Financial insights of CSBB

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Noninterest income-Deposit Account	1,212
Noninterest income-Fiduciary And Trust	1,146
Noninterest income-Debit Card	2,207
Noninterest income-Credit Card	670
Gain on sale of loans, net	285
Earnings on bank owned life insurance	943
Unrealized gain on equity securities	12
Other income	820
Total noninterest income	7,295
Loans, including fees	46,794
Taxable securities	7,015
Nontaxable securities	293
Other	2,935
Total interest and dividend income	57,037
Deposits	14,383
Short-term borrowings	249
Other borrowings	21
Total interest expense	14,653
Net interest income	42,384
Provision for credit loss expense - loans	5,303
Provision (recovery) for credit loss expense - off-balance sheet commitments	72
Total provision for credit loss expense	5,375
Net interest income after credit loss expense	37,009
Salaries and employee benefits	15,859
Occupancy expense	1,366
Equipment expense	847
Professional and director fees	1,793
Financial institutions tax	918
Marketing and public relations	597
Software expense	1,813
Debit card expense	829
Fdic insurance expense	559
Other expenses	3,160
Total noninterest expenses	27,741
Income before income taxes	16,563
Federal income tax provision	3,200
Net income	13,363

Basic EPS	5.07
Diluted EPS	5.07
Basic Average Shares	2,637,216
Diluted Average Shares	2,637,216