| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 78,826 | 51,155 |
| Net gain on securities available-for-sale | 163 | 149 |
| Loss (gain) on sale of other assets | -1,117 | - |
| Fair value change in equity securities and loans held for sale | 152 | 101 |
| Gain on sale of loans held for sale | 626 | 551 |
| Net depreciation, amortization and accretion | 3,581 | 2,183 |
| (accretion) amortization of fair value hedge basis point adjustments | -848 | -827 |
| Amortization of other intangible assets | 723 | 487 |
| Stock-based compensation | 5,738 | 3,675 |
| Provision for credit losses | 32,141 | 18,847 |
| Originations of loans held for sale | 11,369 | 7,124 |
| Proceeds from sale of loans originated for sale | 18,763 | 13,654 |
| Increase in cash surrender value of boli | 12,301 | 7,783 |
| Gain from death benefits from boli | 834 | 371 |
| Decrease in other assets | -95,858 | -81,248 |
| Decrease in other liabilities | -69,877 | -65,860 |
| Net cash provided by operating activities | 140,577 | 88,483 |
| Proceeds from sales of securities available-for-sale | 38,842 | 24,837 |
| Purchases of securities available-for-sale | 101,324 | 79,973 |
| Purchases of securities held-to-maturity | 5,030 | 987 |
| Proceeds from calls and principal repayments of securities available-for-sale | 108,059 | 53,453 |
| Proceeds from calls and principal repayments of securities held-to-maturity | 21,728 | 14,796 |
| Purchase of boli | 97,317 | 97,317 |
| Proceeds received from cash surrender value of boli | 4,213 | 1,486 |
| Loans purchased | 9,613 | 5,155 |
| Proceeds from the sale of portfolio loans transferred to held for sale | 24,139 | 5,165 |
| Decrease (increase) in loans | -120,671 | 7,849 |
| Purchases of fixed assets, net | 3,540 | 2,676 |
| Proceeds from the sale of fixed assets and premises held for sale | 2,004 | - |
| Sales of restricted stock, net | -2,117 | -1,996 |
| Net cash provided by investing activities | 104,949 | -92,224 |
| Increase in deposits | 375,472 | 53,960 |
| Repayments from fhlbny advances, short-term, net | 100,000 | 100,000 |
| Repayments of other short-term borrowings, net | -50,000 | -50,000 |
| Release of stock for benefit plan awards | 642 | 483 |
| Payments related to tax withholding for equity awards | 2,534 | 2,445 |
| Cash dividends paid to preferred stockholders | 5,465 | 3,643 |
| Cash dividends paid to common stockholders | 32,168 | 21,431 |
| Net cash provided by financing activities | 185,947 | -123,076 |
| Decrease in cash and cash equivalents | 431,473 | -126,817 |
| Cash and cash equivalents at beginning of period | 1,283,571 | - |
| Cash and cash equivalents at end of period | 1,715,044 | - |
Dime Community Bancshares, Inc. NY (DCOM)
Dime Community Bancshares, Inc. NY (DCOM)