| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Fixed maturity securities available-for-sale, at fair value (amortized cost1,409,626 and 1,401,301 in 2025 and 2024, respectively) | 1,270,045 | 1,242,271 | ||
| Equity securities | 1,371 | 5,478 | ||
| Policy loans | 68,717 | 69,648 | ||
| Other long-term investments (portion measured at fair value 85,455 and 93,337 in 2025 and 2024, respectively) | 85,738 | 96,424 | ||
| Total investments | 1,425,871 | 1,413,821 | ||
| Cash and cash equivalents (restricted portion 1,554 in both 2025 and 2024) | 23,123 | 22,671 | ||
| Accrued investment income | 17,285 | 17,523 | ||
| Reinsurance recoverable | 10,385 | 9,388 | ||
| Deferred policy acquisition costs | 214,123 | 208,944 | ||
| Cost of insurance acquired | 9,141 | 9,269 | ||
| Current federal income tax receivable | 532 | 1,143 | ||
| Property and equipment, net | 9,584 | 9,845 | ||
| Due premiums | 9,937 | 10,735 | ||
| Other assets (less allowance for losses of 725 and 516 in 2025 and 2024, respectively) | 9,438 | 9,161 | ||
| Total assets | 1,742,365 | 1,712,500 | ||
| Life Insurance Segment | 1,192,390 | - | ||
| Accident And Health Insurance Segment | 1,241 | - | ||
| Future policy benefit reserve | 1,193,631 | - | ||
| Annuities | 168,396 | 158,652 | ||
| Dividend accumulations | 50,145 | 49,281 | ||
| Premiums paid in advance | 30,628 | 31,063 | ||
| Policy claims payable | 8,806 | 8,411 | ||
| Other policyholders' funds | 7,943 | 8,372 | ||
| Total policyholder funds | 265,918 | 255,779 | ||
| Life Insurance Segment | - | 1,170,116 | ||
| Accident And Health Insurance Segment | - | 1,240 | ||
| Total future policy benefit reserve | - | 1,171,356 | ||
| Total policy liabilities | 1,459,549 | 1,427,135 | ||
| Commissions payable | 4,343 | 4,010 | ||
| Deferred federal income tax liability | 5,224 | 4,999 | ||
| Payable for securities in process of settlement | 454 | - | ||
| Other liabilities | 47,191 | 47,330 | ||
| Total liabilities | 1,516,761 | 1,483,474 | ||
| Common stock-Common Class A | 271,246 | 271,324 | ||
| Common stock-Common Class B | 3,184 | 3,184 | ||
| Retained earnings | 64,315 | 61,898 | ||
| Accumulated other comprehensive income (loss) | -89,416 | -83,655 | ||
| Treasury stock, at cost | 23,725 | 23,725 | ||
| Total stockholders' equity | 225,604 | 229,026 | ||
| Total liabilities and stockholders' equity | 1,742,365 | 1,712,500 | ||
CITIZENS, INC. (CIA)
CITIZENS, INC. (CIA)