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Income Overview

Net Income
$25,849K
EPS
$0.59
Unit: Thousand (K) dollars
Income Statement
2025-09-30
2025-06-30
2025-03-31
2024-09-30
Loans
147,756
145,448
142,705
151,828
Securities
11,338
11,353
11,323
7,766
Other short-term investments
16,449
10,749
7,837
4,645
Total interest income
175,543
167,550
161,865
164,239
Deposits and escrow
62,950
60,181
58,074
74,025
Borrowed funds
8,406
8,354
8,381
8,764
Derivative cash collateral
788
918
1,197
1,526
Total interest expense
72,144
69,453
67,652
84,315
Net interest income
103,399
98,097
94,213
79,924
Provision for credit losses
13,294
9,221
9,626
11,603
Net interest income after provision for credit losses
90,105
88,876
84,587
68,321
Service charges and other fees
5,209
4,642
4,643
4,267
Fair value change in equity securities and loans held for sale
-
-
18
39
Title fees
126
118
98
190
Loan level derivative income
650
942
61
132
Boli income
4,956
4,186
3,993
2,606
Gain on sale of sba loans
38
387
82
19
Gain on sale of residential loans
37
50
32
38
Fair value change in equity securities and loans held for sale
51
83
-
-
Net gain on securities
14
149
-
-
(loss) gain on sale of other assets
-1,117
-
-
2
Other
2,247
1,038
706
338
Total non-interest income
12,211
11,595
9,633
7,631
Salaries and employee benefits
38,344
36,218
35,651
36,132
Severance
6
136
76
-
Occupancy and equipment
8,107
7,729
8,002
7,448
Data processing costs
4,798
4,903
4,794
4,544
Marketing
1,961
1,756
1,666
1,629
Extinguishment of debt, gain (loss), net of tax
-
-
-
-1
Professional services
2,228
2,097
2,116
2,036
Federal deposit insurance premiums
1,799
1,692
2,047
2,105
Loss due to pension settlement
-
-
-7,231
-
Amortization of other intangible assets
236
235
252
286
Other
4,745
5,533
3,676
3,548
Total non-interest expense
62,224
60,299
65,511
57,729
Income before income taxes
40,092
40,172
28,709
18,223
Income tax expense
12,421
10,475
7,251
4,896
Net income
27,671
29,697
21,458
13,327
Preferred stock dividends
1,822
1,821
1,822
1,822
Net income available to common stockholders
25,849
27,876
19,636
11,505
Basic EPS
0.59
0.64
0.45
0.29
Diluted EPS
0.59
0.64
0.45
0.29
Basic Average Shares
43,052,898
43,030,023
42,948,690
38,366,619
Diluted Average Shares
43,052,898
43,030,023
42,948,690
38,366,619
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans$147,756K (-2.68%↓ Y/Y)Other short-terminvestments$16,449K (254.12%↑ Y/Y)Securities$11,338K (46.00%↑ Y/Y)Total interest income$175,543K (6.88%↑ Y/Y)Net interest income$103,399K (29.37%↑ Y/Y)Service charges andother fees$5,209K (22.08%↑ Y/Y)Boli income$4,956K (90.18%↑ Y/Y)Other$2,247K (564.79%↑ Y/Y)Total interestexpense$72,144K (-14.44%↓ Y/Y)Loan levelderivative income$650K (392.42%↑ Y/Y)Title fees$126K (-33.68%↓ Y/Y)Fair value change inequity securities and...$51K (30.77%↑ Y/Y)Gain on sale of sbaloans$38K (100.00%↑ Y/Y)Gain on sale ofresidential loans$37K (-2.63%↓ Y/Y)Net gain onsecurities$14K Net interest incomeafter provision for...$90,105K (31.88%↑ Y/Y)Total non-interestincome$12,211K (60.02%↑ Y/Y)Provision for creditlosses$13,294K (14.57%↑ Y/Y)(loss) gain on sale ofother assets-$1,117K (-55950.00%↓ Y/Y)Deposits and escrow$62,950K (-14.96%↓ Y/Y)Borrowed funds$8,406K (-4.08%↓ Y/Y)Derivative cash collateral$788K (-48.36%↓ Y/Y)Income before incometaxes$40,092K (120.01%↑ Y/Y)Total non-interestexpense$62,224K (7.79%↑ Y/Y)Net income$27,671K (107.63%↑ Y/Y)Income tax expense$12,421K (153.70%↑ Y/Y)Salaries and employeebenefits$38,344K (6.12%↑ Y/Y)Occupancy and equipment$8,107K (8.85%↑ Y/Y)Data processingcosts$4,798K (5.59%↑ Y/Y)Other$4,745K (33.74%↑ Y/Y)Professional services$2,228K (9.43%↑ Y/Y)Marketing$1,961K (20.38%↑ Y/Y)Federal depositinsurance premiums$1,799K (-14.54%↓ Y/Y)Amortization of otherintangible assets$236K (-17.48%↓ Y/Y)Severance$6K Net incomeavailable to common...$25,849K (124.68%↑ Y/Y)Preferred stock dividends$1,822K (0.00%↑ Y/Y)

Dime Community Bancshares, Inc. NY (DCOM)

Dime Community Bancshares, Inc. NY (DCOM)