For the year ending 2025-12-31, FCAP has $1,271,995K in assets. $1,134,086K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 26,873 | |||
| Interest bearing deposits with banks | 110,415 | |||
| Total cash and cash equivalents | 137,288 | |||
| Interest-bearing time deposits | 1,470 | |||
| Securities available for sale, at fair value (amortized cost 432,167 and 418,935, respectively) | 417,190 | |||
| Securities held to maturity, at amortized cost (fair value 5,243 and 4,591, respectively) | 7,000 | |||
| Loans held for sale | 1,464 | |||
| Onetofour Family Loan-Residential Portfolio Segment | 140,677 | |||
| Home Equity And Second Mortgage-Residential Portfolio Segment | 71,435 | |||
| Multifamily-Residential Portfolio Segment | 69,567 | |||
| Construction-One To Four Family Residential Construction | 15,445 | |||
| Construction-Other Construction Development And Land | 41,227 | |||
| Commercial Portfolio Segment-Commercial Real Estate Loan | 207,124 | |||
| Commercial Business-Commercial Portfolio Segment | 61,991 | |||
| All Other Consumer Excluding Home Equity And Second Mortgage-Consumer Portfolio Segment | 55,676 | |||
| Principal loan balance | 663,142 | |||
| Deferred loan origination fees and costs, net | 1,066 | |||
| Allowance for credit losses | 10,108 | |||
| Loans, net of allowance for credit losses of 10,108 (9,281 in 2024) | 654,100 | |||
| Federal home loan bank and other stock, at cost | 1,836 | |||
| Premises and equipment | 14,357 | |||
| Accrued interest receivable | 5,100 | |||
| Cash value of life insurance | 8,993 | |||
| Goodwill | 6,472 | |||
| Core deposit intangible | 0 | |||
| Other assets | 16,725 | |||
| Total assets | 1,271,995 | |||
| Noninterest-bearing | 220,053 | |||
| Interest-bearing | 902,937 | |||
| Total deposits | 1,122,990 | |||
| Accrued interest payable | 2,195 | |||
| Accrued expenses and other liabilities | 8,901 | |||
| Total liabilities | 1,134,086 | |||
| Preferred stock of .01 par value per share authorized 1,000,000 shares none issued | 0 | |||
| Common stock of .01 par value per share authorized 7,500,000 shares issued 3,810,883 shares (3,806,983 in 2024) outstanding 3,341,871 (3,351,703 in 2024) | 38 | |||
| Additional paid-in capital | 41,823 | |||
| Retained earnings-substantially restricted | 117,635 | |||
| Unearned stock compensation | 178 | |||
| Accumulated other comprehensive loss | -11,646 | |||
| Less treasury stock, at cost - 469,012 shares (455,280 in 2024) | 9,875 | |||
| Total first capital, inc. stockholders' equity | 137,797 | |||
| Noncontrolling interest in subsidiary | 112 | |||
| Total equity | 137,909 | |||
| Total liabilities and equity | 1,271,995 | |||
FIRST CAPITAL INC (FCAP)
FIRST CAPITAL INC (FCAP)