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Balance Sheets Overview

Debt to Asset Ratio
89.45%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable
    • Available-for-sale ('afs') secur...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Additional paid-in capital
    • Retained earnings
    • Other borrowings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
121,762
149,202
118,853
82,431
Available-for-sale ('afs') securities, at fair value (amortized cost of 145,282, net of allowance for credit losses of 0 at june30, 2026 and amortized cost of 151,618, net of allowance for credit losses of 0 at december31, 2025)
128,435
130,876
134,103
137,639
Held-to-maturity ('htm') securities, at amortized cost (fair value of 61,481, net of allowance for credit losses of 0 at june30, 2026 and fair value of 64,117, net of allowance for credit losses of 0 at december31, 2025)
77,415
79,014
80,210
81,526
Equity investments
6,287
5,978
5,840
5,675
Other investments
12,485
12,498
12,506
12,370
Loans receivable
1,382,975
1,358,252
1,340,325
1,323,010
Allowance for credit losses
25,899
22,966
22,401
22,182
Loans receivable, net
1,357,076
1,335,286
1,317,924
1,300,828
Loans held for sale
941
654
4,954
5,346
Mortgage servicing rights, net
3,453
3,484
3,494
3,532
Office properties and equipment, net
17,441
16,453
16,357
16,244
Accrued interest receivable
6,180
5,827
6,126
6,159
Intangible assets
169
282
395
508
Goodwill
31,498
31,498
31,498
31,498
Foreclosed and repossessed assets, net
850
857
857
911
Bank owned life insurance ('boli')
27,342
27,128
26,908
26,700
Other assets
22,975
23,937
21,730
15,620
Total assets
1,814,309
1,822,974
1,781,755
1,726,987
Deposits
1,554,417
1,565,622
1,524,099
1,480,554
Federal home loan bank (fhlb) advances
0
0
0
0
Other borrowings
51,885
51,844
51,804
46,762
Other liabilities
16,659
14,634
17,913
12,856
Total liabilities
1,622,961
1,632,100
1,593,816
1,540,172
Common stock0.01 par value, authorized 30,000,000 9,650,231 and 9,617,245 shares issued and outstanding, respectively
97
96
96
99
Additional paid-in capital
110,454
110,277
110,315
113,030
Retained earnings
92,820
92,739
89,995
86,913
Accumulated other comprehensive loss
-12,023
-12,238
-12,467
-13,227
Total stockholders equity
191,348
190,874
187,939
186,815
Total liabilities and stockholders equity
1,814,309
1,822,974
1,781,755
1,726,987
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans receivable$1,382,975K (2.78%↑ Y/Y)Loans receivable, net$1,357,076K (2.48%↑ Y/Y)Available-for-sale ('afs')securities, at fair value...$128,435K (-4.70%↓ Y/Y)Cash and cashequivalents$121,762K (80.51%↑ Y/Y)Held-to-maturity ('htm')securities, at amortized...$77,415K (-6.76%↓ Y/Y)Goodwill$31,498K (0.00%↑ Y/Y)Bank owned lifeinsurance ('boli')$27,342K (3.20%↑ Y/Y)Other assets$22,975K (44.35%↑ Y/Y)Office properties andequipment, net$17,441K (6.63%↑ Y/Y)Other investments$12,485K (0.86%↑ Y/Y)Equity investments$6,287K (9.51%↑ Y/Y)Accrued interestreceivable$6,180K (0.93%↑ Y/Y)Mortgage servicingrights, net$3,453K (-2.68%↓ Y/Y)Loans held for sale$941K (-84.48%↓ Y/Y)Foreclosed and repossessedassets, net$850K (-5.03%↓ Y/Y)Intangible assets$169K (-72.79%↓ Y/Y)Allowance for creditlosses$25,899K (21.32%↑ Y/Y)Total assets$1,814,309K (4.56%↑ Y/Y)Total liabilities andstockholders equity$1,814,309K (4.56%↑ Y/Y)Total liabilities$1,622,961K (4.59%↑ Y/Y)Total stockholdersequity$191,348K (4.30%↑ Y/Y)Accumulated othercomprehensive loss-$12,023K (19.22%↑ Y/Y)Deposits$1,554,417K (5.14%↑ Y/Y)Other borrowings$51,885K (-15.94%↓ Y/Y)Other liabilities$16,659K (44.06%↑ Y/Y)Additional paid-in capital$110,454K (-3.56%↓ Y/Y)Retained earnings$92,820K (10.88%↑ Y/Y)Common stock0.01 parvalue, authorized...$97K (-3.00%↓ Y/Y)

Citizens Community Bancorp Inc. (CZWI)

Citizens Community Bancorp Inc. (CZWI)