CSBB: the balance sheet

MyFinsight

For the year ending 2025-12-31, CSBB has $1,292,736K in assets. $1,166,456K in debts.

Balance Sheets	2025-12-31
Cash and due from banks	17,731
Interest-earning deposits in other banks	81,332
Federal funds sold	247
Total cash and cash equivalents	99,310
Available-for-sale, at fair value	132,217
Held-to-maturity fair value of 161,052 in 2025 and 172,603 in 2024 (0 credit loss allowance for 2025 and 2024)	183,145
Equity securities	279
Restricted stock, at cost	1,645
Total securities	317,286
Loans held for sale	213
Loans	829,778
Less allowance for credit losses	12,470
Net loans	817,308
Premises and equipment, cost	25,896
Accumulated depreciation	12,319
Premises and equipment, net	13,577
Goodwill	4,728
Bank owned life insurance	31,168
Accrued interest receivable and other assets	9,146
Total assets	1,292,736

Noninterest-bearing	288,947
Interest-bearing	838,968
Total deposits	1,127,915
Short-term borrowings	31,517
Other borrowings	917
Allowance for credit losses on off-balance sheet commitments	596
Accrued interest payable and other liabilities	5,511
Total liabilities	1,166,456
Common stock, 6.25 par value. authorized 9,000,000 shares issued 2,980,602 shares and outstanding 2,627,015 shares in 2025 and 2,650,089 in 2024	18,629
Additional paid-in capital	9,815
Retained earnings	112,146
Treasury stock at cost 353,587 shares in 2025, 330,513 shares in 2024	9,293
Accumulated other comprehensive loss	-5,017
Total shareholders equity	126,280
Total liabilities and shareholders equity	1,292,736

Unit: Thousand (K) dollars (except for numbers of shares and EPS).