czwi: the income statement

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Citizens Community Bancorp Inc. (CZWI)

For the quarter ending 2025-06-30, CZWI made $25,338K in revenue. $3,270K in net income. Net profit margin of 12.91%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	777
Other	240
Gain on sale of loans	699
Loan servicing income	565
Net gains (losses) on equity securities	99
Bank owned life insurance (boli) death benefit	-
Service charges on deposit accounts	432
Loan fees and service charges	237
Interchange income	564
Total non-interest income	2,836
Professional services	432
Other	649
Occupancy	1,196
Compensation and related benefits	6,008
Data processing	1,753
Losses (gains) on repossessed assets, net	-
Fdic premium assessment	191
Amortization of intangible assets	179
Advertising, marketing and public relations	194
Mortgage servicing rights expense, net	148
Total non-interest expense	10,750
Provision for credit losses	1,350
Interest on other borrowed funds	903
Interest on deposits	8,287
Interest on fhlb and frb borrowed funds	1
Total interest expense	9,191
Interest on investments	2,397
Interest and fees on loans	20,105
Total interest and dividend income	22,502
Net interest income before provision for credit losses	13,311
Net interest income after provision for credit losses	11,961
Income before provision for income taxes	4,047
Net income attributable to common stockholders	3,270

Average shares and dilutive potential common shares (shares)	9,997,000
Basic earnings (usd per share)	0.33
Diluted earnings (usd per share)	0.33
Weighted average common shares outstanding (shares)	9,989,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS)