For the quarter ending 2026-03-31, CSBB had -$44,102K decrease in cash & cash equivalents over the period. $3,408K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | - | 13,363 | - | - |
| Depreciation and amortization of premises, equipment and software | - | 941 | - | - |
| Deferred income tax expense | - | 909 | - | - |
| Provision for credit loss expense - loans | - | 5,303 | - | - |
| Gain on sale of loans, net | - | 285 | - | - |
| Security amortization, net of accretion | - | -527 | - | - |
| Secondary market loan sale proceeds | - | 9,103 | - | - |
| Originations of secondary market loans held-for-sale | - | 8,836 | - | - |
| Earnings on bank-owned life insurance | - | 943 | - | - |
| Net deferred loan fees | - | 69 | - | - |
| Accrued interest receivable | - | 275 | - | - |
| Accrued interest payable | - | -27 | - | - |
| Other assets and liabilities | - | 215 | - | - |
| Redemption of fhlb stock | - | - | - | 0 |
| Net cash provided by operating activities | 3,402 | 6,194 | 5,768 | 7,534 |
| Proceeds from repayments, available-for-sale | 6,777 | 16,526 | 10,286 | 22,745 |
| Proceeds from repayments, held-to-maturity | 3,961 | 6,851 | 4,991 | 9,200 |
| Purchases, available-for-sale | 3,942 | 32,256 | 15,202 | 4,981 |
| Purchase of restricted stock | - | 286 | - | - |
| Redemption of restricted stock | - | 161 | - | - |
| Loan (originations) and payments, net | 22,840 | 19,742 | 21,996 | 50,758 |
| Purchases of premises and equipment | - | 412 | - | - |
| Property, equipment, and software acquisitions | -6 | - | 128 | 221 |
| Purchases of software | - | 14 | - | - |
| Purchase of bank-owned life insurance | - | 0 | 2,000 | - |
| Purchase of treasury stock | - | 273 | 290 | 436 |
| Net cash used in investing activities | -16,387 | -28,823 | -24,049 | -24,015 |
| Net (decrease) increase in deposits | -26,094 | 31,319 | 7,252 | 44,457 |
| Net change in short-term borrowings | -3,869 | 11,213 | -2,060 | -3,319 |
| Repayment of other borrowings | 25 | 24 | 24 | 301 |
| Cash dividends paid | 1,129 | 1,103 | 1,080 | 2,139 |
| Net cash (used in) provided by financing activities | -31,117 | 41,132 | 3,798 | 38,262 |
| Net (decrease) increase in cash and cash equivalents | -44,102 | 18,503 | -14,483 | 21,781 |
| Cash and cash equivalents at beginning of period | 99,310 | 80,807 | 73,509 | - |
| Cash and cash equivalents at end of period | 55,208 | 99,310 | 80,807 | - |
CSB Bancorp, Inc. (CSBB)
CSB Bancorp, Inc. (CSBB)