Financial insights of CNOBP

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$36,313K
EPS
$0.72
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	168,298	83,325*	165,937	-
Taxable	10,799	-14*	12,033	-
Tax-exempt	1,978	483*	2,014	-
Dividends	935	451*	1,081	-
Interest on federal funds sold and other short-term investments	2,387	-2,504*	6,644	-
Total interest income	184,397	81,741*	187,709	-
Deposits	65,682	34,667*	75,209	-
Borrowings	9,911	-126*	10,483	-
Total interest expense	75,593	34,541*	85,692	-
Net interest income	108,804	47,200*	102,017	-
Provision for credit losses	5,200	30,500*	5,500	-
Net interest income after provision for credit losses	103,604	16,700*	96,517	-
Deposit, loan and other income	3,283	193*	3,836	-
Defined benefit pension plan curtailment loss	-	7,002*	-3,501	-
Employee retention tax credit	-	-13,216*	6,608	-
Income on bank owned life insurance	2,951	755*	2,931	-
Net losss on sale of loans held-for-sale	427	-574*	859	-
Net losss on equity securities	135	-3,318*	1,674	-
Total noninterest income	6,796	-23,162*	19,409	-
Salaries and employee benefits	32,768	14,220*	32,401	-
Occupancy and equipment	5,345	1,179*	5,122	-
Fdic insurance	2,000	1,400*	2,400	-
Professional and consulting	3,108	2,014*	2,929	-
Marketing and advertising	926	867*	771	-
Information technology and communications	5,243	4,276*	5,243	-
Restructuring and exit charges	-	-1,988*	994	-
Merger expenses and restructuring charges	2,125	-58,890*	1,898	-
Branch closing expenses	-	319*	-	-
Bank owned life insurance restructuring charge	0	327*	0	-
Amortization of core deposit intangibles	2,845	-1,666*	3,196	-
Other expenses	3,509	1,883*	3,719	-
Total noninterest expenses	57,869	-36,059*	58,673	-
Income before income tax expense	52,531	29,597*	57,253	-
Net unrealized (losses) gains on cash flow hedges	-	-	-	-3,211
Net unrealized holding gains (losses) on available-for-sale securities arising during the period	-	-	-	3,896
Pension plan adjustments	-	-	-	0
Total other comprehensive income (loss), net of tax	-	-	-	685
Income tax expense	14,709	-16,531*	16,277	-
Net income	37,822	46,128*	40,976	-20,293
Preferred dividends	1,509	1,509*	1,509	-
Total comprehensive (loss) income	-	-	-	-19,608
Net income available to common stockholders	36,313	44,619	39,467	-

Basic EPS	0.72	1.027	0.79	-0.52
Diluted EPS	0.72	1.023	0.78	-0.52
Basic Average Shares	50,145,000	43,432,000	50,161,000	41,998,000
Diluted Average Shares	50,382,000	43,609,000	50,463,000	42,173,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$36,313K
EPS
$0.72
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$36,313K
EPS
$0.72
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$36,313KEPS$0.72Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$36,313KEPS$0.72Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$36,313K
EPS
$0.72
Unit: Thousand (K) dollars

Net Income
$36,313K
EPS
$0.72
Unit: Thousand (K) dollars