| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 1,715,044 | 1,156,754 | ||
| Securities available-for-sale, at fair value | 662,667 | 703,461 | ||
| Gross unrecognized losses-USGovernment Agencies Debt Securities | 7,093 | - | ||
| Fair value-USGovernment Agencies Debt Securities | 83,201 | - | ||
| Gross unrecognized gains-Corporate Debt Securities | 260 | - | ||
| Gross unrecognized losses-Corporate Debt Securities | 430 | - | ||
| Fair value-Corporate Debt Securities | 12,830 | - | ||
| Gross unrecognized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 286 | - | ||
| Gross unrecognized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 32,706 | - | ||
| Fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 253,660 | - | ||
| Gross unrecognized gains-Mortgage Backed Securities | 382 | - | ||
| Gross unrecognized losses-Mortgage Backed Securities | 23,340 | - | ||
| Fair value-Mortgage Backed Securities | 210,762 | - | ||
| Securities held-to-maturity | 623,094 | 625,188 | ||
| Loans held for investment, net of fees and costs | 10,725,674 | 10,870,872 | ||
| Allowance for credit losses | 94,061 | 93,189 | ||
| Total loans held for investment, net | 10,631,613 | 10,777,683 | ||
| Premises and fixed assets, net | 32,525 | 33,957 | ||
| Restricted stock | 66,989 | 67,110 | ||
| Bank owned life insurance ('boli') | 396,904 | 393,345 | ||
| Goodwill | 155,797 | 155,797 | ||
| Other intangible assets | 3,173 | 3,409 | ||
| Operating lease assets | 45,402 | 44,717 | ||
| Loans held for sale | - | 13,617 | ||
| Derivative assets | 81,440 | 90,966 | ||
| Accrued interest receivable | 57,048 | 55,418 | ||
| Other assets | 67,247 | 86,513 | ||
| Total assets | 14,538,943 | 14,207,935 | ||
| Interest-bearing deposits | 8,380,680 | 8,262,170 | ||
| Non-interest-bearing deposits | 3,597,682 | 3,432,667 | ||
| Deposits (excluding mortgage escrow deposits) | 11,978,362 | 11,694,837 | ||
| Non-interest-bearing mortgage escrow deposits | 83,240 | 45,256 | ||
| Interest-bearing mortgage escrow deposits | 5 | 2 | ||
| Total mortgage escrow deposits | 83,245 | 45,258 | ||
| Federal home loan bank of new york ('fhlbny') advances | 508,000 | 508,000 | ||
| Subordinated debt, net | 272,459 | 272,414 | ||
| Derivative cash collateral | 57,260 | 69,840 | ||
| Operating lease liabilities | 48,138 | 47,559 | ||
| Derivative liabilities | 77,637 | 86,110 | ||
| Other liabilities | 61,500 | 52,911 | ||
| Total liabilities | 13,086,601 | 12,776,929 | ||
| Preferred stock, series a (0.01 par, 25.00 liquidation value, 10,000,000 shares authorized and 5,299,200 shares issued and outstanding at september 30, 2025 and december 31, 2024) | 116,569 | 116,569 | ||
| Common stock (0.01 par, 80,000,000 shares authorized, 46,146,806 shares and 46,141,361 shares issued at september 30, 2025 and december 31, 2024 respectively, and 43,888,927 shares and 43,622,292 shares outstanding at september 30, 2025 and december 31, 2024, respectively) | 461 | 461 | ||
| Additional paid-in capital | 622,657 | 622,660 | ||
| Retained earnings | 835,083 | 820,221 | ||
| Accumulated other comprehensive loss, net of deferred taxes | -33,596 | -37,937 | ||
| Unearned equity awards | 11,332 | 13,525 | ||
| Treasury stock, at cost (2,257,879 shares and 2,519,069 shares at september 30, 2025 and december 31, 2024, respectively) | 77,500 | 77,443 | ||
| Total stockholders' equity | 1,452,342 | 1,431,006 | ||
| Total liabilities and stockholders' equity | 14,538,943 | 14,207,935 | ||
Dime Community Bancshares, Inc. NY (DCOM)
Dime Community Bancshares, Inc. NY (DCOM)