For the year ending 2025-12-31, CIA made $255,616K in revenue. $22,135K in net income. Net profit margin of 8.66%.
| Income Statement | 2025-12-31 | |||
|---|---|---|---|---|
| Total revenue | 255,616 | |||
| Claims and surrenders | 165,025 | |||
| Increase (decrease) in future policy benefit reserves | -14,857 | |||
| Policyholder liability remeasurement (gain) loss | -2,573 | |||
| Policyholders' dividends | 5,550 | |||
| Total insurance benefits paid or provided | 158,291 | |||
| Commissions | 47,265 | |||
| Other general expenses | 53,041 | |||
| Capitalized deferred policy acquisition costs | 39,801 | |||
| Amortization of deferred policy acquisition costs | 18,899 | |||
| Amortization of cost of customer relationships acquired | 451 | |||
| Total benefits and expenses | 238,146 | |||
| Income (loss) before federal income tax | 17,470 | |||
| Federal income tax expense (benefit) | 2,879 | |||
| Net income (loss) | 14,591 | |||
| Unrealized holding gains (losses) arising during period | 36,097 | |||
| Reclassification adjustment for losses (gains) included in net income | 349 | |||
| Unrealized gains (losses) on fixed maturity securities, net | 35,748 | |||
| Change in current discount rate for liability for future policy benefits | -27,117 | |||
| Income tax expense (benefit) on other comprehensive income items | 1,087 | |||
| Other comprehensive income (loss) | 7,544 | |||
| Total comprehensive income (loss) | 22,135 | |||
| Basic EPS | 0.29 | |||
| Diluted EPS | 0.28 | |||
| Basic Average Shares | 50,145,000 | |||
| Diluted Average Shares | 51,456,000 | |||
CITIZENS, INC. (CIA)
CITIZENS, INC. (CIA)