cfbk: the income statement

MyFinsight

CF BANKSHARES INC. (CFBK)

For the quarter ending 2025-06-30, CFBK made $31,939K in revenue. $4,880K in net income. Net profit margin of 15.28%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Earnings allocated to participating securities (series d preferred stock)	155
Income tax expense	1,365
Other	225
Service charges on deposit accounts	721
Earnings on bank owned life insurance	232
Swap fee income	196
Net gains on sales of residential mortgage loans	206
Total noninterest income	1,580
Franchise and other taxes	304
Postage, printing and supplies	46
Professional fees	899
Other	179
Occupancy and equipment	417
Director fees	180
Advertising and marketing	84
Loan expenses	196
Salaries and employee benefits	3,954
Data processing	683
Foreclosed assets, net	3
Fdic premiums	534
Depreciation	118
Telephone	43
Regulatory assessment	64
Other insurance	50
Total noninterest expense	7,754
Provision for credit losses-loans	1,370
Provision for credit losses-unfunded commitments	57
Total provision for credit losses	1,427
Subordinated debentures	326
Fhlb advances and other debt	846
Deposits	15,186
Total interest expense	16,358
Federal funds sold and other	2,259
Securities	40
Loans and leases, including fees	27,907
Fhlb and frb stock dividends	153
Total interest and dividend income	30,359
Net interest income	14,001
Net interest income after provision for credit losses	12,574
Income before incomes taxes	6,400
Net income	5,035
Net income attributable to common stockholders	4,880

Diluted	0.77
Earnings per share basic	0.77
Weighted average number of diluted shares outstanding	6,344,833
Weighted average number of shares outstanding basic	6,300,427

Unit: Thousand (K) dollars (except for numbers of shares and EPS)