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Income Overview

Net Income
$4,762K
EPS
$1.43
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Noninterest income, financial services-Service Charges On Deposit Accounts
642
592
631*
625
Noninterest income, financial services-ATMAnd Debit Card Fees
1,172
1,081
1,180*
1,191
Loss on sale of securities
-
-92
0
-39
Unrealized gain (loss) on equity securities
92
178
22
150
Gain on sale of loans
151
133
308
243
Increase in cash surrender value of life insurance
51
57
50
51
Other income
97
99
103
85
Total noninterest income
2,205
2,048
2,293
2,306
Loans, including fees
10,813
10,442
10,479
10,411
Taxable
2,866
2,713
2,538
2,257
Tax-exempt
713
703
718
684
Dividends
23
24
27
25
Interest bearing deposits with banks
1,207
1,042
1,041
1,281
Total interest income
15,622
14,924
14,803
14,658
Deposits
3,535
3,506
3,602
3,702
Advances - fhlb
-
-
-
0
Borrowed funds - bank term funding program ('btfp')
-
-
-
0
Total interest expense
3,535
3,506
3,602
3,702
Net interest income
12,087
11,418
11,201
10,956
Provision for credit losses
425
350
350
150
Net interest income after provision for credit losses
11,662
11,068
10,851
10,806
Compensation and benefits
4,505
4,337
4,344
4,093
Occupancy and equipment
576
634
412
807
Data processing
1,165
1,096
1,176
1,182
Professional fees
252
527
268
290
Advertising
204
72
141
147
Other expenses
1,151
1,087
982
1,045
Total noninterest expense
7,853
7,753
7,323
7,564
Income before income taxes
6,014
5,363
5,821
5,548
Income tax expense
1,249
1,030
938
1,067
Net income
4,765
4,333
4,883
4,481
Less net income attributable to noncontrolling interest in subsidiary
3
3
4
3
Net income attributable to first capital, inc
4,762
4,330
4,879
4,478
Basic EPS
1.43
1.3
1.458
1.34
Diluted EPS
1.43
1.3
1.457
1.34
Basic Average Shares
3,336,190
3,336,077,000
3,345,645*
3,348,618,000
Diluted Average Shares
3,339,690
3,338,634,000
3,347,989*
3,350,008,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans, including fees$10,813K (5.45%↑ Y/Y)Taxable$2,866K (44.82%↑ Y/Y)Interest bearingdeposits with banks$1,207K (8.06%↑ Y/Y)Tax-exempt$713K (7.22%↑ Y/Y)Dividends$23K (-8.00%↓ Y/Y)Total interest income$15,622K (11.27%↑ Y/Y)Net interest income$12,087K (16.09%↑ Y/Y)Noninterest income,financial...$1,172K (2.18%↑ Y/Y)Noninterest income,financial...$642K (9.18%↑ Y/Y)Gain on sale of loans$151K (-0.66%↓ Y/Y)Other income$97K (-21.14%↓ Y/Y)Unrealized gain (loss) onequity securities$92K (324.39%↑ Y/Y)Increase in cashsurrender value of life...$51K (4.08%↑ Y/Y)Total interestexpense$3,535K (-2.56%↓ Y/Y)Net interest incomeafter provision for...$11,662K (15.40%↑ Y/Y)Total noninterestincome$2,205K (9.27%↑ Y/Y)Provision for creditlosses$425K (38.89%↑ Y/Y)Deposits$3,535K (-2.56%↓ Y/Y)Income before incometaxes$6,014K (29.89%↑ Y/Y)Total noninterestexpense$7,853K (4.79%↑ Y/Y)Net income$4,765K (26.12%↑ Y/Y)Income tax expense$1,249K (46.60%↑ Y/Y)Compensation and benefits$4,505K (5.50%↑ Y/Y)Data processing$1,165K (0.78%↑ Y/Y)Other expenses$1,151K (7.37%↑ Y/Y)Occupancy and equipment$576K (4.92%↑ Y/Y)Professional fees$252K (-22.94%↓ Y/Y)Advertising$204K (70.00%↑ Y/Y)Net incomeattributable to first...$4,762K (26.15%↑ Y/Y)Less net incomeattributable to...$3K (0.00%↑ Y/Y)

FIRST CAPITAL INC (FCAP)

FIRST CAPITAL INC (FCAP)