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For the quarter ending 2026-03-31, ECPG has $5,450,561K in assets. $4,415,753K in debts. $227,204K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
81.01%
Unit: Thousand (K) dollars
Assets Breakdown
    • Receivable portfolios, net
    • Goodwill
    • Cash and cash equivalents
    • Property and equipment, net
Liabilities Breakdown
    • Accumulated earnings
    • Long-term debt-Global Senior Sec...
    • Long-term debt-Line Of Credit-U....
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and cash equivalents
227,204 156,784 172,488 172,896
Receivable portfolios, net
4,437,415 4,371,532 4,270,016 4,184,780
Property and equipment, net
79,292 82,080 82,041 84,055
Other assets
177,163 193,113 197,772 206,743
Goodwill
529,487 536,291 535,626 542,912
Total assets
5,450,561 5,339,800 5,257,943 5,191,386
Accounts payable and accrued liabilities
252,277 230,261 259,884 214,663
Long-term debt-Global Senior Secured Revolving Credit Facility-Line Of Credit
681,267 631,998 927,250 -
Long-term debt-Senior Notes-Senior Secured Notes
2,310,272 2,324,335 1,940,638 -
Long-term debt-Convertible Senior Notes
-230,000 --
Long-term debt-Convertible Notes Payable
230,000 -330,000 -
Long-term debt-Cabot Securitisation Senior Facility-Line Of Credit
337,253 343,539 342,899 -
Long-term debt-Line Of Credit-U.S.Facility
450,000 450,000 352,500 -
Long-term debt-Other Debt Securities
54,410 52,926 70,270 -
Finance lease liabilities
515 596 797 -
Debt and finance lease liabilities, gross
4,063,717 4,033,394 3,964,354 -
Less debt discount and issuance costs, net of amortization
30,416 32,101 30,496 -
Borrowings
4,033,301 4,001,293 3,933,858 3,965,465
Other liabilities
130,175 131,496 111,287 115,287
Total liabilities
4,415,753 4,363,050 4,305,029 4,295,415
Common stock, 0.01 par value, 75,000 shares authorized, 21,499 and 21,688 shares issued and outstanding as of march 31, 2026 and december31, 2025, respectively
215 217 229 231
Additional paid-in capital
0 0 0 0
Accumulated earnings
1,167,038 1,104,640 1,083,975 1,015,221
Accumulated other comprehensive loss
-132,445 -128,107 -131,290 -119,481
Total stockholders equity
1,034,808 976,750 952,914 895,971
Total liabilities and stockholders equity
5,450,561 5,339,800 5,257,943 5,191,386
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Receivable portfolios, net$4,437,415K Goodwill$529,487K Cash and cashequivalents$227,204K Other assets$177,163K Property and equipment,net$79,292K Total assets$5,450,561K Total liabilities andstockholders equity$5,450,561K Total liabilities$4,415,753K Total stockholdersequity$1,034,808K Accumulated othercomprehensive loss-$132,445K Borrowings$4,033,301K Accounts payable andaccrued liabilities$252,277K Other liabilities$130,175K Accumulated earnings$1,167,038K Less debt discountand issuance costs,...$30,416K Common stock, 0.01 parvalue, 75,000 shares...$215K Debt and financelease liabilities,...$4,063,717K Long-term debt-SeniorNotes-Senior Secured Notes$2,310,272K Long-term debt-GlobalSenior Secured...$681,267K Long-term debt-Line OfCredit-U.S.Facility$450,000K Long-term debt-CabotSecuritisation Senior...$337,253K Long-termdebt-Convertible Notes Payable$230,000K Long-term debt-Other DebtSecurities$54,410K Finance leaseliabilities$515K

ENCORE CAPITAL GROUP INC (ECPG)

ENCORE CAPITAL GROUP INC (ECPG)