ENCORE CAPITAL GROUP INC (ECPG)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Recoveries above forecast | - | 26,952 | - | - |
| Changes in expected future recoveries | - | -5,488 | - | - |
| Total revenues | 442,122 | 392,775 | 367,071 | 355,285 |
| Other operating expenses | 36,990 | 34,252 | 31,804 | 30,845 |
| Salaries and employee benefits | 117,738 | 105,932 | 107,502 | 106,608 |
| General and administrative expenses | 41,327 | 41,018 | 38,808 | 36,779 |
| Depreciation and amortization | 7,311 | 7,344 | 8,158 | 7,461 |
| Cost of legal collections | 79,649 | 68,013 | 67,339 | 64,249 |
| Collection agency commissions | 8,374 | 6,873 | 7,370 | 7,504 |
| Total operating expenses | 291,389 | 263,432 | 260,981 | 253,446 |
| Income from operations | 150,733 | 129,343 | 106,090 | 101,839 |
| Interest expense | - | - | - | 61,376 |
| Other income | 1,226 | 1,647 | 1,578 | 2,047 |
| Interest expense | 73,943 | 70,530 | 66,906 | - |
| Total other expense | -72,717 | -68,883 | -65,328 | -59,329 |
| Income before income taxes | 78,016 | 60,460 | 40,762 | 42,510 |
| Provision for income taxes | 19,295 | 13,664 | 10,119 | 10,329 |
| Net income | 58,721 | 46,796 | 30,643 | 32,181 |
| Basic (shares) | 23,507,000 | 23,879,000 | 23,912,000 | 23,883,000 |
| Basic (usd per share) | 2.5 | 1.96 | 1.28 | 1.35 |
| Diluted (shares) | 23,578,000 | 24,269,000 | 24,407,000 | 24,097,000 |
| Diluted (usd per share) | 2.49 | 1.93 | 1.26 | 1.34 |