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Balance Sheets Overview

Debt to Asset Ratio
91.19%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, gross
    • Cash and cash equivalents
    • Accrued interest receivable and ...
    • Others
Liabilities Breakdown
    • Interest bearing
    • Noninterest bearing
    • Retained earnings
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Equity securities
NaN 0 0 0
Cash and cash equivalents
267,759 258,972 272,361 275,684
Interest-bearing deposits in other financial institutions
100 100 100 100
Securities available for sale
17,395 17,496 9,199 8,996
Loans held for sale, at fair value
3,634 5,611 2,484 1,613
Loans, gross
1,779,903 1,756,532 1,745,125 NaN
Less acl - loans
18,641 17,678 16,841 NaN
Loans and leases, net of allowance for credit losses of 18,641 and 17,678, respectively
1,761,262 1,738,854 1,728,284 1,754,808
Fhlb and frb stock
8,364 8,354 8,343 8,031
Premises and equipment, net
3,533 3,547 3,616 3,469
Operating lease right-of-use assets
5,859 5,680 5,848 5,760
Foreclosed assets, net
NaN NaN NaN 524
Bank owned life insurance
28,294 28,049 27,810 27,573
Accrued interest receivable and other assets
49,576 50,658 52,972 46,979
Total assets
2,145,776 2,117,321 2,111,017 2,133,537
Noninterest bearing
240,645 285,523 277,629 296,348
Interest bearing
1,568,797 1,495,166 1,500,977 1,513,500
Total deposits
1,809,442 1,780,689 1,778,606 1,809,848
Fhlb advances and other debt
100,973 100,964 100,956 100,947
Advances by borrowers for taxes and insurance
1,292 2,523 1,479 374
Operating lease liabilities
6,071 5,878 6,033 5,932
Accrued interest payable and other liabilities
23,995 27,802 29,623 24,394
Subordinated debentures
15,048 15,039 15,029 15,019
Total liabilities
1,956,821 1,932,895 1,931,726 1,956,514
Common stock-Common Stock
69 68 68 60
Common stock-Nonvoting Common Stock
1 1 1 9
Additional paid-in capital
93,983 93,618 93,298 92,928
Retained earnings
108,324 103,883 98,667 96,846
Accumulated other comprehensive loss
-1,489 -1,371 -1,409 -1,567
Treasury stock, at cost 464,660 shares of voting common stock at march 31, 2026 and 459,113 shares of voting common stock at december 31, 2025
11,933 11,773 11,334 11,253
Total stockholders' equity
188,955 184,426 179,291 177,023
Total liabilities and stockholders' equity
2,145,776 2,117,321 2,111,017 2,133,537
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans, gross$1,779,903K Loans and leases, netof allowance for...$1,761,262K Cash and cashequivalents$267,759K Accrued interestreceivable and other assets$49,576K Bank owned lifeinsurance$28,294K Securities available forsale$17,395K Fhlb and frb stock$8,364K Operating leaseright-of-use assets$5,859K Loans held for sale, atfair value$3,634K Premises and equipment,net$3,533K Interest-bearing deposits inother financial...$100K Less acl - loans$18,641K Total assets$2,145,776K Total liabilities andstockholders' equity$2,145,776K Total liabilities$1,956,821K Total stockholders'equity$188,955K Treasury stock, at cost464,660 shares of voting...$11,933K Accumulated othercomprehensive loss-$1,489K Total deposits$1,809,442K Fhlb advances andother debt$100,973K Accrued interestpayable and other...$23,995K Subordinated debentures$15,048K Operating leaseliabilities$6,071K Advances by borrowers fortaxes and insurance$1,292K Retained earnings$108,324K Additional paid-in capital$93,983K Common stock-CommonStock$69K Commonstock-Nonvoting Common Stock$1K Interest bearing$1,568,797K Noninterest bearing$240,645K

CF BANKSHARES INC. (CFBK)

CF BANKSHARES INC. (CFBK)