| Net cash from operating activities | 4,729 | 3,046 | 5,480 | 10,162 |
| Available-for-sale securities maturities, prepayments and calls | 34 | 0 | 0 | 1,000 |
| Available-for-sale securities, purchases | NaN | 8,216 | 0 | 1,000 |
| Proceeds from the sale of equity security | 0 | 0 | 0 | 4,897 |
| Loan and lease originations and payments, net | 21,688 | 2,771 | -21,902 | 52,436 |
| Purchase of loans and leases | 1,003 | 7,598 | 1 | 2,336 |
| Proceeds from the sale of loans | 0 | 0 | 0 | 20,441 |
| Additions to premises and equipment | 109 | 55 | 263 | 169 |
| Redemption (purchase) of fhlb and frb stock | 10 | 11 | 312 | -887 |
| Purchase of other investments | NaN | 0 | NaN | NaN |
| Other adjustments | -55 | -47 | -84 | -346 |
| Proceeds from the sale of foreclosed assets | NaN | 0 | 524 | NaN |
| Proceeds from the sale of assets held for sale | NaN | 0 | NaN | NaN |
| Purchase of treasury shares | NaN | 440 | 76 | 767 |
| Net cash used by investing activities | -22,721 | -18,604 | 21,934 | -28,370 |
| Net change in deposits | 28,753 | 2,083 | -31,242 | 54,053 |
| Proceeds from fhlb advances and other debt | 50 | 75 | 50 | 10,080 |
| Repayments on fhlb advances and other debt | 50 | 74 | 50 | 1,830 |
| Net change in advances by borrowers for taxes and insurance | -1,231 | 1,044 | 1,105 | -1,864 |
| Cash dividends paid | 583 | 520 | 519 | 909 |
| Proceeds from exercise of stock options | NaN | 0 | NaN | NaN |
| Acquisition of treasury shares surrendered upon vesting of restricted stock for payment of taxes | 160 | -1 | 5 | 143 |
| Net cash from (used by) financing activities | 26,779 | 2,169 | -30,737 | 58,620 |
| Net change in cash and cash equivalents | 8,787 | -13,389 | -3,323 | 40,412 |
| Beginning cash and cash equivalents | 258,972 | -37,089 | 235,272 | NaN |
| Ending cash and cash equivalents | 267,759 | -13,389 | 272,361 | NaN |