| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Income from operations | NaN | 173,393 | NaN | NaN |
| Segment Reporting Other Item Amount | NaN | 380 | NaN | NaN |
| Other segment items | NaN | 380 | NaN | NaN |
| Interest Expense Nonoperating | NaN | 75,195 | NaN | NaN |
| Interest expenses | NaN | 75,195 | NaN | NaN |
| Provision for income taxes | NaN | 21,161 | NaN | NaN |
| Net income | 86,243 | 76,657 | 74,660 | 105,517 |
| Depreciation and amortization | 6,858 | 6,935 | 7,170 | 14,655 |
| Other non-cash interest expense, net | -2,537 | -3,213 | -3,940 | -7,211 |
| Stock-based compensation expense | 4,575 | 5,221 | 4,341 | 8,707 |
| Deferred income taxes | NaN | 29,819 | NaN | NaN |
| Goodwill impairment | NaN | 0 | NaN | NaN |
| Tangible asset impairment charges | NaN | 0 | NaN | NaN |
| Changes in recoveries | 62,740 | 68,072 | 63,636 | 77,063 |
| Other, net | 4,681 | 423 | 186 | 7,045 |
| Other assets | -4,892 | 7,393 | -2,419 | -14,897 |
| Accounts payable, accrued liabilities and other liabilities | 35,280 | -29,992 | 52,501 | -26,162 |
| Net cash provided by operating activities | 82,326 | 16,811 | 81,581 | 54,807 |
| Purchases of receivable portfolios, net of put-backs | 359,463 | 322,841 | 340,832 | 725,391 |
| Collections applied to receivable portfolios | 328,395 | 290,699 | 292,892 | 553,400 |
| Purchases of real estate owned | NaN | 0 | NaN | NaN |
| Purchases of property and equipment | 4,856 | 6,932 | 6,018 | 13,320 |
| Proceeds from sale of real estate owned | NaN | 37,650 | NaN | NaN |
| Other, net | -8,517 | 25,613 | -8,061 | -15,659 |
| Net cash used in investing activities | -27,407 | -27,037 | -45,897 | -169,652 |
| Proceeds from senior secured notes | NaN | 500,000 | 0 | 0 |
| Repayment of senior secured notes | NaN | 115,965 | 0 | 0 |
| Proceeds from issuance of convertible senior notes | NaN | 0 | NaN | NaN |
| Repayment of convertible senior notes | NaN | 106,206 | NaN | NaN |
| Payment of loan and debt refinancing costs | 1,109 | 6,318 | 1,401 | 2,491 |
| Repayment of other debt | NaN | 42,469 | NaN | NaN |
| Proceeds from credit facilities | 358,021 | 460,503 | 263,146 | 549,605 |
| Payments to settle derivative instruments | NaN | 0 | NaN | NaN |
| Repayment of credit facilities | 304,185 | 659,559 | 280,989 | 418,463 |
| Repurchase and retirement of common stock | 20,092 | 55,073 | 10,114 | 25,215 |
| Other, net | -14,026 | 19,385 | -7,316 | -16,206 |
| Net cash provided by financing activities | 18,609 | -5,702 | -36,674 | 87,230 |
| Net increase (decrease) in cash and cash equivalents | 73,528 | -15,928 | -990 | -27,615 |
| Effect of exchange rate changes on cash and cash equivalents | -3,108 | 224 | 1,228 | NaN |
| Cash and cash equivalents, beginning of period | 156,784 | 172,488 | 199,865 | NaN |
| Cash and cash equivalents, end of period | 227,204 | 156,784 | 172,488 | NaN |
ENCORE CAPITAL GROUP INC (ECPG)
ENCORE CAPITAL GROUP INC (ECPG)