For the quarter ending 2025-09-30, FCAP has $1,235,477K in assets. $1,102,928K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 20,569 | 26,253 | ||
| Interest bearing deposits with banks | 91,608 | 108,342 | ||
| Total cash and cash equivalents | 112,177 | 134,595 | ||
| Interest-bearing time deposits | 2,205 | 2,205 | ||
| Securities available for sale, at fair value (amortized cost 439,219 and 418,935, respectively) | 421,627 | 395,589 | ||
| Securities held to maturity, at amortized cost (fair value 5,332 and 4,591, respectively) | 7,000 | 7,000 | ||
| Loans held for sale | 1,026 | 1,593 | ||
| Onetofour Family Loan-Residential Portfolio Segment | 145,892 | - | ||
| Home Equity And Second Mortgage-Residential Portfolio Segment | 71,680 | - | ||
| Multifamily-Residential Portfolio Segment | 49,915 | - | ||
| Construction-One To Four Family Residential Construction | 17,583 | - | ||
| Construction-Other Construction Development And Land | 44,952 | - | ||
| Commercial Real Estate Loan-Commercial Real Estate Portfolio Segment | 201,629 | - | ||
| Commercial Business-Consumer Portfolio Segment | 62,655 | - | ||
| All Other Consumer Excluding Home Equity And Second Mortgage-Consumer Portfolio Segment | 56,787 | - | ||
| Principal loan balance | 651,093 | - | ||
| Financing receivable, unamortized loan cost (fee) and purchase premium (discount) | 1,100 | - | ||
| Allowance for credit losses | 9,861 | - | ||
| Loans, net of allowance for credit losses of 9,861 (9,281 in 2024) | 642,332 | 649,174 | ||
| Federal home loan bank and other stock, at cost | 1,836 | 1,836 | ||
| Premises and equipment | 13,932 | 14,123 | ||
| Accrued interest receivable | 4,789 | 4,642 | ||
| Cash value of life insurance | 8,942 | 8,892 | ||
| Goodwill | 6,472 | 6,472 | ||
| Core deposit intangible | 0 | 12 | ||
| Other assets | 13,139 | 16,554 | ||
| Total assets | 1,235,477 | 1,242,687 | ||
| Noninterest-bearing | 213,495 | 208,595 | ||
| Interest-bearing | 881,238 | 902,032 | ||
| Total deposits | 1,094,733 | 1,110,627 | ||
| Accrued interest payable | 2,118 | 2,211 | ||
| Accrued expenses and other liabilities | 6,077 | 6,544 | ||
| Total liabilities | 1,102,928 | 1,119,382 | ||
| Common stock of .01 par value per share authorized 7,500,000 shares issued 3,810,883 shares (3,806,983 in 2024) outstanding 3,353,910 (3,351,703 in 2024) | 38 | 38 | ||
| Additional paid-in capital | 41,823 | 41,823 | ||
| Retained earnings-substantially restricted | 113,793 | 110,354 | ||
| Preferred stock of .01 par value per share authorized 1,000,000 shares none issued | - | 0 | ||
| Unearned stock compensation | 192 | 205 | ||
| Accumulated other comprehensive loss | -13,669 | -19,521 | ||
| Less treasury stock, at cost - 456,973 shares (455,280 in 2024) | 9,352 | 9,289 | ||
| Total first capital, inc. stockholders' equity | 132,441 | 123,200 | ||
| Noncontrolling interest in subsidiary | 108 | 105 | ||
| Total equity | 132,549 | 123,305 | ||
| Total liabilities and equity | 1,235,477 | 1,242,687 | ||
FIRST CAPITAL INC (FCAP)
FIRST CAPITAL INC (FCAP)