Financial insights of CSBB

MyFinsight

For the quarter ending 2025-09-30, CSBB made $27,994K in revenue. $4,151K in net income. Net profit margin of 14.83%.

Income Overview

Revenue
$27,994K
Net Income
$4,151K
Net Profit Margin
14.83%
EPS
$1.57
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Loans, including fees	12,117	11,497	10,875	10,531
Taxable securities	1,695	1,678	1,795	1,782
Nontaxable securities	73	75	75	88
Other	829	678	536	789
Total interest and dividend income	14,714	13,928	13,281	13,190
Deposits	3,715	3,515	3,527	3,898
Short-term borrowings	57	62	67	71
Other borrowings	4	6	6	7
Total interest expense	3,776	3,583	3,600	3,976
Net interest income	10,938	10,345	9,681	9,214
Provision for credit loss expense - loans	480	639	408	645
Provision for (recovery of) credit loss expense - off-balance sheet commitments	21	-25	-6	55
Total provision for credit loss expense	501	614	402	700
Net interest income after credit loss expense	10,437	9,731	9,279	8,514
Noninterest income-Deposit Account	310	297	-	-
Noninterest income-Fiduciary And Trust	294	268	-	-
Noninterest income-Debit Card	563	550	-	-
Noninterest income-Credit Card	182	151	-	-
Gain on sale of loans, net	65	81	49	106
Earnings on bank owned life insurance	229	229	216	203
Noninterest income	-	-	1,238	1,272
Unrealized (loss) gain on equity securities	-4	6	-	17
Other income	227	195	193	211
Total noninterest income	1,866	1,777	1,696	1,809
Salaries and employee benefits	4,109	3,921	3,697	3,656
Occupancy expense	323	352	356	295
Equipment expense	200	223	206	224
Professional and director fees	502	392	413	391
Financial institutions tax	226	233	230	216
Marketing and public relations	155	154	105	162
Software expense	498	441	403	421
Debit card expense	208	198	211	186
Fdic insurance expense	135	135	150	132
Other expenses	777	829	710	739
Total noninterest expenses	7,133	6,878	6,481	6,422
Income before income taxes	5,170	4,630	4,494	3,901
Federal income tax provision	1,019	903	878	756
Net income	4,151	3,727	3,616	3,145

Basic net earnings per share	1.57	1.41	1.37	1.18
Earnings per share, diluted, total	1.57	1.41	1.37	1.18

MyFinsight

Income Overview

Revenue
$27,994K
Net Income
$4,151K
Net Profit Margin
14.83%
EPS
$1.57
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$27,994K
Net Income
$4,151K
Net Profit Margin
14.83%
EPS
$1.57
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$27,994KNet Income$4,151KNet Profit Margin14.83%EPS$1.57Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesSalaries and employee benefitsDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$27,994KNet Income$4,151KNet Profit Margin14.83%EPS$1.57Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesSalaries and employee benefitsDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$27,994K
Net Income
$4,151K
Net Profit Margin
14.83%
EPS
$1.57
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Revenue
$27,994K
Net Income
$4,151K
Net Profit Margin
14.83%
EPS
$1.57
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others