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For the year ending 2025-12-31, ECPG made $1,768,802K in revenue. $256,834K in net income. Net profit margin of 14.52%.

Income Overview

Revenue
$1,768,802K
Net Income
$256,834K
Net Profit Margin
14.52%
EPS
$10.91
Unit: Thousand (K) dollars
Revenue Breakdown
    • Portfolio revenue
    • Recoveries above (below) forecas...
    • Servicing revenue
    • Others

Income Statement
2025-12-31
Total revenues
1,768,802
Salaries and employee benefits
458,233
Cost of legal collections
315,451
General and administrative expenses
165,948
Other operating expenses
144,476
Collection agency commissions
29,287
Depreciation and amortization
28,760
Impairment of assets
0
Total operating expenses
1,142,155
Income from operations
626,647
Interest expense
293,910
Loss on extinguishment of debt
-1,614
Other income
5,036
Total other expense
-290,488
Income (loss) before income taxes
336,159
Provision for income taxes
79,325
Net income (loss)
256,834
Basic EPS
11.05
Diluted EPS
10.91
Basic Average Shares
23,234,000
Diluted Average Shares
23,534,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Recoveries above (below)forecast$197,761K Changes in expectedfuture recoveries$11,010K Portfolio revenue$1,455,795K Changes in recoveries$208,771K Total debt purchasingrevenue$1,664,566K Servicing revenue$88,388K Other revenues$15,848K Total revenues$1,768,802K Income from operations$626,647K Total operatingexpenses$1,142,155K Income (loss) beforeincome taxes$336,159K Total other expense-$290,488K Other income$5,036K Salaries and employeebenefits$458,233K Cost of legalcollections$315,451K General andadministrative expenses$165,948K Other operatingexpenses$144,476K Collection agencycommissions$29,287K Depreciation andamortization$28,760K Net income (loss)$256,834K Provision for income taxes$79,325K Interest expense$293,910K Loss onextinguishment of debt-$1,614K

ENCORE CAPITAL GROUP INC (ECPG)

ENCORE CAPITAL GROUP INC (ECPG)