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ENCORE CAPITAL GROUP INC (ECPG)

ENCORE CAPITAL GROUP INC (ECPG)

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Balance Sheets Overview

Debt to Asset Ratio
80.62%
Unit: Thousand (K) dollars
Assets Breakdown
    • Receivable portfolios, net
    • Goodwill
    • Cash and cash equivalents
    • Property and equipment, net
Liabilities Breakdown
    • Accumulated earnings
    • Long-term debt-Global Senior Sec...
    • Long-term debt-Line Of Credit-U....
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
182,932
227,204
156,784
172,488
Receivable portfolios, net
4,609,705
4,437,415
4,371,532
4,270,016
Property and equipment, net
80,615
79,292
82,080
82,041
Other assets
163,269
177,163
193,113
197,772
Goodwill
528,742
529,487
536,291
535,626
Total assets
5,565,263
5,450,561
5,339,800
5,257,943
Accounts payable and accrued liabilities
190,810
252,277
230,261
259,884
Long-term debt-Global Senior Secured Revolving Credit Facility-Line Of Credit
691,648
681,267
631,998
927,250
Long-term debt-Senior Notes-Senior Secured Notes
2,452,757
2,310,272
2,324,335
1,940,638
Long-term debt-Convertible Senior Notes
-
-
230,000
-
Long-term debt-Convertible Notes Payable
230,000
230,000
-
330,000
Long-term debt-Cabot Securitisation Senior Facility-Line Of Credit
338,157
337,253
343,539
342,899
Long-term debt-Line Of Credit-U.S.Facility
450,000
450,000
450,000
352,500
Long-term debt-Other Debt Securities
50,369
54,410
52,926
70,270
Finance lease liabilities
448
515
596
797
Debt and finance lease liabilities, gross
4,213,379
4,063,717
4,033,394
3,964,354
Less debt discount and issuance costs, net of amortization
33,864
30,416
32,101
30,496
Borrowings
4,179,515
4,033,301
4,001,293
3,933,858
Other liabilities
116,221
130,175
131,496
111,287
Total liabilities
4,486,546
4,415,753
4,363,050
4,305,029
Common stock, 0.01 par value, 75,000 shares authorized, 21,209 and 21,688 shares issued and outstanding as of june 30, 2026 and december31, 2025, respectively
212
215
217
229
Additional paid-in capital
0
0
0
0
Accumulated earnings
1,209,896
1,167,038
1,104,640
1,083,975
Accumulated other comprehensive loss
-131,391
-132,445
-128,107
-131,290
Total stockholders equity
1,078,717
1,034,808
976,750
952,914
Total liabilities and stockholders equity
5,565,263
5,450,561
5,339,800
5,257,943
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Receivable portfolios, net$4,609,705K (10.15%↑ Y/Y)Goodwill$528,742K (-2.61%↓ Y/Y)Cash and cashequivalents$182,932K (5.80%↑ Y/Y)Other assets$163,269K (-21.03%↓ Y/Y)Property and equipment,net$80,615K (-4.09%↓ Y/Y)Total assets$5,565,263K (7.20%↑ Y/Y)Total liabilities andstockholders equity$5,565,263K (7.20%↑ Y/Y)Total liabilities$4,486,546K (4.45%↑ Y/Y)Total stockholdersequity$1,078,717K (20.40%↑ Y/Y)Accumulated othercomprehensive loss-$131,391K (-9.97%↓ Y/Y)Borrowings$4,179,515K (5.40%↑ Y/Y)Accounts payable andaccrued liabilities$190,810K (-11.11%↓ Y/Y)Other liabilities$116,221K (0.81%↑ Y/Y)Accumulated earnings$1,209,896K (19.18%↑ Y/Y)Less debt discountand issuance costs,...$33,864K (2.36%↑ Y/Y)Common stock, 0.01 parvalue, 75,000 shares...$212K (-8.23%↓ Y/Y)Debt and financelease liabilities,...$4,213,379K (5.37%↑ Y/Y)Long-term debt-SeniorNotes-Senior Secured Notes$2,452,757K (25.78%↑ Y/Y)Long-term debt-GlobalSenior Secured...$691,648K (-30.81%↓ Y/Y)Long-term debt-Line OfCredit-U.S.Facility$450,000K (50.00%↑ Y/Y)Long-term debt-CabotSecuritisation Senior...$338,157K (-3.42%↓ Y/Y)Long-termdebt-Convertible Notes Payable$230,000K (-30.30%↓ Y/Y)Long-term debt-Other DebtSecurities$50,369K (-25.61%↓ Y/Y)Finance leaseliabilities$448K (-55.02%↓ Y/Y)