dcom: the income statement

MyFinsight

Dime Community Bancshares, Inc. NY (DCOM)

For the quarter ending 2025-06-30, DCOM made $4,642K in revenue. $27,876K in net income. Net profit margin of 600.52%.

Overview

Revenue
$4,642K
Net Income
$27,876K
Net Profit Margin
600.52%
EPS
$0.64
Unit: Thousand (K) dollars

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Service charges and other fees	4,642	4,643	4,267	3,972
Other	1,038	706	338	554
Gain on sale of residential loans	50	32	38	27
Loan level derivative income	942	61	132	1,085
Fair value change in equity securities and loans held for sale	83	-	-	-
Net gain on securities	149	-	-	-
Title fees	118	98	190	294
Boli income	4,186	3,993	2,606	2,484
Gain on sale of sba loans	387	82	19	113
Fair value change in equity securities and loans held for sale	-	18	39	-416
Gain (loss) on disposition of other assets	-	-	2	3,695
Gain (loss) on securitization of financial assets	-	-	-	-
Total non-interest income	11,595	9,633	7,631	11,808
Extinguishment of debt, gain (loss), net of tax	-	-	-1	-
Loss due to pension settlement	-	-7,231	-	-
Severance	136	76	-	-
Professional services	2,097	2,116	2,036	2,766
Other	5,533	3,676	3,548	4,758
Occupancy and equipment	7,729	8,002	7,448	7,409
Marketing	1,756	1,666	1,629	1,637
Salaries and employee benefits	36,218	35,651	36,132	32,184
Data processing costs	4,903	4,794	4,544	4,405
Federal deposit insurance premiums	1,692	2,047	2,105	2,250
Amortization of other intangible assets	235	252	286	285
Total non-interest expense	60,299	65,511	57,729	55,694
Deposits and escrow	60,181	58,074	74,025	72,878
Borrowed funds	8,354	8,381	8,764	9,033
Derivative cash collateral	918	1,197	1,526	2,005
Total interest expense	69,453	67,652	84,315	83,916
Other short-term investments	10,749	7,837	4,645	4,412
Loans	145,448	142,705	151,828	147,099
Securities	11,353	11,323	7,766	7,907
Total interest income	167,550	161,865	164,239	159,418
Net interest income	98,097	94,213	79,924	75,502
Provision for credit losses	9,221	9,626	11,603	5,585
Net interest income after provision for credit losses	88,876	84,587	68,321	69,917
Income before income taxes	40,172	28,709	18,223	26,031
Income tax expense	10,475	7,251	4,896	7,552
Net income	29,697	21,458	13,327	18,479
Preferred stock dividends	1,821	1,822	1,822	1,822
Net income available to common stockholders	27,876	19,636	11,505	16,657

Earnings per share, basic	0.64	0.45	0.29	0.43
Earnings per share, diluted	0.64	0.45	0.29	0.43
Weighted average number of shares outstanding, basic	43,030,023	42,948,690	38,366,619	38,329,485
Weighted average number of shares outstanding, diluted	43,030,023	42,948,690	38,366,619	38,329,485

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

MyFinsight

Overview

Revenue
$4,642K
Net Income
$27,876K
Net Profit Margin
600.52%
EPS
$0.64
Unit: Thousand (K) dollars

Income Statement

DownloadDownload image

Overview

Revenue
$4,642K
Net Income
$27,876K
Net Profit Margin
600.52%
EPS
$0.64
Unit: Thousand (K) dollars

Income Statement

DownloadDownload image

Overview

Revenue$4,642KNet Income$27,876KNet Profit Margin600.52%EPS$0.64Unit: Thousand (K) dollars

Income Statement

Overview

Revenue$4,642KNet Income$27,876KNet Profit Margin600.52%EPS$0.64Unit: Thousand (K) dollars

Income Statement

Revenue
$4,642K
Net Income
$27,876K
Net Profit Margin
600.52%
EPS
$0.64
Unit: Thousand (K) dollars

Revenue
$4,642K
Net Income
$27,876K
Net Profit Margin
600.52%
EPS
$0.64
Unit: Thousand (K) dollars