csbb: the income statement

MyFinsight

CSB Bancorp, Inc. (CSBB)

For the quarter ending 2025-06-30, CSBB made $15,680K in revenue. $3,727K in net income. Net profit margin of 23.77%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30
Noninterest income-Credit Card	151	-	-
Noninterest income-Fiduciary And Trust	268	-	-
Noninterest income-Deposit Account	297	-	-
Noninterest income-Debit Card	550	-	-
Other income	195	193	211
Gain on sale of loans, net	81	49	106
Unrealized gain (loss) on equity securities	6	-	17
Earnings on bank owned life insurance	229	216	203
Noninterest income	-	1,238	1,272
Total noninterest income	1,777	1,696	1,809
Other expenses	829	710	739
Occupancy expense	352	356	295
Marketing and public relations	154	105	162
Salaries and employee benefits	3,921	3,697	3,656
Fdic insurance expense	135	150	132
Equipment expense	223	206	224
Software expense	441	403	421
Professional and director fees	392	413	391
Financial institutions tax	233	230	216
Debit card expense	198	211	186
Total noninterest expenses	6,878	6,481	6,422
Recovery of credit loss expense - off-balance sheet commitments	-25	-6	55
Provision for credit loss expense - loans	639	408	645
Total provision for credit loss expense	614	402	700
Short-term borrowings	62	67	71
Other borrowings	6	6	7
Deposits	3,515	3,527	3,898
Total interest expense	3,583	3,600	3,976
Other	678	536	789
Nontaxable securities	75	75	88
Taxable securities	1,678	1,795	1,782
Loans, including fees	11,497	10,875	10,531
Total interest and dividend income	13,928	13,281	13,190
Net interest income	10,345	9,681	9,214
Net interest income after credit loss expense	9,731	9,279	8,514
Income before income taxes	4,630	4,494	3,901
Federal income tax provision	903	878	756
Net income	3,727	3,616	3,145

Basic net earnings per share	1.41	1.37	1.18
Earnings per share, diluted, total	1.41	1.37	1.18

Unit: Thousand (K) dollars (except for numbers of shares and EPS)