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Cash Flow Overview

Change in Cash
$26,319K
Free Cash flow
$6,178K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in deposits
    • Proceeds from repayments, availa...
    • Net cash provided by operating a...
    • Proceeds from repayments, held-t...
Negative Cash Flow Breakdown
    • Loan (originations) and payments...
    • Net change in short-term borrowi...
    • Cash dividends paid
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
-
-
13,363
-
Depreciation and amortization of premises, equipment and software
-
-
941
-
Deferred income tax expense
-
-
909
-
Provision for credit loss expense - loans
-
-
5,303
-
Gain on sale of loans, net
-
-
285
-
Security amortization, net of accretion
-
-
-527
-
Secondary market loan sale proceeds
-
-
9,103
-
Originations of secondary market loans held-for-sale
-
-
8,836
-
Earnings on bank-owned life insurance
-
-
943
-
Net deferred loan fees
-
-
69
-
Accrued interest receivable
-
-
275
-
Accrued interest payable
-
-
-27
-
Other assets and liabilities
-
-
215
-
Net cash provided by operating activities
6,337
3,402
6,194
5,768
Proceeds from repayments, available-for-sale
7,483
6,777
16,526
10,286
Proceeds from repayments, held-to-maturity
4,704
3,961
6,851
4,991
Purchases, available-for-sale
0
3,942
32,256
15,202
Purchase of restricted stock
-
-
286
-
Redemption of restricted stock
-
-
161
-
Purchase, equity securities
5
-
-
-
Loan (originations) and payments, net
16,665
22,840
19,742
21,996
Purchases of premises and equipment
-
-
412
-
Property, equipment, and software acquisitions
159
-6
-
128
Purchases of software
-
-
14
-
Purchase of bank-owned life insurance
-
-
0
2,000
Net cash used in investing activities
-4,642
-16,387
-28,823
-24,049
Net increase in deposits
31,586
-26,094
31,319
7,252
Net change in short-term borrowings
-5,634
-3,869
11,213
-2,060
Repayment of other borrowings
198
25
24
24
Cash dividends paid
1,130
1,129
1,103
1,080
Purchase of treasury stock
-
-
273
290
Net cash (used in) provided by financing activities
24,624
-31,117
41,132
3,798
Net (decrease) increase in cash and cash equivalents
26,319
-44,102
18,503
-14,483
Cash and cash equivalents at beginning of period
55,208
99,310
80,807
73,509
Cash and cash equivalents at end of period
81,527
55,208
99,310
80,807
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase indeposits$31,586K (-28.95%↓ Y/Y)Net cash (used in)provided by financing...$24,624K (-35.64%↓ Y/Y)Net cash provided byoperating activities$6,337K (-15.89%↓ Y/Y)Canceled cashflow$6,962K Net (decrease)increase in cash and cash...$26,319K (20.83%↑ Y/Y)Canceled cashflow$4,642K Net change inshort-term borrowings-$5,634K (-69.75%↓ Y/Y)Cash dividends paid$1,130K (-47.17%↓ Y/Y)Repayment of otherborrowings$198K (-34.22%↓ Y/Y)Proceeds fromrepayments,...$7,483K (-67.10%↓ Y/Y)Proceeds fromrepayments,...$4,704K (-48.87%↓ Y/Y)Net cash used ininvesting activities-$4,642K (80.67%↑ Y/Y)Canceled cashflow$12,187K Loan (originations)and payments, net$16,665K (-67.17%↓ Y/Y)Property, equipment, andsoftware acquisitions$159K (-28.05%↓ Y/Y)Purchase, equitysecurities$5K

CSB Bancorp, Inc. (CSBB)

CSB Bancorp, Inc. (CSBB)