For the quarter ending 2025-09-30, DCOM had $558,290K increase in cash & cash equivalents over the period. $51,230K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 27,671 | 51,155 |
| Net gain on securities available-for-sale | 14 | 149 |
| Loss (gain) on sale of other assets | -1,117 | - |
| Fair value change in equity securities and loans held for sale | 51 | 101 |
| Gain on sale of loans held for sale | 75 | 551 |
| Net depreciation, amortization and accretion | 1,398 | 2,183 |
| (accretion) amortization of fair value hedge basis point adjustments | -21 | -827 |
| Amortization of other intangible assets | 236 | 487 |
| Stock-based compensation | 2,063 | 3,675 |
| Provision for credit losses | 13,294 | 18,847 |
| Originations of loans held for sale | 4,245 | 7,124 |
| Proceeds from sale of loans originated for sale | 5,109 | 13,654 |
| Increase in cash surrender value of boli | 4,518 | 7,783 |
| Gain from death benefits from boli | 463 | 371 |
| Decrease in other assets | -14,610 | -81,248 |
| Decrease in other liabilities | -4,017 | -65,860 |
| Net cash provided by operating activities | 52,094 | 88,483 |
| Proceeds from sales of securities available-for-sale | 14,005 | 24,837 |
| Purchases of securities available-for-sale | 21,351 | 79,973 |
| Purchases of securities held-to-maturity | 4,043 | 987 |
| Proceeds from calls and principal repayments of securities available-for-sale | 54,606 | 53,453 |
| Proceeds from calls and principal repayments of securities held-to-maturity | 6,932 | 14,796 |
| Purchase of boli | 0 | 97,317 |
| Proceeds received from cash surrender value of boli | 2,727 | 1,486 |
| Loans purchased | 4,458 | 5,155 |
| Proceeds from the sale of portfolio loans transferred to held for sale | 18,974 | 5,165 |
| Decrease (increase) in loans | -128,520 | 7,849 |
| Purchases of fixed assets, net | 864 | 2,676 |
| Proceeds from the sale of fixed assets and premises held for sale | 2,004 | - |
| Sales of restricted stock, net | -121 | -1,996 |
| Net cash provided by investing activities | 197,173 | -92,224 |
| Increase in deposits | 321,512 | 53,960 |
| Repayments from fhlbny advances, short-term, net | 0 | 100,000 |
| Repayments of other short-term borrowings, net | 0 | -50,000 |
| Release of stock for benefit plan awards | 159 | 483 |
| Payments related to tax withholding for equity awards | 89 | 2,445 |
| Cash dividends paid to preferred stockholders | 1,822 | 3,643 |
| Cash dividends paid to common stockholders | 10,737 | 21,431 |
| Net cash provided by financing activities | 309,023 | -123,076 |
| Decrease in cash and cash equivalents | 558,290 | -126,817 |
| Cash and cash equivalents at beginning of period | 1,283,571 | - |
| Cash and cash equivalents at end of period | 1,715,044 | - |
Dime Community Bancshares, Inc. NY (DCOM)
Dime Community Bancshares, Inc. NY (DCOM)