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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
$14,033K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from fhlb borrowings
    • Net increase (decrease) in depos...
    • Maturities, calls and principal ...
    • Others
Negative Cash Flow Breakdown
    • Repayment of fhlb borrowings
    • Net (increase) decrease in loans
    • Purchases
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
37,822 39,518 40,976 -51
Loss on bank owned life insurance policy exchange
---327
Depreciation and amortization of premises and equipment
1,806 1,823 1,841 2,423
Provision for credit losses
5,200 2,300 5,500 39,200
Loss on bank owned life insurance policy exchange
--327 -
Amortization of intangibles
2,845 3,196 3,196 1,530
Net accretion of loans
9,701 9,947 10,210 3,745
Accretion on bank premises
0 0 -24 24
Amortization on deposits
-188 -356 -647 -233
Amortization on borrowings, net
5 5 6 11
Net deferred income tax (benefit) expense
--2,772 --
Loss on bank owned life insurance policy exchange
0 327 --
Stock-based compensation expense
1,431 829 1,304 2,515
Gains on equity securities, net
135 -846 1,674 876
Gains on sale of loans held-for-sale, net
427 631 859 513
Loans originated for resale
16,949 8,969 10,554 10,798
Proceeds from sale of loans held-for-sale
7,545 9,209 12,440 11,027
Net loss on disposition of fixed assets
--1,188 -87 -
Net loss on sale of other real estate owned
-0 --
Increase in cash surrender value of bank owned life insurance
2,951 2,946 2,931 3,671
Accretion of discounts and amortization of premium on available-for-sale securities
224 265 425 56
Amortization of subordinated debentures issuance costs
186 186 177 282
Increase in accrued interest receivable
1,712 131 -540 1,736
Net change in operating leases
-243 -1,952 -150 1,060
Increase in other assets
3,502 -10,353 5,031 15,950
Proceeds from disposition of fixed assets
-0 --
Decrease in other liabilities
-5,865 5,504 2,446 160
Cash acquired, net of cash consideration paid in acquisition
--8 0 -54,861
Net cash provided by operating activities
15,319 47,700 37,350 21,348
Purchases
45,336 49,775 61,402 330,264
Sales
-0 0 277,477
Maturities, calls and principal repayments
89,552 58,786 54,724 48,258
Purchase of equity securities
0 0 712 1,113
Proceeds from equity securities sold
0 0 1,960 2,374
Net redemptions of restricted investment in bank stocks
-3,258 3,206 2,268 -15,477
Loans held-for-sale payments
-0 --
Net (increase) decrease in loans
279,271 144,191 134,072 -32,031
Proceeds from sale of other real estate owned
-0 --
Proceeds from bank owned life insurance
0 0 0 278
Purchases of premises and equipment
1,286 1,602 3,456 331
Net cash (used in) provided by investing activities
-233,083 -139,980 -145,226 99,048
Net increase (decrease) in deposits
272,250 -129,036 90,161 206,993
Proceeds from issuance of subordinated debt
-0 0 200,000
Redemption of subordinated debt
-0 75,000 -
Payment of subordinated debt issuance costs
--1 0 3,726
Proceeds from fhlb borrowings
698,003 176,000 50,000 740,000
Repayment of fhlb borrowings
774,020 105,959 422 1,004,621
Cash dividends on preferred stock
1,509 1,509 1,509 3,018
Cash dividends paid on common stock
9,056 9,056 9,055 13,845
Repurchase of treasury stock
2,391 0 0 0
Proceeds from exercise of stock options
-0 --
Share redemption for tax withholdings on performance units, deferred stock units earned and restricted stock units
1,937 0 98 2,134
Net cash provided by (used in) financing activities
181,340 -69,559 54,077 119,649
Net change in cash and cash equivalents
-36,424 -161,839 -53,799 240,045
Cash and cash equivalents at beginning of period
380,895 542,734 356,488 -
Cash and cash equivalents at end of period
344,471 380,895 542,734 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from fhlbborrowings$698,003K Net income$37,822K Net increase(decrease) in deposits$272,250K Proceeds from sale ofloans held-for-sale$7,545K Provision for creditlosses$5,200K Amortization of intangibles$2,845K Depreciation andamortization of premises and...$1,806K Stock-based compensationexpense$1,431K Amortization on deposits-$188K Amortization of subordinateddebentures issuance costs$186K Amortization on borrowings,net$5K Net cash provided by(used in) financing...$181,340K Net cash provided byoperating activities$15,319K Canceled cashflow$788,913K Canceled cashflow$41,709K Net change in cashand cash...-$36,424K Canceled cashflow$196,659K Maturities, calls andprincipal repayments$89,552K Net redemptions ofrestricted investment in...-$3,258K Repayment of fhlbborrowings$774,020K Cash dividends paidon common stock$9,056K Repurchase of treasurystock$2,391K Share redemption fortax withholdings on...$1,937K Cash dividends onpreferred stock$1,509K Loans originated forresale$16,949K Net accretion ofloans$9,701K Decrease in otherliabilities-$5,865K Increase in other assets$3,502K Increase in cashsurrender value of bank...$2,951K Increase in accruedinterest receivable$1,712K Gains on sale of loansheld-for-sale, net$427K Net change inoperating leases-$243K Accretion of discounts andamortization of premium on...$224K Gains on equitysecurities, net$135K Net cash (used in)provided by investing...-$233,083K Canceled cashflow$92,810K Net (increase)decrease in loans$279,271K Purchases$45,336K Purchases of premises andequipment$1,286K

ConnectOne Bancorp, Inc. (CNOBP)

ConnectOne Bancorp, Inc. (CNOBP)