For the quarter ending 2026-03-31.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Noninterest income, financial services-Service Charges On Deposit Accounts | 592 | 631* | 625 | 588 |
| Noninterest income, financial services-ATMAnd Debit Card Fees | 1,081 | 1,180* | 1,191 | 1,147 |
| Loss on sale of securities | -92 | 0 | -39 | 0 |
| Unrealized gain on equity securities | 178 | 22 | 150 | -41 |
| Gain on sale of loans | 133 | 308 | 243 | 152 |
| Increase in cash surrender value of life insurance | 57 | 50 | 51 | 49 |
| Other income | 99 | 103 | 85 | 123 |
| Total noninterest income | 2,048 | 2,293 | 2,306 | 2,018 |
| Loans, including fees | 10,442 | 10,479 | 10,411 | 10,254 |
| Taxable | 2,713 | 2,538 | 2,257 | 1,979 |
| Tax-exempt | 703 | 718 | 684 | 665 |
| Dividends | 24 | 27 | 25 | 25 |
| Borrowed funds - bank term funding program ('btfp') | - | - | 0 | 0 |
| Interest bearing deposits with banks | 1,042 | 1,041 | 1,281 | 1,117 |
| Advances - fhlb | - | - | 0 | 0 |
| Total interest income | 14,924 | 14,803 | 14,658 | 14,040 |
| Deposits | 3,506 | 3,602 | 3,702 | 3,628 |
| Total interest expense | 3,506 | 3,602 | 3,702 | 3,628 |
| Net interest income | 11,418 | 11,201 | 10,956 | 10,412 |
| Provision for credit losses | 350 | 350 | 150 | 306 |
| Net interest income after provision for credit losses | 11,068 | 10,851 | 10,806 | 10,106 |
| Compensation and benefits | 4,337 | 4,344 | 4,093 | 4,270 |
| Occupancy and equipment | 634 | 412 | 807 | 549 |
| Data processing | 1,096 | 1,176 | 1,182 | 1,156 |
| Professional fees | 527 | 268 | 290 | 327 |
| Advertising | 72 | 141 | 147 | 120 |
| Other expenses | 1,087 | 982 | 1,045 | 1,072 |
| Total noninterest expense | 7,753 | 7,323 | 7,564 | 7,494 |
| Income before income taxes | 5,363 | 5,821 | 5,548 | 4,630 |
| Income tax expense | 1,030 | 938 | 1,067 | 852 |
| Net income | 4,333 | 4,883 | 4,481 | 3,778 |
| Less net income attributable to noncontrolling interest in subsidiary | 3 | 4 | 3 | 3 |
| Net income attributable to first capital, inc | 4,330 | 4,879 | 4,478 | 3,775 |
| Basic EPS | 1.3 | 1.458 | 1.34 | 1.13 |
| Diluted EPS | 1.3 | 1.457 | 1.34 | 1.13 |
| Basic Average Shares | 3,336,077,000 | 3,345,645* | 3,348,618,000 | 3,346,653,000 |
| Diluted Average Shares | 3,338,634,000 | 3,347,989* | 3,350,008,000 | 3,350,344,000 |
FIRST CAPITAL INC (FCAP)
FIRST CAPITAL INC (FCAP)