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Balance Sheets Overview

Debt to Asset Ratio
88.71%
Unit: Thousand (K) dollars
Assets Breakdown
    • Gross loans
    • Bank owned life insurance
    • Interest-bearing deposits with b...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Common stock, no par value autho...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
39,552
39,472
92,406
96,990
Interest-bearing deposits with banks
322,724
304,999
288,489
445,744
Cash and cash equivalents
362,276
344,471
380,895
542,734
Investment securities
1,179,258
1,196,384
1,250,938
1,252,202
Equity securities
19,793
19,422
19,287
20,133
Loans held-for-sale
0
10,222
391
0
Gross loans
11,872,515
11,739,093
11,457,558
11,308,131
Net deferred loan fees
-3,481
-3,497
-4,278
-4,495
Loans receivable
11,869,034
11,735,596
11,453,280
11,303,636
Less allowance for credit losses - loans
140,149
153,056
154,305
156,499
Net loans receivable
11,728,885
11,582,540
11,298,975
11,147,137
Investment in restricted stock, at cost
46,596
51,464
54,722
51,516
Bank premises and equipment, net
53,779
54,765
55,285
55,888
Accrued interest receivable
61,561
62,473
60,761
60,630
Bank owned life insurance
376,681
373,664
370,713
367,767
Right of use operating lease assets
30,340
27,960
29,603
29,283
Goodwill
220,235
220,235
220,235
215,611
Core deposit intangibles
54,233
57,078
59,923
63,119
Other assets
278,227
208,883
200,972
217,565
Total assets
14,411,864
14,209,561
14,002,700
14,023,585
Noninterest-bearing
2,512,964
2,393,938
2,420,397
2,513,102
Interest-bearing
9,227,399
9,119,115
8,820,218
8,856,193
Total deposits
11,740,363
11,513,053
11,240,615
11,369,295
Borrowings
715,416
827,477
903,489
833,443
Subordinated debentures, net
202,236
202,050
201,864
201,677
Operating lease liabilities
32,929
30,560
32,446
33,185
Other liabilities
94,395
44,874
50,946
47,641
Total liabilities
12,785,339
12,618,014
12,429,360
12,485,241
Preferred stock, no par value 1,000 per share liquidation preference authorized 5,000,000 shares issued 115,000 shares as of june 30, 2026 and as of december 31, 2025 outstanding 115,000 shares as of june 30, 2026 and as of december 31, 2025
110,927
110,927
110,927
110,927
Common stock, no par value authorized 100,000,000 shares issued 54,295,380 shares as of june 30, 2026 and 54,157,402 shares as of december 31, 2025 outstanding 50,319,832 shares as of june 30, 2026 and 50,271,854 as of december 31, 2025
857,765
857,765
857,765
857,765
Additional paid-in capital
39,688
38,257
38,763
37,934
Retained earnings
731,500
701,154
673,897
644,944
Treasury stock, at cost 3,975,548 shares as of june 30, 2026 and 3,885,548 shares as of december 31, 2025
78,507
78,507
76,116
76,116
Accumulated other comprehensive loss
-34,848
-38,049
-31,896
-37,110
Total stockholders equity
1,626,525
1,591,547
1,573,340
1,538,344
Total liabilities and stockholders equity
14,411,864
14,209,561
14,002,700
14,023,585
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Gross loans$11,872,515K (6.30%↑ Y/Y)Loans receivable$11,869,034K (6.31%↑ Y/Y)Interest-bearing deposits withbanks$322,724K (-35.29%↓ Y/Y)Cash and due frombanks$39,552K (-59.55%↓ Y/Y)Net deferred loanfees-$3,481K (25.32%↑ Y/Y)Net loansreceivable$11,728,885K (6.55%↑ Y/Y)Investment securities$1,179,258K (-3.91%↓ Y/Y)Bank owned lifeinsurance$376,681K (3.25%↑ Y/Y)Cash and cashequivalents$362,276K (-39.27%↓ Y/Y)Other assets$278,227K (26.21%↑ Y/Y)Goodwill$220,235K (2.14%↑ Y/Y)Accrued interestreceivable$61,561K (1.00%↑ Y/Y)Core depositintangibles$54,233K (-18.22%↓ Y/Y)Bank premises andequipment, net$53,779K (-0.95%↓ Y/Y)Investment in restrictedstock, at cost$46,596K (-5.38%↓ Y/Y)Right of use operatinglease assets$30,340K (-3.01%↓ Y/Y)Equity securities$19,793K (0.44%↑ Y/Y)Less allowance forcredit losses - loans$140,149K (-10.27%↓ Y/Y)Total assets$14,411,864K (3.57%↑ Y/Y)Total liabilities andstockholders equity$14,411,864K (3.57%↑ Y/Y)Total liabilities$12,785,339K (2.95%↑ Y/Y)Total stockholdersequity$1,626,525K (8.69%↑ Y/Y)Treasury stock, at cost3,975,548 shares as of june...$78,507K (3.14%↑ Y/Y)Accumulated othercomprehensive loss-$34,848K (26.49%↑ Y/Y)Total deposits$11,740,363K (4.10%↑ Y/Y)Borrowings$715,416K (-8.73%↓ Y/Y)Subordinated debentures, net$202,236K (-26.86%↓ Y/Y)Other liabilities$94,395K (109.18%↑ Y/Y)Operating leaseliabilities$32,929K (-6.81%↓ Y/Y)Common stock, no parvalue authorized...$857,765K (0.00%↑ Y/Y)Retained earnings$731,500K (19.03%↑ Y/Y)Preferred stock, no parvalue 1,000 per share...$110,927K (0.00%↑ Y/Y)Additional paid-in capital$39,688K (8.06%↑ Y/Y)Interest-bearing$9,227,399K (4.22%↑ Y/Y)Noninterest-bearing$2,512,964K (3.65%↑ Y/Y)

ConnectOne Bancorp, Inc. (CNOBP)

ConnectOne Bancorp, Inc. (CNOBP)