Financial insights of CSBB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$4,444K
EPS
$1.69
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Noninterest income-Deposit Account	306	310	310	297
Noninterest income-Fiduciary And Trust	318	306	294	268
Noninterest income-Debit Card	543	579	563	550
Noninterest income-Credit Card	191	188*	182	151
Gain on sale of loans, net	52	90	65	81
Earnings on bank owned life insurance	255	269	229	229
Unrealized gain on equity securities	24	9*	-4	6
Other income	183	205	227	195
Total noninterest income	1,872	1,956	1,866	1,777
Loans, including fees	12,526	12,305	12,117	11,497
Taxable securities	1,962	1,847	1,695	1,678
Nontaxable securities	64	70	73	75
Other	418	892	829	678
Total interest and dividend income	14,970	15,114	14,714	13,928
Deposits	3,438	3,626	3,715	3,515
Short-term borrowings	63	63	57	62
Other borrowings	4	5	4	6
Total interest expense	3,505	3,694	3,776	3,583
Net interest income	11,465	11,420	10,938	10,345
Provision for credit loss expense - loans	484	3,776	480	639
Provision for (recovery of) credit loss expense - off-balance sheet commitments	11	82	21	-25
Total provision for credit loss expense	495	3,858	501	614
Net interest income after credit loss expense	10,970	7,562	10,437	9,731
Salaries and employee benefits	4,233	4,132	4,109	3,921
Occupancy expense	348	335	323	352
Equipment expense	208	218	200	223
Professional and director fees	458	486	502	392
Financial institutions tax	253	229	226	233
Marketing and public relations	131	183	155	154
Software expense	521	471	498	441
Debit card expense	208	212	208	198
Fdic insurance expense	147	139	135	135
Other expenses	798	844	777	829
Total noninterest expenses	7,305	7,249	7,133	6,878
Income before income taxes	5,537	2,269	5,170	4,630
Federal income tax provision	1,093	400	1,019	903
Net income	4,444	1,869	4,151	3,727

Basic EPS	1.69	0.709	1.57	1.41
Diluted EPS	1.69	0.709	1.57	1.41
Basic Average Shares	-	2,637,216	-	-
Diluted Average Shares	-	2,637,216	-	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$4,444K
EPS
$1.69
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$4,444K
EPS
$1.69
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$4,444KEPS$1.69Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$4,444KEPS$1.69Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$4,444K
EPS
$1.69
Unit: Thousand (K) dollars

Net Income
$4,444K
EPS
$1.69
Unit: Thousand (K) dollars