Financial insights of ECPG

MyFinsight

For the quarter ending 2026-03-31, ECPG made $475,411K in revenue. $86,243K in net income. Net profit margin of 18.14%.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Total revenues	475,411	473,552	460,353	442,122
Salaries and employee benefits	114,541	117,445	117,118	117,738
Cost of legal collections	89,221	87,779	80,010	79,649
General and administrative expenses	39,629	44,383	39,220	41,327
Other operating expenses	34,833	36,178	37,056	36,990
Collection agency commissions	6,337	7,439	6,601	8,374
Depreciation and amortization	6,858	6,935	7,170	7,311
Impairment of assets	-	0	-	-
Total operating expenses	291,419	300,159	287,175	291,389
Income from operations	183,992	173,393	173,178	150,733
Interest expense	73,050	75,195	74,242	73,943
Loss on extinguishment of debt	-	-1,614	-	-
Other income	790	1,234	929	1,226
Total other expense	-72,260	-75,575	-73,313	-72,717
Income before income taxes	111,732	97,818	99,865	78,016
Provision for income taxes	25,489	21,161	25,205	19,295
Net income	86,243	76,657	74,660	58,721

Basic EPS	3.97	3.433	3.22	2.5
Diluted EPS	3.86	3.367	3.17	2.49
Basic Average Shares	21,728,000	22,328,000	23,222,000	23,507,000
Diluted Average Shares	22,320,000	22,769,000	23,520,000	23,578,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.