MyFinsight
Home
Blog
About
Citizens Community Bancorp Inc. (CZWI)
Citizens Community Bancorp Inc. (CZWI)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Cash Flow Overview
Change in Cash
-$27,440K
Free Cash flow
$6,439K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Proceeds from sale of loans held...
Proceeds from principal payments...
Proceeds from calls of available...
Others
Negative Cash Flow Breakdown
Net (increase) decrease in loans
Originations of loans held for s...
Net increase in deposits
Others
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income attributable to common stockholders
1,102
3,755
4,271
3,682
Net accretion on debt securities
25
27
26
20
Depreciation expense
487
474
480
505
Provision for credit losses
4,325
750
200
943
Net gains on equity securities
160
-59
191
-66
Increase in mortgage servicing rights resulting from transfers of financial assets
-142
-151
-134
-145
Mortgage servicing rights amortization
173
161
172
449
Amortization of intangible assets
113
113
113
113
Stock based compensation expense
8
4
11
135
Increase in deferred income taxes
-680
118
-525
-381
Increase in cash surrender value of life insurance
214
220
208
206
Net gain from disposals of foreclosed and repossessed assets
12
0
0
4
Provision for valuation allowance on foreclosed properties
0
0
33
0
Gain on sale of loans held for sale, net
442
1,021
514
992
Proceeds from sale of loans held for sale
18,599
24,323
15,975
30,763
Originations of loans held for sale
18,444
19,002
15,069
29,054
Proceeds from insurance claim on foreclosed and repossessed assets
-
-
0
0
Amortization of debt issuance costs
41
40
47
40
Accrued interest receivable and other assets
-1,160
2,121
5,837
-128
Other liabilities
2,025
-3,279
5,057
1,292
Total adjustments
6,812
221
-416
2,949
Net cash from operating activities
7,914
3,976
3,855
6,631
Proceeds from bank owned life insurance (boli) death benefit
-
-
0
0
Purchase of available-for-sale securities
3,559
750
3,000
5,001
Proceeds from principal payments and maturities of available-for-sale securities
4,131
-8,001
-
2,577
Proceeds from calls of available-for-sale securities
2,243
880
14,561
-
Proceeds from calls of available-for-sale securities
-
-
4,500
1,750
Proceeds from principal payments and maturities of held-to-maturity securities
1,594
1,194
1,313
1,501
Equity investment capital distribution
1
77
197
0
Purchase of equity investments
150
274
270
0
Net sales of other investments
-13
-8
37
-9
Proceeds from sales of foreclosed and repossessed assets
19
0
21
6
Net (increase) decrease in loans
26,115
18,112
17,296
-22,777
Net capital expenditures
1,475
570
593
392
Proceeds from disposal of office properties and equipment
-
-
0
0
Net cash from investing activities
-23,298
-14,097
-12,055
23,227
Change in short term in federal home loan bank advances, net
-
-
0
0
Federal home loan bank advance call payments
-
-
0
0
Federal home loan bank advance long-term maturities
0
0
0
0
Proceeds from other borrowings, net of origination costs
-
-
4,995
-
Other borrowings principal reductions
-
-
0
15,000
Net increase in deposits
-11,205
41,523
43,545
2,138
Repurchase shares of common stock
18
-
4,036
2,019
Surrender of restricted shares of common stock
0
89
0
0
Common stock options exercised
180
47
118
0
Cash dividends paid
1,013
1,011
0
0
Net cash from financing activities
-12,056
40,470
44,622
-14,881
Net increase in cash and cash equivalents
-27,440
30,349
36,422
14,977
Cash and cash equivalents at beginning of period
149,202
118,853
82,431
50,172
Cash and cash equivalents at end of period
121,762
149,202
118,853
82,431
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
Proceeds from sale of
loans held for sale
$18,599K
(-49.83%↓ Y/Y)
Provision for credit
losses
$4,325K
(435.94%↑ Y/Y)
Other liabilities
$2,025K
(164.97%↑ Y/Y)
Accrued interest
receivable and other assets
-$1,160K
(-174.23%↓ Y/Y)
Depreciation expense
$487K
(-53.35%↓ Y/Y)
Mortgage servicing
rights amortization
$173K
(-39.93%↓ Y/Y)
Amortization of intangible
assets
$113K
(-68.44%↓ Y/Y)
Amortization of debt issuance
costs
$41K
(-64.66%↓ Y/Y)
Stock based
compensation expense
$8K
(-92.16%↓ Y/Y)
Total adjustments
$6,812K
(229.51%↑ Y/Y)
Net income
attributable to common...
$1,102K
(-82.96%↓ Y/Y)
Canceled cashflow
$20,119K
Net cash from
operating activities
$7,914K
(555.68%↑ Y/Y)
Originations of loans held for
sale
$18,444K
(-54.33%↓ Y/Y)
Increase in deferred
income taxes
-$680K
(-347.37%↓ Y/Y)
Gain on sale of loans
held for sale, net
$442K
(-68.85%↓ Y/Y)
Increase in cash
surrender value of life...
$214K
(-45.41%↓ Y/Y)
Net gains on equity
securities
$160K
(46.79%↑ Y/Y)
Increase in mortgage
servicing rights...
-$142K
(17.92%↑ Y/Y)
Net accretion on
debt securities
$25K
(38.89%↑ Y/Y)
Net gain from
disposals of foreclosed...
$12K
(9.09%↑ Y/Y)
Net increase in cash
and cash...
-$27,440K
(-258.78%↓ Y/Y)
Canceled cashflow
$7,914K
Proceeds from principal
payments and maturities...
$4,131K
(-53.45%↓ Y/Y)
Proceeds from calls of
available-for-sale securities
$2,243K
Proceeds from principal
payments and maturities...
$1,594K
(-35.41%↓ Y/Y)
Proceeds from sales of
foreclosed and repossessed...
$19K
(-55.81%↓ Y/Y)
Net sales of other
investments
-$13K
(89.26%↑ Y/Y)
Equity investment
capital distribution
$1K
Common stock options
exercised
$180K
(195.08%↑ Y/Y)
Net cash from
investing activities
-$23,298K
(-167.46%↓ Y/Y)
Net cash from
financing activities
-$12,056K
(34.69%↑ Y/Y)
Canceled cashflow
$8,001K
Canceled cashflow
$180K
Net (increase)
decrease in loans
$26,115K
(213.39%↑ Y/Y)
Net increase in
deposits
-$11,205K
(-15.14%↓ Y/Y)
Cash dividends paid
$1,013K
(-71.85%↓ Y/Y)
Purchase of
available-for-sale securities
$3,559K
(82.70%↑ Y/Y)
Net capital
expenditures
$1,475K
(352.45%↑ Y/Y)
Purchase of equity
investments
$150K
(-83.87%↓ Y/Y)
Repurchase shares of common
stock
$18K
Buy us a coffee